Virginia Car Insurance Quotes: Compare GEICO, State Farm and More

Where should you begin if you're looking for car insurance quotes in Virginia? To assist you with your search, MoneyGeek compiled averages of auto insurance rates from the state's major insurance providers by market share, including GEICO, State Farm and USAA for various driver profiles.

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Last Updated: 4/28/2022
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Getting an online auto insurance quote from a single insurer can take two to eight minutes on average. MoneyGeek compiled rates for different driver profiles from various insurers for you to quickly compare several auto insurance quotes.

As with all states, Virginia’s car insurance quotes vary considerably based on driver profiles. For example, the state average for a 40-year-old SUV driver with excellent credit is $361 per year for minimum coverage. A 20-year-old luxury sedan driver with a DUI and poor credit score pays on average $6,778 yearly in Virginia for full coverage insurance.

Car Insurance Quotes in Virginia by Company

MoneyGeek gathered car insurance quotes from Virginia’s largest insurers by market share, including GEICO, State Farm and USAA, among others, for various driver profiles, taking into account the driver’s age, driving history, credit score and more.

MoneyGeek also examined the cheapest quotes in Virginia to help drivers that want to save money on their insurance. If you're curious about how insurance rates can change based on your profile and the coverage level you select, our guide to the average cost of auto insurance in Virginia might be of assistance.

It should be noted that MoneyGeek's quotes do not take into account insurance discounts, so your rates might vary.

MoneyGeek collected thousands of car insurance quotes in Virginia. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Customize the toggles and get Virginia car insurance quotes that fit your profile

GEICO Car Insurance Quotes in Virginia

GEICO's average cost of full coverage auto insurance in Virginia is $670 per year.

The insurer offers state minimum insurance for a 40-year-old SUV driver with a clean driving record and excellent credit score at $299 per year, which is its cheapest quote. The most expensive quote from GEICO is around $8,188 for a 20-year-old luxury sedan driver with a DUI and poor credit score seeking 100/300/100 full coverage insurance.

Using the table below, you can select the characteristics that fit your driving profile and compare the cost of a state minimum and full coverage insurance policy.

GEICO Car Insurance Quotes in Virginia

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $361
  • 100/300/100 Comprehensive/Collision
    $690

State Farm Car Insurance Quotes in Virginia

In Virginia, the average annual premium for full coverage auto insurance with State Farm is $744.

An SUV driver who is 40 years old, has a clean driving record and has an excellent credit score can get state minimum insurance from State Farm for $335 per year, the insurer’s cheapest quote. State Farm's most expensive quote comes in at $4,299 for a 20-year-old driving a luxury sedan with a poor credit score and an accident on their record who is looking for full coverage insurance.

Using the table below, you can compare the costs of state minimum and full coverage auto insurance policies based on various driver profiles.

State Farm Car Insurance Quotes in Virginia

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $404
  • 100/300/100 Comprehensive/Collision
    $766

USAA Car Insurance Quotes in Virginia

USAA's average annual full coverage car insurance premium in Virginia is $664. However, the company only sells its policies to current and former military members and their families.

A 40-year-old SUV driver can get USAA’s state minimum insurance for $284 per year if they have excellent credit and a clean driving record. This is the insurer’s cheapest quote. In the case of a 20-year-old luxury sedan driver with a poor credit score and a DUI, USAA quotes around $5,903 for full coverage insurance, the company’s most expensive.

The table below can help compare the costs of state minimum and full coverage auto insurance policies based on characteristics that meet your profile.

USAA Car Insurance Quotes in Virginia

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $343
  • 100/300/100 Comprehensive/Collision
    $684

Progressive Car Insurance Quotes in Virginia

Progressive's annual average rate for full coverage car insurance in Virginia is $504.

If you’re a 40-year-old SUV driver with excellent credit and a clean driving record, you can purchase minimum coverage car insurance from Progressive for $284 per year on average, the company’s cheapest quote. On the other hand, Progressive charges roughly $4,226 yearly for full coverage insurance for a 20-year-old luxury sedan driver with a bad credit score and an accident on record. This is the company's most expensive quote.

You can compare the costs of state minimum and full coverage auto insurance policies by choosing the characteristics that fit your profile.

Progressive Car Insurance Quotes in Virginia

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $343
  • 100/300/100 Comprehensive/Collision
    $520

Allstate Car Insurance Quotes in Virginia

The annual average rate for Allstate's full coverage car insurance in Virginia is $908.

A policy with coverage that meets the state minimum is approximately $393 per year for a 40-year-old SUV driver with excellent credit and a clean driving record, being Allstate’s cheapest quote. A 20-year-old luxury car driver with a poor credit score and an accident on their driving record will pay the insurer’s most expensive quote of around $7,334 per annum for full coverage insurance.

The table below compares the costs of state minimum and full coverage auto insurance premiums based on a number of driver characteristics.

Allstate Car Insurance Quotes in Virginia

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $474
  • 100/300/100 Comprehensive/Collision
    $935

Nationwide Car Insurance Quotes in Virginia

In Virginia, Nationwide quotes an average of $714 for full coverage car insurance.

Nationwide's cheapest quote is for a policy with minimum coverage at around $375 per year, and applies to SUV drivers over 40 with excellent credit and a clean driving record. A 20-year-old luxury sedan driver with poor credit and a DUI can expect to pay around $5,828 for full coverage insurance, which is the company's most expensive quote.

You can select the characteristics that fit your driving profile and compare the cost of a state minimum and full coverage insurance policy using the table below.

Nationwide Car Insurance Quotes in Virginia

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  • Coverage Level
    Nationwide Average Annual Quote
  • State Minimum Liability
    $452
  • 100/300/100 Comprehensive/Collision
    $735

Erie Car Insurance Quotes in Virginia

Erie quotes an average of $676 for full coverage auto insurance in Virginia.

Its state minimum insurance costs around $299 per year, the company’s cheapest quote, which is for SUV drivers over 40 with excellent credit and a clean driving record. A 20-year-old luxury sedan driver with poor credit and a DUI should anticipate paying roughly $5,174 per year for full coverage insurance, Erie’s most costly rate.

Using the table below, you can choose the details that fit you and compare the cost of a state minimum and full coverage insurance policy.

Erie Car Insurance Quotes in Virginia

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  • Coverage Level
    Erie Average Annual Quote
  • State Minimum Liability
    $361
  • 100/300/100 Comprehensive/Collision
    $696

Travelers Car Insurance Quotes in Virginia

In Virginia, Travelers quotes an average of $849 per year for full coverage auto insurance.

The insurer’s cheapest quote is roughly $396 per year for SUV drivers over 40 with excellent credit, a clean driving record and minimum coverage. A 20-year-old luxury sedan driver with poor credit and a DUI should budget $6,688 yearly for full coverage insurance, the company's most expensive rate.

The table below compares the rates of state minimum and full coverage auto insurance for various driver profiles.

Travelers Car Insurance Quotes in Virginia

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $478
  • 100/300/100 Comprehensive/Collision
    $875

How to Get Free Car Insurance Quotes in Virginia

There are different ways to find out how much car insurance will cost you.

You can do your own research or use MoneyGeek’s data to get an idea of the cost. We’ve provided car insurance quotes in Virginia by company in this guide, but you can use our car insurance calculator if you want more precise estimates.

Additionally, you can obtain and compare personalized online quotes from insurance providers. We recommend obtaining at least three quotes for best results. While this process is the most time-consuming, it does provide you with the most accurate rates.

Auto Insurance Calculator

State

Virginia

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$347

2.

Erie

$358

3.

GEICO

$371

How to Get Car Insurance Quotes from Insurers in Virginia

To get car insurance quotes in Virginia, you can use online quote tools or chat with an insurance agent or broker. You will be required to supply personal information as well as car specifics during the procedure. You should also know how much auto insurance you require so that the firm can provide you with a more accurate quote.

MoneyGeek tracked the time it takes to obtain auto insurance quotes from Virginia's top insurance firms. Erie gives the fastest online quotes, according to our research. MoneyGeek could not get a quote from some insurers using their online tool, so those companies have been designated as not offering an online quote process.

How Fast Are Online Quote Tools in Virginia?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • GEICO
    • State Farm
    • Progressive
    • Allstate
    • Erie
    • Liberty Mutual
    • Travelers
    • Virginia Farm Bureau
  • Longer Online Quote Process (>10 Minutes)

    • USAA
    • Nationwide

GEICO Car Insurance Quote Tools in Virginia

GEICO's online quote tool provides an estimate in about three minutes. We obtained a quote online from GEICO for our sample driver in Virginia using the tool. By adjusting the coverage level, you can see how the price changes in real time. The tool also lets you select discounts or bundled policies.

State Farm Car Insurance Quote Tools in Virginia

On their website, State Farm has a quote tool, which takes around two minutes to complete. We obtained a quote for our sample driver in Virginia and compared rates in real time by adjusting the coverage level.

USAA Car Insurance Quote Tools in Virginia

Although USAA has an online quote tool, MoneyGeek was unable to obtain a quote for our sample driver in Virginia. The company offers standard plans and coverages, but you can only get a personalized quote by talking to a company representative and discussing your specific needs.

Progressive Car Insurance Quote Tools in Virginia

Virginia drivers can get a car insurance estimate from Progressive using their online quote tool. The entire procedure should only take two minutes to complete. For MoneyGeek's sample driver, we were able to adjust the coverage levels and see how much the quoted premium changed in real time.

Allstate Car Insurance Quote Tools in Virginia

Allstate has an online quotation tool. It takes approximately two minutes to get an estimate for a Virginia driver. The tool lets you adjust your coverage level in real time to see how much your premium would change.

Nationwide Car Insurance Quote Tools in Virginia

Although Nationwide provides an online quote tool, we could not obtain a car insurance quote for our sample Virginia driver using it.

Erie Car Insurance Quote Tools in Virginia

Erie's website provides an online quote tool, which we used to obtain a quote for our sample driver in Virginia in less than one minute. Using this tool, you can experiment with coverage levels to see how the prices change.

Liberty Mutual Car Insurance Quote Tools in Virginia

Liberty Mutual has an online quote on its website, which takes about two minutes to complete. We could change the coverage levels, include add-on coverages and apply discounts for our sample Virginia driver, and see the rate changes in real time.

Travelers Car Insurance Quote Tools in Virginia

Travelers has an online quote tool that will provide you with a car insurance cost estimate for a Virginia driver in about two minutes. We were able to adjust the coverage levels for MoneyGeek's sample driver, and see how that changed the quote in real time.

Virginia Farm Bureau Car Insurance Quote Tools in Virginia

Virginia Farm Bureau's online quote tool will generate an estimate for you in about three minutes. We were able to obtain a quote for our sample Virginia driver; however, the tool does not allow you to customize the level of coverage to see how the estimate might change.

FAQ About Car Insurance Quotes in Virginia

Car insurance quotes can be obtained online in a matter of minutes. MoneyGeek answers the most frequently asked questions about getting Virginia car insurance quotes to assist you in your search.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.