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Average Cost of Car Insurance in Santa Clarita

Santa Clarita$1,467
California$1,429
U.S.$1,424

In Santa Clarita, the average yearly cost of car insurance is $1,467, which is higher than both the California and U.S. averages. The typical Santa Clarita rate is 2.7% higher than the state average of $1,429 and 3% higher than the national average of $1,424.

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The Best Cheap Car Insurance Companies in Santa Clarita

The company with the most reasonable car insurance rates in Santa Clarita is Esurance. Their coverage is 57.8% cheaper on average than Farmers, which is the city’s most expensive auto insurance provider.

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Company
Amountper year
1. Esurance
In 2021, Esurance ranked #1 in Santa Clarita for the cheapest car insurance for the average driver.
$1,115
2. USAA
In 2021, USAA ranked #2 in Santa Clarita for the cheapest car insurance for the average driver.
$1,210
3. AAA
In 2021, AAA ranked #3 in Santa Clarita for the cheapest car insurance for the average driver.
$1,254
4. Progressive
In 2021, Progressive ranked #4 in Santa Clarita for the cheapest car insurance for the average driver.
$1,320
5. GEICO
In 2021, GEICO ranked #5 in Santa Clarita for the cheapest car insurance for the average driver.
$1,333
6. Allstate
In 2021, Allstate ranked #6 in Santa Clarita for the cheapest car insurance for the average driver.
$1,356
7. Mercury
In 2021, Mercury ranked #7 in Santa Clarita for the cheapest car insurance for the average driver.
$1,393
8. State Farm
In 2021, State Farm ranked #8 in Santa Clarita for the cheapest car insurance for the average driver.
$1,478
9. MetLife
In 2021, MetLife ranked #9 in Santa Clarita for the cheapest car insurance for the average driver.
$1,482
10. Hartford
In 2021, Hartford ranked #10 in Santa Clarita for the cheapest car insurance for the average driver.
$1,639
11. Allied
In 2021, Allied ranked #11 in Santa Clarita for the cheapest car insurance for the average driver.
$1,731
12. Travelers
In 2021, Travelers ranked #12 in Santa Clarita for the cheapest car insurance for the average driver.
$1,746
13. Farmers
In 2021, Farmers ranked #13 in Santa Clarita for the cheapest car insurance for the average driver.
$1,759

Personalized Quotes to Get You the Cheapest Car Insurance in Santa Clarita

Auto insurance firms evaluate a range of factors to calculate car insurance quotes in Santa Clarita, including your age and gender, car make and model, marital status and more. For instance, consider State Farm in Santa Clarita. Its typical coverage rate for an 18-year-old male driver is nearly double the average cost of a similar policy for 40-year-old male customers. We advise you to regularly get a customized quote that factors in your changing situations to find affordable coverage.

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Cheapest Car Insurance in Santa Clarita by Coverage Amount

How much car insurance coverage you purchase in Santa Clarita also affects how much your policy will cost. Coverage includes required liability coverage and optional items like collision, comprehensive, and deductibles.

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California Minimum Liability Requirements

ItemDescription
Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $5,000 for property damage. A more protective level is 100/300/100.

In Santa Clarita, Esurance offers both liability-only and full-coverage packages within 50/100/50 limits. These plans pay for $50,000 in medical bills per person, totaling $100,000 per vehicle, along with $50,000 in property damage repair. A full-coverage plan will also pay for your own costs if you cause an accident. Esurance’s 50/100/50 full-coverage policy costs $290 more on average than the liability-only package, but the extra amount may be worth the investment as you gain additional benefits.

Average Car Insurance Premiums by Coverage Type

Liability Only
CompanyState Minimumper year50 / 100 / 50per year
1. USAA$513$669
2. Esurance$641$770
3. AAA$590$716
4. GEICO$571$789
5. Progressive$596$843
6. Mercury$611$850
7. Allstate$790$913
8. State Farm$731$981
9. MetLife$785$1,074
10. Hartford$790$1,010
11. Travelers$721$1,002
12. Allied$808$1,046
13. Farmers$971$1,136
Full Coverage
Company50 / 100 / 50per year100 / 300 / 100per year
1. USAA$1,134$1,210
2. Esurance$1,060$1,115
3. AAA$1,136$1,254
4. GEICO$1,204$1,333
5. Progressive$1,182$1,320
6. Mercury$1,285$1,393
7. Allstate$1,277$1,356
8. State Farm$1,323$1,478
9. MetLife$1,370$1,482
10. Hartford$1,518$1,639
11. Travelers$1,614$1,746
12. Allied$1,596$1,731
13. Farmers$1,635$1,759
Compare Car Insurance Rates in Santa Clarita

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates

Cheapest Car Insurance in Santa Clarita If You Have Tickets

A big advantage of safe driving is lower car insurance premiums. This is because driving violations on your record raise your auto insurance cost. For instance, Esurance customers in Santa Clarita with a speeding ticket need to pay approximately $298 more annually for their coverage. Likewise, those with a DUI on their record need to shell out a whopping $1,667 more on average per year for their policy compared to clean drivers.

CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
1. Esurance$1,413$1,756$2,782
2. Mercury$1,821$2,421$2,277
3. USAA$1,322$2,114$3,428
4. GEICO$1,970$2,254$3,145
5. AAA$1,656$1,913$3,926
6. Progressive$2,542$2,782$3,199
7. Allstate$1,920$2,417$4,289
8. Farmers$2,418$3,022$3,022
9. State Farm$2,176$2,265$4,543
10. Travelers$2,634$2,928$3,650
11. Allied$2,426$2,789$4,194
12. Hartford$2,575$3,612$6,081
13. MetLife$1,914$2,488$9,318

Average Cost of Car Insurance by Postal Code

Your neighborhood in Santa Clarita also has an impact on your auto insurance cost. This is because ZIP codes with higher numbers of car thefts, accidents and uninsured drivers are considered riskier and more expensive to insure. In Santa Clarita, residents of the 91350 ZIP code need to pay $21 less on average in annual car insurance premiums compared to ZIP code 91390.

Zip CodeState Minimumper year
91350$1,456
91390$1,478
iconribbontop ratedCar Insurance agentsSanta Clarita2021

Top Agents Offering Affordable Car Insurance in Santa Clarita

1. Dynamite Insurance Brokerage22924 Lyons Ave, Ste 207, Santa Clarita, CA, 91321
25 ratings
2. Reliable Insurance Services22943 Soledad Canyon Rd, Santa Clarita, CA, 91350
12 ratings
3. Carlos Villalobos Insurance Agency Inc.25001 The Old Rd, Santa Clarita, CA, 91381
6 ratings
4. Brian Stephens - State Farm Insurance Agent18560 Vía Princessa, Ste 215, Santa Clarita, CA, 91387
5 ratings
5. Crystal Gonzales - D&S Gonzales Insurance Services26893 Bouquet Canyon Rd C-169, Santa Clarita, CA, 91350
5 ratings

Factors That Impact Insurance Costs in Santa Clarita

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Santa Clarita. How Santa Clarita ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities262nd/300
handcuffs2 icon
Most Car Thefts210th/300
uninsured icon
Most Uninsured Motorists by State12th/50
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Personal Injury Protection RequiredNo
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Most Annual Rainfall247th/300
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Most Rainy Days260th/300

Shopping around for car insurance in Santa Clarita could save you $352, which is enough to buy:


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117Cups of Coffee
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27Months of Your Favorite Streaming Service

Methodology and Assumptions

MoneyGeek’s average premium rates for Santa Clarita are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on overage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.

Compare Car Insurance Rates in Santa Clarita

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates