Pennsylvania Car Insurance Quotes: Compare State Farm, Erie and More

State Farm, Erie and Progressive are Pennsylvania’s three largest auto insurers by market share. MoneyGeek gathered rates for different driver profiles from these insurers as well as other major car insurance providers in the state using factors like age, credit score and driving history.

We also compiled the cheapest auto insurance in Pennsylvania if you’re looking to save on insurance premiums. Similarly, we have a guide on the average cost of auto insurance in Pennsylvania for individuals interested in seeing how much Pennsylvania’s insurance costs vary as a whole based on different criteria.

Please note that the quotations reflected in this guide do not include any possible discounts.

MoneyGeek collected thousands of car insurance quotes in Pennsylvania. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Pennsylvania Car Insurance Quotes

Compare State Farm Car Insurance Quote - State Farm

Compare Erie Car Insurance Quote - Erie

Compare Progressive Car Insurance Quote - Progressive

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The average cost of a car insurance quote in Pennsylvania from State Farm is $1,370 per year. State Farm’s cheapest quote is roughly $536 per year and is for 40-year-old SUV drivers with clean driving records, excellent credit scores and the state minimum insurance.

The most expensive priciest estimate costs roughly $7,292. This is for a 20-year-old luxury sedan driver with an accident on record, a bad credit rating and a full coverage policy.

You may find the traits that fit your profile from the table below and then compare the cost of state minimum insurance with full coverage.

State Farm Car Insurance Quotes in Pennsylvania

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $671
• 100/300/100 Comprehensive/Collision
  $1,411

Erie’s average annual auto insurance quote In Pennsylvania is $1,328. If you are a 40-year-old SUV driver, have a clean driving record, an excellent credit score and the state minimum insurance, you can get the cheapest price at around $470 per year.

But, if you're a 20-year-old luxury sedan driver with a DUI on your record, a poor credit rating and full coverage insurance, you might spend up to $9,151 each year.

Choose the attributes that best fit your profile from the table below to receive a quick comparison of the cost of state minimum insurance versus full coverage.

Erie Car Insurance Quotes in Pennsylvania

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• Coverage Level
  Erie Average Annual Quote
• State Minimum Liability
  $589
• 100/300/100 Comprehensive/Collision
  $1,368

Progressive’s average auto insurance quote in Pennsylvania costs roughly $2,589 each year. If you're a 40-year-old SUV driver with the state’s minimum coverage, a clean driving record and an excellent credit rating, then you can get the cheapest quotation costing around $891.

If you're a 20-year-old luxury sedan driver with full coverage who has had an accident and has a bad credit score, expect to pay an estimated annual premium as high as $19,266.

Choose the criteria that best reflect your profile from the table below and then compare the costs of a state minimum car insurance against a full coverage car insurance policy.

Progressive Car Insurance Quotes in Pennsylvania

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $1,116
• 100/300/100 Comprehensive/Collision
  $2,667

The average cost of car insurance in Pennsylvania from Allstate is $1,824 per year. The company provides its cheapest quote to 40-year-old SUV drivers with state minimum coverages, clean driving records and excellent credit ratings. This costs approximately $687 per year.

Meanwhile, the most expensive quote, which costs around $10,586 per year, is typically for 20-year-old luxury sedan drivers who have accidents on their record, full coverage and poor credit scores.

You may use our tool to choose the right characteristics depending on your profile and compare the costs of a state minimum to a full coverage insurance policy using the table below.

Allstate Car Insurance Quotes in Pennsylvania

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $861
• 100/300/100 Comprehensive/Collision
  $1,880

A GEICO auto insurance quote in Pennsylvania costs $1,344 per year on average. For 40-year-old SUV drivers with clean driving histories, outstanding credit scores and state minimum insurance, this cost can go as low as $447 per year.

However, if you're a 20-year-old driving a luxury sedan with full coverage, a DUI and a poor credit score, you may pay approximately $20,439 per year. This is GEICO’s most expensive quote.

You can select the features that best fit your profile from the table below. You can then compare the cost of state minimum insurance and full coverage.

GEICO Car Insurance Quotes in Pennsylvania

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $560
• 100/300/100 Comprehensive/Collision
  $1,384

Nationwide’s auto insurance costs about $1,771 per year in Pennsylvania. If you are a 40-year-old SUV driver with a clean driving record, outstanding credit and the state’s minimum coverage, you may save the most money with its cheapest price of around $756 per year.

Conversely, if you're a 20-year-old luxury sedan driver with a DUI on your record, a poor credit score and full coverage, you might end up with the company’s most expensive quote, which costs up to $13,575 each year.

Choose your driving characteristics from the table below, then compare the cost of state minimum insurance to the cost of a full coverage policy.

Nationwide Car Insurance Quotes in Pennsylvania

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• Coverage Level
  Nationwide Average Annual Quote
• State Minimum Liability
  $947
• 100/300/100 Comprehensive/Collision
  $1,825

USAA offers auto insurance in Pennsylvania for an average of $991 per year. Keep in mind these policies are only for military families.

If you are a 40-year-old SUV driver with a clean driving record, an excellent credit score and state minimum insurance, you can get the cheapest quotation for just around $307 per year.

Meanwhile, USAA’s most expensive quotation, which costs an estimated $6,282 per year, is for a 20-year-old luxury sedan driver with a poor credit score, a prior accident on their record and full coverage.

Choose the factors that best fit your profile from the table below to discover how much the state minimum auto insurance costs compared to a full coverage car insurance policy.

USAA Car Insurance Quotes in Pennsylvania

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $385
• 100/300/100 Comprehensive/Collision
  $1,021

Travelers’ auto insurance coverage in Pennsylvania costs $1,330 per year on average.

The cheapest quote, which costs around $679 per year, is offered to a 40-year-old SUV driver with a clean driving record, an excellent credit rating and the state minimum policy. On the other hand, the company’s most expensive quote, costing approximately $12,808 per year, is intended for 20-year-old luxury sedan drivers with DUIs, poor credit scores and full coverage policies.

Choose features that fit your driving profile and use the table below to compare the costs of a state minimum and a full coverage car insurance policy.

Travelers Car Insurance Quotes in Pennsylvania

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• Coverage Level
  Travelers Average Annual Quote
• State Minimum Liability
  $850
• 100/300/100 Comprehensive/Collision
  $1,370

There are a few different ways to figure out how much car insurance in Pennsylvania could cost you. You can do your own research or use our findings to get free car insurance rates in your state. You may compare the rates we gathered from the leading auto insurance companies or use our calculator to receive more precise estimates.

Another method is to compare real-world binding quotations with actual costs from potential insurers. This might take a long time, but it is the most accurate method of obtaining car insurance quotes.

Auto Insurance Calculator

State

Pennsylvania

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$376

2.

GEICO

$545

3.

Erie

$574

4.

State Farm

$655

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To get an auto insurance quote, you can use an online tool or speak with an insurance agent or broker. When requesting a quote, you will be asked to enter personal information as well as information on your car. You should also figure out how much auto insurance you require.

MoneyGeek looked into how long it takes to acquire a quote from a car insurance company in Pennsylvania and found out which ones don't provide estimates online. According to our research, Erie offers the fastest online tool to get quotes.

We were able to get an online quotation from State Farm in approximately two minutes. The company's quotation tool allows you to select your preferred coverage and see how the cost varies according to your modifications.

You may get a car insurance quote online from Erie in one minute. All you have to do is enter your personal information, car information and driving history and your projected yearly premium will be displayed on the screen right away. You may also discover whether you are qualified for any discounts or not. The tool enables you to adjust coverage levels, and it displays the adjusted prices in real-time as well

Progressive also offers an online quotation tool, which took us around two minutes to complete. You may receive a fully personalized estimate by selecting from a variety of insurance packages. When you receive your quote, you can adjust your coverage and see the updated prices in real-time.

It took us around two minutes to get a car insurance quote from Allstate. When you've finished the quote process, the tool will take you to the Esurance site where you'll find a variety of discounts to help you save money on your car insurance. Using the tool, you can adjust your coverage level and see the updated prices based on the changes you made.

GEICO's online quote tool lets you obtain an estimate in three minutes. You won't have to wait for your quote via email since you may view it right away after completing a few questions. You can choose your coverage levels and see how prices change based on the policy adjustments you make.

Nationwide has a quote tool that allows you to acquire insurance quotes in as little as two minutes. You can change your coverage levels and see the updated prices right after.

You can get car insurance quotes from Liberty Mutual without much hassle using its online quote tool. It took us around two minutes to obtain a quote for our sample driver, and the tool allowed us to change the coverages and see the updated prices based on the adjustments we made.

USAA has an online quote tool, but we were not able to get a quote for Pennsylvania.

Travelers offers an online quote tool. It takes around two minutes to acquire a quotation using their service, and you can save money by bundling coverages. You can change the coverage levels you want to add to your policy, and you can see the adjusted prices based on the changes you made.

MoneyGeek attempted to use the Farmers online quote tool for our sample driver in Pennsylvania, but we received an error message saying that it could not process a quote.You may need to call the provider or an insurance agent to request an estimate.

Obtaining a car insurance quote does not have to be a time-consuming and complex task. We've addressed some of the most common inquiries regarding getting a car insurance quote in Pennsylvania.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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