Vermont Car Insurance Quotes: Compare Progressive, GEICO and More

MoneyGeek obtained car insurance quotes from Vermont's biggest insurers by market share, Progressive, GEICO and Liberty Mutual, as well as other providers, for various driver profiles, including the driver's age, driving history and credit score.

MoneyGeek also looked at Vermont's cheapest insurance to help you save money on insurance. In addition, if you're curious about how insurance prices can be affected, our guide to the average cost of car insurance in Vermont may be helpful.

Because MoneyGeek's quotes do not take insurance discounts into consideration, your results may vary.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in Vermont.

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Compare Vermont Car Insurance Quotes

Compare Progressive Car Insurance Quote - Progressive

Compare GEICO Car Insurance Quote - GEICO

Compare Liberty Mutual Car Insurance Quote - Liberty Mutual

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Progressive offers an average of $1,432 for auto insurance for Vermont residents.

Its state minimum insurance costs around $535 per year for 40-year-old SUV drivers with excellent credit and a clean driving record. A 20-year-old luxury sedan driver with poor credit and an accident history can expect to pay around $11,490 for full coverage insurance, the company's most expensive rate.

The table below compares state minimum and full coverage vehicle insurance costs for different driver profiles.

Progressive Car Insurance Quotes in Vermont

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $681
• 100/300/100 Comprehensive/Collision
  $1,476

Residents of Vermont can get auto insurance from GEICO for an average of $701 per year.

Its state minimum insurance costs around $300 yearly for 40-year-old SUV drivers with excellent credit and a clean driving record, which is the insurer’s cheapest quote. A 20-year-old luxury sedan driver with poor credit and a DUI can expect to pay around $10,321 per annum for full coverage insurance, the company's most expensive rate.

You can select the variables that apply to you in the table below to see how much minimum coverage car insurance costs compared to full coverage.

GEICO Car Insurance Quotes in Vermont

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $382
• 100/300/100 Comprehensive/Collision
  $722

The average cost of car insurance in Vermont from State Farm is $717 per year.

Minimum coverage for 40-year-old SUV drivers with excellent credit and a clean driving record costs around $280 annually, the company’s cheapest quote. For full coverage insurance, a 20-year-old luxury sedan driver with poor credit and an accident on record can expect to pay roughly $4,343, the insurer’s most expensive rate.

The chart below lets you compare the rates of minimum coverage car insurance with full coverage by selecting the characteristics that apply to you.

State Farm Car Insurance Quotes in Vermont

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $357
• 100/300/100 Comprehensive/Collision
  $738

Allstate offers auto insurance to Vermont residents at an average annual cost of $652.

Minimum coverage costs roughly $196 per year for 40-year-old SUV drivers with excellent credit and a clean driving record. A 20-year-old luxury sedan driver with a DUI and poor credit score may expect to spend about $4,484 for full coverage insurance, the company's most expensive premium.

The table below summarizes the costs of state minimum and full coverage auto insurance for various driver characteristics.

Allstate Car Insurance Quotes in Vermont

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $249
• 100/300/100 Comprehensive/Collision
  $672

Vermont’s drivers can get auto insurance from USAA at an average annual cost of $389; however, the company only offers car insurance to retired and active military members and their families.

For a 40-year-old SUV driver with excellent credit and a clean driving record, car insurance with minimum coverage costs around $129 per year, the cheapest premium offered by USAA. A 20-year-old luxury sedan driver with poor credit and a DUI can expect to pay around $3,871 for full coverage insurance, the company's most costly rate.

The table below shows the costs of state minimum and full coverage vehicle insurance for various driving profiles.

USAA Car Insurance Quotes in Vermont

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $165
• 100/300/100 Comprehensive/Collision
  $400

The average cost of car insurance from Vermont Mutual is $479 per year.

Its cheapest quote is for a 40-year-old SUV driver with excellent credit, a clean driving record and minimum coverage at $167 per year. The company’s most expensive annual premium is $9,437. That’s for full coverage insurance for a 20-year-old luxury sedan driver with poor credit and a DUI.

State minimum and full coverage vehicle insurance costs are shown in the table below based on various driving profiles.

Vermont Mutual Car Insurance Quotes in Vermont

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• Coverage Level
  Vermont Mutual Average Annual Quote
• State Minimum Liability
  $212
• 100/300/100 Comprehensive/Collision
  $494

There are different ways to find out how much you’ll pay for car insurance.

You can do your own research or use MoneyGeek’s data to get an idea of the cost. We’ve provided insurance quotes in Vermont by company in this guide, but if you want more precise estimates, you can use our car insurance calculator.

In addition, you can get personalized online quotes from insurance providers and compare them. We recommend obtaining at least three quotes for best results. While this process may take the most time, it does provide the most accurate rates.

Auto Insurance Calculator

State

Vermont

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

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high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$162

2.

Vermont Mutual

$202

3.

Allstate

$232

4.

Concord Group

$313

5.

State Farm

$339

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In Vermont, you can get your car insurance quote using online quote tools or chatting with an insurance agent or broker. To find your quote, you will be asked to provide personal information as well as your vehicle details. You should also know how much car insurance you need so that the company can provide you with an accurate estimate.

MoneyGeek kept track of how long it takes to get auto insurance quotes from Vermont's major insurance companies. Allstate, Progressive, State Farm, Travelers and Liberty Mutual had the fastest processing times. We also found which companies do not provide online quotes. MoneyGeek was unable to obtain quotes from certain insurers using their online tool, and as a result, those companies were labeled as not offering an online quote process.

Progressive offers an online car insurance quote tool that takes about two minutes to get an estimate. We were able to get a quote for MoneyGeek's sample Vermont driver and could change coverages with the tool adjusting prices in real time.

GEICO's online quote tool provided us with an online quote for our sample driver, generating that estimate in about three minutes. While you’re using the tool, you can change coverage levels to see how the prices adjust. In addition, the tool allows you to choose any discounts or bundling features that apply to you.

Liberty Mutual has an online quote tool with a processing time of about two minutes. We could change coverage levels for our sample driver in Vermont, with the tool adjusting the quote in real time. You can apply coverage add-ons and discounts and observe the price changes as you do so.

We were able to get a quote from State Farm for our sample Vermont driver in about two minutes. By using State Farm’s quote tool, you can see how changing your coverage level adjusts the cost of your car insurance policy.

There is an online quote tool available on the Allstate website. An estimate for MoneyGeek's sample Vermont driver took two minutes. You can adjust your coverage levels and evaluate the automatic changes in premiums.

MoneyGeek tried to get a quote for our sample driver in Vermont using USAA's online quote tool, but was unsuccessful. The company offers standard plans and insurance coverage. You need to speak with a representative and outline your specific requirements to get an individual quote.

The Auto Owners website does not offer an online quote tool for car insurance.

The Vermont Mutual website does not have a quote tool for car insurance.

The website for Co-Operative Insurance does not have a car insurance quote tool.

It will take around two minutes for you to get a quote from Travelers using their online quote tool. We adjusted coverage levels and obtained real-time estimates for our sample Vermont driver.

It’s easy to obtain car insurance quotes online, but it helps to know which companies to focus on. To aid you in your search, MoneyGeek has answered the most frequently asked questions regarding Vermont auto insurance rates.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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