Washington Car Insurance Quotes: Compare State Farm, Progressive and More

MoneyGeek gathered estimates from Washington's biggest insurers by market share, being State Farm, Progressive and GEICO, and other providers for a range of driver profiles, taking into consideration the driver's age, driving history, credit score and more.

MoneyGeek looked into Washington’s cheapest insurance to help you if you’re looking to save money on insurance. Furthermore, if you're wondering how insurance rates differ in the state, our guide to the average cost of auto insurance in Washington may be useful.

It should be noted that MoneyGeek's free car insurance quotes in Washington do not account for insurance discounts.

MoneyGeek collected thousands of car insurance quotes in Washington. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

CompareQuotesWashington2022

Compare Washington Car Insurance Quotes

Compare State Farm Car Insurance Quote - State Farm

Compare Progressive Car Insurance Quote - Progressive

Compare GEICO Car Insurance Quote - GEICO

Compare Liberty Mutual Car Insurance Quote - Liberty Mutual

Compare Allstate Car Insurance Quote - Allstate

Compare USAA Car Insurance Quote - USAA

Compare Farmers Car Insurance Quote - Farmers

Compare PEMCO Car Insurance Quote - PEMCO

Compare American Family Car Insurance Quote - American Family

Compare Travelers Car Insurance Quote - Travelers

State Farm's average annual premium for full coverage car insurance in Washington is $956.

Its cheapest quote is for minimum coverage at $428 per year for a 40-year-old SUV driver with a clean driving record and excellent credit. State Farm's most expensive quote comes in at around $4,886 for a 20-year-old luxury sedan driver with bad credit, an accident on their record and a full coverage policy.

Using the table below, select the characteristics that fit you to see how much minimum coverage car insurance costs compared to full coverage.

State Farm Car Insurance Quotes in Washington

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $517
• 100/300/100 Comprehensive/Collision
  $985

Full auto insurance in Washington through Progressive costs an average of $920 per year.

State minimum auto insurance for a 40-year-old SUV driver with excellent credit and a clean driving record costs around $377 per year, the cheapest quote by Progressive. For full coverage insurance, a 20-year-old luxury sedan driver with poor credit and an accident on their driving record can expect to pay approximately $9,809 annually, which is the most expensive quote by the company.

Using the table below, select the characteristics that fit you to compare the cost of state-mandated minimum coverage and full coverage car insurance.

Progressive Car Insurance Quotes in Washington

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $455
• 100/300/100 Comprehensive/Collision
  $948

GEICO’s average annual car insurance premium for Washington drivers for full coverage is $821.

The insurer’s cheapest quote is $385 per annum on average, and it’s for a 40-year-old SUV driver with excellent credit, a clean driving record and minimum coverage. A 20-year-old luxury sedan driver with a poor credit score and accident on record will see an average quote of $8,468 per year for full coverage insurance, which is GEICO’s most expensive premium.

See the table below to select the characteristics that fit you, then compare the cost of state minimum and full coverage auto insurance policies.

GEICO Car Insurance Quotes in Washington

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $465
• 100/300/100 Comprehensive/Collision
  $846

In Washington, Allstate’s average quote for full coverage car insurance is $1,143 per year.

Its cheapest quote is for a minimum coverage policy at $605 yearly and applies to a 40-year-old SUV driver with excellent credit and a clean driving record. A 20-year-old luxury sedan driver with bad credit and an accident history can expect to pay roughly $6,755 for full coverage insurance, the company's most costly rate.

In the table below, state minimum and full coverage auto insurance prices are compared for various driver profiles.

Allstate Car Insurance Quotes in Washington

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $731
• 100/300/100 Comprehensive/Collision
  $1,177

Full coverage car insurance in Washington through USAA costs an average of $638 per year. Note that USAA insurance policies are only available to current and former military members and their families.

The insurer’s cheapest quote at approximately $277 per year is for a minimum coverage policy for a 40-year-old SUV driver with excellent credit and a clean driving record. The company’s most expensive rate is for a 20-year-old luxury sedan driver with poor credit and a DUI on their record. That policyholder should expect to pay an average of $5,757 per year for full coverage insurance.

Select the characteristics that fit your profile on the table below to compare minimum coverage car insurance costs to full coverage.

USAA Car Insurance Quotes in Washington

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $334
• 100/300/100 Comprehensive/Collision
  $657

The average yearly cost of full coverage car insurance through Farmers for Washington drivers is $1,704.

The cheapest annual cost of minimum coverage for a 40-year-old SUV driver with excellent credit and a clean driving record is around $825. The most expensive quote from the company is approximately $11,351 for full coverage insurance for a 20-year-old luxury sedan driver with poor credit and a DUI.

Using the table below, you can compare the costs of state-mandated minimum and full coverage auto insurance premiums based on various driver characteristics.

Farmers Car Insurance Quotes in Washington

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• Coverage Level
  Farmers Average Annual Quote
• State Minimum Liability
  $997
• 100/300/100 Comprehensive/Collision
  $1,756

PEMCO Mutual insures Washington's drivers for an average annual premium of $800.

State-mandated minimum car insurance costs approximately $393 per year for 40-year-old SUV drivers with excellent credit and a clean driving record. The company's most expensive rate is for a 20-year-old luxury sedan driver with poor credit and a DUI at about $5,682 for full coverage insurance.

The table below highlights the costs of state-mandated minimum and full coverage auto insurance for a variety of driver characteristics.

PEMCO Car Insurance Quotes in Washington

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• Coverage Level
  PEMCO Average Annual Quote
• State Minimum Liability
  $474
• 100/300/100 Comprehensive/Collision
  $824

In Washington, American Family offers full coverage car insurance at an average of $1,371 per annum.

At $665 yearly, its cheapest premium is for SUV drivers over 40 with excellent credit and a clean driving record. On the other hand, a 20-year-old luxury sedan driver with a DUI and poor credit score should budget around $11,452 for full coverage insurance, the company's most expensive quote.

Use the table below to select the characteristics that fit you. Then you can see how much the state minimum car insurance costs versus full coverage.

American Family Car Insurance Quotes in Washington

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• Coverage Level
  American Family Average Annual Quote
• State Minimum Liability
  $803
• 100/300/100 Comprehensive/Collision
  $1,412

Full coverage car insurance in Washington through Travelers costs a yearly average of $1,211.

The cheapest quote from the company is approximately $600 per year for a 40-year-old SUV driver with excellent credit, clean driving record and minimum coverage. A 20-year-old luxury sedan driver with poor credit and a DUI on their driving record may expect to spend roughly $8,252 for full coverage insurance, which is the company's most expensive quote.

The table below compares the costs of state minimum and full coverage auto insurance premiums based on various profiles.

Travelers Car Insurance Quotes in Washington

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• Coverage Level
  Travelers Average Annual Quote
• State Minimum Liability
  $725
• 100/300/100 Comprehensive/Collision
  $1,248

There are various methods for estimating car insurance costs. The first step is to obtain a car insurance quote.

You can also do your own research or use MoneyGeek's statistics to determine how much car insurance might cost. If you use our auto insurance calculator to get rates from multiple insurance companies in Washington, your findings will be more accurate.

Or you can obtain and compare personalized quotes from several insurers. This method is the most exact but also the most time-consuming.

Auto Insurance Calculator

State

Washington

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$339

2.

GEICO

$450

3.

PEMCO

$500

4.

State Farm

$522

5.

Progressive

$542

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You can get car insurance quotes in Washington by using the insurer’s online tool or speaking with an insurance agent or broker. To obtain a quote, you will be required to supply both personal and vehicle information. Additionally, you should be aware of the amount of auto insurance you require so that the company can provide an accurate estimate.

MoneyGeek recorded the time required to obtain auto insurance quotes from Washington's major insurance providers. USAA has the quickest turnaround time for online quotes. Additionally, we identified which companies do not offer online quotes.

State Farm's online quote tool takes around two minutes to generate a quote. Additionally, State Farm issued an online price for our sample driver. By adjusting the coverage levels, you can see how the premiums change in real time.

Progressive provides an online quote tool that allows you to obtain a car insurance quote online in about two minutes. By utilizing the Progressive quote tool, we were able to make adjustments to the coverage levels and obtain real-time estimates for MoneyGeek's sample driver.

A quote from GEICO’s online quote tool takes about three minutes to generate. GEICO also provided an online quote for our sample driver. You can use the tool to experiment with different coverage levels and see how the prices change. Furthermore, the tool lets you select the applicable discounts or bundle policies.

The Liberty Mutual website has an online quotation tool, and the quote processing takes roughly two minutes. As we changed the coverage levels, our sample driver's insurance prices changed in real time. You can add coverages, discounts, and benefits to the policy and see the changes in real time.

On the Allstate website, there is an online quote tool. It only took two minutes to get an estimate for MoneyGeek's sample driver. You can also change your coverage levels and see how your premiums change.

MoneyGeek tried USAA's online quote tool, but was unsuccessful. The firm provides standard plans and coverage. Getting a personalized quote with USAA requires speaking with a representative and outlining your specific needs.

MoneyGeek attempted to obtain a quote for our sample driver using Farmers’ online quote tool, but was unable to do so.

There's a quote tool on PEMCO's website, which we used to obtain a quote for our sample driver in roughly three minutes. You can play around with the coverage levels to see how the prices change as a result of the adjustments.

In approximately two minutes, we were able to obtain a quote for our sample driver through American Family’s quotation tool available on their website. However, you will not be able to see any changes in insurance rates if you change the coverage levels.

Travelers’ online quote tool will provide you with an estimate in about two minutes. In their website, we could change the coverage levels and get real-time estimates for our sample driver. You can save money on your insurance premiums by using its multi-car discounts.

Obtaining car insurance quotes online is a straightforward process. MoneyGeek has answered the most frequently asked questions about car insurance costs in Washington to assist you in your search.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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