Utah Car Insurance Quotes: Compare State Farm, Allstate and More

In Utah, the biggest car insurance companies by market share are State Farm, Allstate and Progressive. MoneyGeek gathered quotes from Utah’s major insurance providers, including those three, for various driver profiles with variables like age, driving record and credit score.

MoneyGeek also analyzed the cheapest car insurance companies in Utah for drivers looking to save on their premium. Drivers can also use our guide on Utah’s average cost of car insurance to get an idea of how rates change depending on various factors.

Remember that the insurance quotes in MoneyGeek’s studies are before any possible discounts.

MoneyGeek collected thousands of car insurance quotes in Utah. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

CompareQuotesUtah2022

Compare Utah Car Insurance Quotes

Compare State Farm Car Insurance Quote - State Farm

Compare Allstate Car Insurance Quote - Allstate

Compare Progressive Car Insurance Quote - Progressive

Compare GEICO Car Insurance Quote - GEICO

Compare Farmers Car Insurance Quote - Farmers

Compare Bear River Mutual Car Insurance Quote - Bear River

Compare USAA Car Insurance Quote - USAA

Compare Liberty Mutual Car Insurance Quote - Liberty Mutual

Compare American Family Car Insurance Quote - American Family

Compare Auto-Owners Car Insurance Quote - Auto-Owners Insurance Co

In Utah, State Farm car insurance costs approximately $1,299 per year.

The cheapest State Farm quote goes to a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance at approximately $601 per year.

Meanwhile, the highest quoted State Farm policy in Utah is around $8,009 annually; it’s for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

You can select details that fit your profile and compare the cost of state minimum and full coverage car insurance policies with the table below.

State Farm Car Insurance Quotes in Utah

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $771
• 100/300/100 Comprehensive/Collision
  $1,339

An Allstate car insurance policy costs approximately $1,111 per year in Utah.

Allstate’s most affordable quote is around $563 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

A 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage gets Allstate’s most expensive quote in Utah at roughly $7,603 per year.

By using the table below, you can choose characteristics that fit your profile and compare the cost of a state minimum and a full coverage car insurance policy in Utah.

Allstate Car Insurance Quotes in Utah

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $722
• 100/300/100 Comprehensive/Collision
  $1,145

In Utah, a Progressive car insurance policy costs approximately $1,299 per year.

A 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy gets Progressive’s most inexpensive quote at around $608 per year.

On the other hand, Progressive’s most expensive quote is roughly $12,000 per year for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

You can use the table below to select details that fit your profile and compare the price of state minimum and full coverage car insurance.

Progressive Car Insurance Quotes in Utah

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $780
• 100/300/100 Comprehensive/Collision
  $1,339

A GEICO car insurance policy in Utah costs roughly $677 per year.

GEICO’s most inexpensive quote is approximately $316 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

Conversely, GEICO’s priciest quote is for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage at around $7,886 per year.

In the table below, select characteristics that match your profile and compare the cost of a state minimum policy against a full coverage insurance policy in Utah.

GEICO Car Insurance Quotes in Utah

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $405
• 100/300/100 Comprehensive/Collision
  $698

In Utah, a car insurance policy from Farmers has an average cost of $1,091 per year.

The most affordable Farmers quoted policy, at around $511 per year, is for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

The most expensive Farmers quote is roughly $8,136 per year. A 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage gets this rate.

You can pick details that best describe your profile in the table below to compare the cost of state minimum and full coverage car insurance.

Farmers Car Insurance Quotes in Utah

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• Coverage Level
  Farmers Average Annual Quote
• State Minimum Liability
  $656
• 100/300/100 Comprehensive/Collision
  $1,124

For eligible active military and veterans, USAA car insurance in Utah costs approximately $644 per year.

The cheapest USAA quoted policy applies to a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance: $286 per year on average.

On the other hand, a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage gets USAA’s highest quote at around $6,104 per year.

You can choose details that fit your driving profile and compare the cost of a state minimum and a full coverage car insurance policy in the table below.

USAA Car Insurance Quotes in Utah

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $366
• 100/300/100 Comprehensive/Collision
  $664

In Utah, an American Family car insurance policy costs approximately $1,406 per year.

American Family’s lowest quoted policy is roughly $799 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

The priciest American Family policy is around $7,330 per year for a 20-year-old luxury sedan driver with a DUI, a poor credit score and full coverage.

In the table below, choose details that fit your driving profile and compare the cost of state minimum and full coverage car insurance.

American Family Car Insurance Quotes in Utah

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• Coverage Level
  American Family Average Annual Quote
• State Minimum Liability
  $1,026
• 100/300/100 Comprehensive/Collision
  $1,449

You have several options to get a sense of how much you should pay for car insurance in Utah, such as getting a car insurance estimate.

To do this, gather information yourself or use MoneyGeek’s research to find out how much you will pay for car insurance in Utah. Above, we’ve outlined car insurance quotes in Utah by company. However, using MoneyGeek’s car insurance calculator for Utah generates more accurate estimates.

Alternatively, you can compare actual binding quotes with real prices from car insurance companies in Utah. This method is tedious, but it gets the most precise rates.

Auto Insurance Calculator

State

Utah

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$349

2.

GEICO

$417

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To get car insurance quotes in Utah, you can use online quote tools or speak to an insurance agent. You must provide personal details, vehicle information, and how much car insurance you need to receive an accurate quote.

MoneyGeek researched the time it takes to acquire quotes from Utah’s biggest insurance providers and identified which companies don’t provide online estimates. We also found companies that had a quote tool on their site that we weren’t able to use to get a quote for our sample driver profile, designating them as not having an online quote process.

MoneyGeek found that State Farm has the fastest quote tool among the companies surveyed.

State Farm has an online quote tool that provided MoneyGeek’s sample driver with a policy estimate. It takes around two minutes to get a quote with the tool. After the initial quote, you can update your coverage levels and instantly see how prices change.

Allstate offers an online quote tool. Getting a quote for MoneyGeek’s sample driver took approximately two minutes, and the tool allows changes in coverage levels with real-time price updates. It also identifies possible discounts.

Progressive’s online quote tool takes approximately two minutes to use. Once MoneyGeek collected a quote for our sample driver, the tool allowed modifying coverages to see how rates change.

GEICO has an online quote tool that takes roughly three minutes. MoneyGeek collected a quote for our sample driver with the tool and discovered it allows bundling other insurance policies to access discounts.

MoneyGeek tried to use Farmers online quote tool for our sample driver but received an error message, and the system asked us to try again later. That’s why we consider Farmers online quote process unreliable, and it may be better to call and speak with an agent.

Bear River Mutual Insurance Company’s website doesn’t offer an online quote tool.

USAA’s website features an online auto insurance quote tool, but MoneyGeek couldn’t retrieve an estimate for our sample driver profile with it. Instead, it asked us to call to receive a quote.

Liberty Mutual has an online quote tool to use to get an idea of how much car insurance costs. When MoneyGeek used it for our sample driver, the whole process took around two minutes to finish. The tool allows modifications on the initial quoted policy and updates rates as changes are made.

You can visit American Family’s website to access its online quote tool. It takes around three minutes to complete the process and receive your quote. After MoneyGeek obtained a quote for our sample driver, the tool allowed changes to coverage levels to see an adjusted rate.

Auto-Owners Group’s website lacks an online quote tool feature.

Acquiring car insurance quotes shouldn’t be a time-consuming process. To help you shop for car insurance quotes in Utah, MoneyGeek answered the most common questions about the process.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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