South Carolina Car Insurance Quotes: Compare State Farm, Progressive and More

Where should you start when looking for car insurance quotes in South Carolina? MoneyGeek analyzed car insurance averages across the most popular insurers in the state, including State Farm, Progressive and GEICO, to give you a good starting point.

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Last Updated: 4/28/2022
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Based on our research, it takes between two to three minutes to obtain an online quote from a car insurance company in South Carolina. MoneyGeek collected quotes using different driver profiles to help you compare prices between multiple insurers.

The cost of car insurance in South Carolina varies significantly based on your profile. The cheapest coverage is for a 40-year-old SUV driver with a state minimum policy, an excellent credit score and a clean record costing around $534 per year. Conversely, a 20-year-old luxury sedan driver with full coverage car insurance, a DUI on record and a poor credit score pays the highest average car insurance rate in South Carolina, which costs approximately $8,600 annually.

Car Insurance Quotes in South Carolina by Company

The companies with the largest market share in South Carolina are State Farm, Progressive and GEICO. MoneyGeek collected quotes from these three companies as well as other popular carriers for different types of driver profiles considering different factors like age, credit score, driving history and more.

We also analyzed the most affordable auto insurance providers in South Carolina to help you save on premiums. You can even use our guide on the average cost of car insurance in South Carolina to compare price changes across the different factors.

Note that the insurance quotes used in this study exclude all possible company discounts.

MoneyGeek collected thousands of car insurance quotes in South Carolina. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

iconribbonCompareQuotesSouth Carolina2022

Compare South Carolina Car Insurance Quotes

Customize the toggles and get South Carolina car insurance quotes that fit your profile

State Farm Car Insurance Quotes in South Carolina

Car insurance from State Farm costs an average of $1,055 per year in South Carolina.

The cheapest quote from this insurer is for a 40-year-old driver with an SUV, state minimum car insurance, a clean driving record and an excellent credit score. The policy costs around $486 per year.

The most expensive quote from State Farm applies to a 20-year-old luxury sedan driver with full coverage car insurance, an accident on their record and a poor credit score. This quote costs approximately $6,193 per year.

You can use the table below to choose the details that match your profile to compare costs between the state minimum and full car insurance from State Farm.

State Farm Car Insurance Quotes in South Carolina

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $591
  • 100/300/100 Comprehensive/Collision
    $1,087

Progressive Car Insurance Quotes in South Carolina

A car insurance policy from Progressive costs an average of $1,380 per year in South Carolina.

A 40-year-old SUV driver with the state minimum coverage, an excellent credit score and a clean driving record gets the cheapest car insurance quote in South Carolina from Progressive and pays about $643 per year.

The most expensive quote from this company costs approximately $11,189 per year and is for a 20-year-old driving a luxury sedan with full coverage car insurance, a poor credit score and a prior accident record.

You can provide details that match your profile in the table below to compare car insurance rates for state minimum and full coverage car insurance from Progressive in South Carolina.

Progressive Car Insurance Quotes in South Carolina

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $783
  • 100/300/100 Comprehensive/Collision
    $1,422

GEICO Car Insurance Quotes in South Carolina

In South Carolina, GEICO’s average car insurance quote costs about $853 per year. The cheapest quote is for a 40-year-old SUV driver with the state minimum coverage, a clean driving record and an excellent credit score, which costs $398 per year on average.

On the other hand, GEICO’s most expensive quote is for a 20-year-old luxury sedan driver with a full coverage car insurance policy, a poor credit score and a DUI. This costs about $10,314 per year.

Using the table below, you can compare rates for the state minimum coverage against full coverage car insurance for characteristics that match your driving profile.

GEICO Car Insurance Quotes in South Carolina

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $484
  • 100/300/100 Comprehensive/Collision
    $878

Allstate Car Insurance Quotes in South Carolina

The average cost of a car insurance policy in South Carolina from Allstate is $1,120 per year.

The cheapest quote from the insurer is for a 40-year-old with a state minimum policy driving an SUV. This costs around $512 per year. The driver has a clean driving record as well as an excellent credit score.

The most expensive car insurance quote in South Carolina from Allstate is for a 20-year-old luxury sedan driver with full coverage car insurance, which has an estimated premium of $9,343 per year. The driver has a poor credit score and an accident on record.

You can select characteristics that match your profile from the table below to compare the cost of a state minimum policy against full coverage car insurance.

Allstate Car Insurance Quotes in South Carolina

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $622
  • 100/300/100 Comprehensive/Collision
    $1,154

USAA Car Insurance Quotes in South Carolina

USAA car insurance policies cost an average of $926 per year in South Carolina. USAA policies are limited to the military families.

This insurer’s cheapest quote costs about $423 per year. It applies to a 40-year-old SUV driver with the state minimum coverage, a clean driving record and an excellent credit rating.

The priciest quote from the insurer is for a 20-year-old luxury sedan driver with full coverage, a DUI and a poor credit score. This costs around $7,952 per year.

Drivers can select characteristics that fit their profile from the table below and compare the cost of a state minimum and a full coverage car insurance policy.

USAA Car Insurance Quotes in South Carolina

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $515
  • 100/300/100 Comprehensive/Collision
    $954

Travelers Car Insurance Quotes in South Carolina

A Travelers’ car insurance policy in South Carolina costs about $1,207 per year.

A 40-year-old with a state minimum policy driving an SUV gets the most affordable quote at $629 per year. The driver has a clean driving record and an excellent credit score.

Conversely, a 20-year-old luxury sedan driver with full coverage, a DUI on record and a poor credit score pays the highest rate for car insurance in South Carolina from Travelers, costing $8,948 per year on average.

You can select characteristics that suit your profile from the table below to compare rates between the state minimum and full coverage car insurance policies.

Travelers Car Insurance Quotes in South Carolina

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $766
  • 100/300/100 Comprehensive/Collision
    $1,244

Nationwide Car Insurance Quotes in South Carolina

In South Carolina, Nationwide’s car insurance policies cost an average of $1,217 per year. Their cheapest quote costs around $645 per year and is for a 40-year-old SUV driver with a state minimum insurance policy, a clean driving record and an excellent credit rating.

On the other hand, the most expensive car insurance quote in South Carolina from Nationwide is for a 20-year-old luxury sedan driver with full coverage, a DUI on record and a poor credit score, which costs about $10,950 per year.

You can pick characteristics that fit your profile from the following table to compare costs between the state minimum and full coverage car insurance policies.

Nationwide Car Insurance Quotes in South Carolina

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  • Coverage Level
    Nationwide Average Annual Quote
  • State Minimum Liability
    $784
  • 100/300/100 Comprehensive/Collision
    $1,254

How to Get Free Car Insurance Quotes in South Carolina

Drivers can use several methods to find out how much they will pay for car insurance in South Carolina. One method is through a car insurance estimate.

You can either complete your own research or use MoneyGeek’s analysis to determine how much you are likely to pay for car insurance. Moneygeek lists insurance quotes in South Carolina across multiple companies to help you make a quick comparison. You can also use our car insurance calculator for South Carolina for more accurate estimates.

You may also compare actual binding quotes with real prices from different companies to obtain even more accurate rates. However, this method is very time-consuming.

Auto Insurance Calculator

State

South Carolina

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

GEICO

$492

2.

USAA

$525

4.

Allstate

$606

How to Get Car Insurance Quotes from Insurers in South Carolina

To get your car insurance quotes in South Carolina, you can use the online quote tools available on the insurers’ website or speak to an insurance broker or agent. To complete the process, you will need to provide your personal details and car information. Additionally, you will need to specify how much car insurance coverage you wish to purchase to receive accurate rates.

MoneyGeek analyzed how much time you need to get car insurance quotes from South Carolina’s car insurers. We found that State Farm, Travelers, Allstate, Progressive, Liberty Mutual and Nationwide have the fastest online quote tool processes. However, we also found that some car insurance companies do not provide online quotes.

How Fast Are Online Quote Tools in South Carolina?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • BERKSHIRE HATHAWAY GRP
    • Allstate
    • Travelers
    • Nationwide
    • LIBERTY MUT GRP
  • No Online Quote Process

    • USAA
    • Southern Farm Bureau
    • AUTO OWNERS GRP

State Farm Car Insurance Quote Tools in South Carolina

State Farm offers a quote tool on its website. It takes about two minutes to obtain a car insurance quote using the tool, which also allows you to adjust your coverage levels and get updated prices in real-time.

Progressive Car Insurance Quote Tools in South Carolina

Progressive has an online quote tool. The process takes approximately two minutes, and you can change your coverage once you get your initial quote. The tool displays the new rate right after adjusting your coverage levels.

GEICO Car Insurance Quote Tools in South Carolina

GEICO provides an online quote tool that takes approximately three minutes to provide an estimate of your car insurance premiums. The tool shows possible discounts depending on your coverage levels. You can also revise your quote and get new premium estimates accordingly.

Allstate Car Insurance Quote Tools in South Carolina

Allstate has an online quote tool that takes around two minutes to obtain a quote from. The tool automatically identifies discounts that may apply to your policy. It also allows you to change coverage levels and request updated quotes.

USAA Car Insurance Quote Tools in South Carolina

USAA has a quote tool on its website. However, we were not able to access it, and it only supports adjustments on standard packages. For additional car insurance packages, you might need to speak to an agent to get the quote revised.

Travelers Car Insurance Quote Tools in South Carolina

Travelers provides customers with an online tool. You will get your quote within two minutes. The insurer also allows drivers to bundle coverages to save on premiums. The tool also allows you to modify coverage levels after getting an initial quote.

Nationwide Car Insurance Quote Tools in South Carolina

Nationwide has a quote tool on their website, and it takes approximately two minutes to complete the process. The company allows you to change your coverage level once you receive your initial quote.

Liberty Mutual Car Insurance Quote Tools in South Carolina

Liberty Mutual has an online quote tool that customers can use to get a quote in about two minutes. The tool also allows drivers to modify their coverage amounts once they receive a quote.

Southern Farm Bureau Car Insurance Quote Tools in South Carolina

Southern Farm Bureau does not have an online quote tool. To get an estimate of your car insurance rates, you will need to speak to a representative from the company.

Auto-Owners Insurance Co Car Insurance Quote Tools in South Carolina

The Auto-Owners Insurance Company’s website does not have an online quote tool. Customers can speak to an agent or representative from the company to get a quote.

FAQ About Car Insurance Quotes in South Carolina

Obtaining car insurance quotes from providers should not take a lot of time. MoneyGeek answered some of the commonly asked questions about car insurance quotes in South Carolina to get you started on the shopping process.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.