Ohio Car Insurance Quotes: Compare State Farm, Progressive and More

What’s the first step to getting car insurance quotes in Ohio? To help you, MoneyGeek compiled average car insurance quotes from major insurance companies in Ohio, including State Farm, Progressive and Allstate, for different driver profiles.

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Last Updated: 4/28/2022
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Obtaining an online car insurance quote usually takes four to eight minutes, depending on the company. To help you compare quotes in just a few minutes, MoneyGeek compiled and averaged quotes for different types of drivers.

A driver’s profile greatly affects insurance quotes in Ohio. For example, a 40-year-old SUV driver with a clean driving record holding a state minimum coverage policy with an excellent credit score pays around $390 per year, while a 20-year-old luxury sedan driver with a DUI, a full coverage policy and a poor credit score pays approximately $6,463 per year.

Car Insurance Quotes in Ohio by Company

The top three car insurance companies in Ohio are State Farm, Progressive and Allstate, by market share. MoneyGeek collected quotes from these insurers and other major car insurance companies in Ohio for drivers with different profiles, such as with poor or excellent credit, with and without a violation, by age, and more.

To help you save on car insurance, MoneyGeek evaluated the cheapest car insurance in Ohio. And if you want to know how much auto policy rates change by driver profile characteristics, MoneyGeek has a guide on the average cost of car insurance in Ohio.

Note that these car insurance quotes exclude possible discounts.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in Ohio.

iconribbonCompareQuotesOhio2022

Compare Ohio Car Insurance Quotes

Customize the toggles and get Ohio car insurance quotes that fit your profile

State Farm Car Insurance Quotes in Ohio

The average cost of State Farm car insurance in Ohio is $679 per year.

You may obtain the cheapest quote of roughly $287 annually if you are a 40-year-old SUV driver with a clean driving record, excellent credit score and state minimum insurance.

State Farm’s most expensive quoted policy, which costs approximately $4,234 annually, is for a 20-year-old luxury sedan driver with a poor credit score, accident on their record and full coverage.

You can use the table below to find the characteristics that match your profile and see how state minimum insurance and full coverage policy prices compare.

State Farm Car Insurance Quotes in Ohio

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $354
  • 100/300/100 Comprehensive/Collision
    $700

Progressive Car Insurance Quotes in Ohio

Progressive car insurance in Ohio costs around $812 per year.

The cheapest quoted policy, costing about $362 per year, is for a 40-year-old SUV driver with state minimum insurance, a clean driving record and an excellent credit score.

A 20-year-old luxury sedan driver with an accident on record, a poor credit score and full coverage may pay the most expensive auto insurance premium with Progressive of roughly $6,876 per year.

Find the characteristics of your driver profile in the table below to compare the cost of state minimum coverage and full coverage.

Progressive Car Insurance Quotes in Ohio

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $446
  • 100/300/100 Comprehensive/Collision
    $836

Allstate Car Insurance Quotes in Ohio

Allstate charges an average of $803 per year for car insurance in Ohio.

The insurer offers the cheapest average quote of $402 per year for a 40-year-old SUV driver that has no driving violations, excellent credit and state minimum coverage.

A 20-year-old driver with an accident on their record, poor credit score and full coverage could pay the most expensive Allstate car insurance quote in Ohio: around $6,134 per year.

Use the table below to find the characteristics that match your profile and see a price comparison between state minimum and full coverage policy costs.

Allstate Car Insurance Quotes in Ohio

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $496
  • 100/300/100 Comprehensive/Collision
    $827

GEICO Car Insurance Quotes in Ohio

On average, GEICO’s car insurance in Ohio costs $572 per year.

A GEICO policy quote can be as low as around $276 per year for a 40-year-old SUV driver with a clean driving record, excellent credit score and state minimum insurance.

A 20-year-old that drives a luxury sedan with a DUI, full coverage and poor credit could pay the most expensive GEICO premium in Ohio of around $6,778 per year.

The table below lets you choose the characteristics that match your profile and compare the price of a state minimum and full coverage car insurance policy.

GEICO Car Insurance Quotes in Ohio

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $341
  • 100/300/100 Comprehensive/Collision
    $589

Nationwide Car Insurance Quotes in Ohio

Nationwide’s average car insurance cost in Ohio is $829 per year.

Nationwide’s cheapest insurance quote, which is around $393 per year, is for a 40-year-old SUV driver with state minimum insurance, a clean driving record and an excellent credit rating.

The most expensive Nationwide quote, costing around $7,483 annually, is for a 20-year-old driver of a luxury sedan with full coverage, a DUI and a poor credit rating.

You can use the tool below to select the appropriate characteristics of your profile and compare the cost of state minimum insurance to a full coverage policy.

Nationwide Car Insurance Quotes in Ohio

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  • Coverage Level
    Nationwide Average Annual Quote
  • State Minimum Liability
    $484
  • 100/300/100 Comprehensive/Collision
    $854

Erie Car Insurance Quotes in Ohio

Erie car insurance in Ohio costs, on average, $618 per year.

You could get the cheapest quoted policy of around $229 annually if you are a 40-year-old SUV driver with state minimum coverage, a clean driving record and an excellent credit rating.

If you’re a 20-year-old driving a luxury sedan with full coverage, a DUI and poor credit, your Erie premium can go as high as roughly $4,988 per year.

In the table below, choose the attributes that match your profile to see how the cost of state minimum insurance and full coverage car insurance compare.

Erie Car Insurance Quotes in Ohio

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  • Coverage Level
    Erie Average Annual Quote
  • State Minimum Liability
    $283
  • 100/300/100 Comprehensive/Collision
    $637

USAA Car Insurance Quotes in Ohio

USAA’s average car insurance cost in Ohio is $507 per year. It’s important to note that USAA car insurance is only available to active and former military and their families.

You may obtain the cheapest quoted policy of around $199 per year as a 40-year-old driving an SUV with a clean record, excellent credit rating and state minimum insurance.

You could pay up to roughly $4,016 per year if you’re a 19 or 20-year-old luxury sedan driver with an accident on your record, poor credit rating and full coverage.

Pick the characteristics that match your profile in the table below to get a brief comparison between state minimum insurance and full coverage insurance costs.

USAA Car Insurance Quotes in Ohio

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $245
  • 100/300/100 Comprehensive/Collision
    $522

American Family Car Insurance Quotes in Ohio

American Family car insurance in Ohio costs $658 per year on average.

The company’s cheapest quoted policy is around $373 per year for a 40-year-old SUV driver with no driving violations, an excellent credit rating and state minimum insurance.

American Family gives the most expensive quote of around $3,623 a year to a 20-year-old luxury sedan driver with a DUI, poor credit rating and full coverage.

Using the table below, find the characteristics that match your profile to get a comparison of the cost of state minimum insurance to full coverage.

American Family Car Insurance Quotes in Ohio

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  • Coverage Level
    American Family Average Annual Quote
  • State Minimum Liability
    $460
  • 100/300/100 Comprehensive/Collision
    $678

How to Get Free Car Insurance Quotes in Ohio

Several ways exist to determine how much you can expect to pay for car insurance in Ohio. You can obtain free car insurance quotes in Ohio on company websites. These binding quotes have real prices, but the process is long, although the most accurate.

To save time, use MoneyGeek’s research. You can review the quotes MoneyGeek collected from the biggest car insurers or use our car insurance calculator for Ohio to get even more accurate estimates. From there, you can choose what insurers to get binding quotes from because you’ll have a sense of who offers the best rates.

Auto Insurance Calculator

State

Ohio

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$252

2.

Erie

$277

4.

GEICO

$389

How to Get Car Insurance Quotes from Insurers in Ohio

You can use an online company tool or talk to an insurance agent or broker to obtain a car insurance quote. When getting an estimate, you must provide personal information and vehicle details. You should also determine how much car insurance you need to get the best deal.

MoneyGeek evaluated how long it takes to get a quote from a car insurance company in Ohio and which companies don't offer estimates online. Based on our analysis, Erie has the fastest online quote tool. We also found some companies’ quote tools would not provide an estimate for our sample driver; MoneyGeek considers them to not have an online quote process.

How Fast Are Online Quote Tools in Ohio?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • State Farm
    • Progressive
    • Allstate
    • BERKSHIRE HATHAWAY GRP
    • Nationwide
    • LIBERTY MUT GRP
    • ERIE INS GRP
    • AMERICAN FAMILY INS GRP
  • No Online Quote Process

    • GRANGE MUT CAS GRP
    • USAA

State Farm Car Insurance Quote Tools in Ohio

It took MoneyGeek about five minutes to obtain an online quote from State Farm for our sample driver. The company’s online quote tool lets you pick your desired coverage and see how the cost changes if you alter it.

Progressive Car Insurance Quote Tools in Ohio

Progressive allows you to get a quote online with its tool, and the process took MoneyGeek approximately two minutes to complete for our sample driver. You can choose from a wide range of insurance options to get a fully customized quote and change your coverage after getting your first estimate to see how the price adjusts.

Allstate Car Insurance Quote Tools in Ohio

Getting a car insurance quote from Allstate takes around two minutes. While completing the quote process for our sample driver, the tool redirected MoneyGeek to the Esurance platform, where you can find plenty of discounts to help you save on your auto insurance. You can change coverages and see the updated prices based on the changes.

GEICO Car Insurance Quote Tools in Ohio

GEICO’s online quote tool allows you to select from a wide array of insurance bundles in addition to several good discounts. For MoneyGeek’s sample driver quote, it took about three minutes to get an estimate. The tool allows you to adjust your coverage level and see the updated prices in real-time.

Nationwide Car Insurance Quote Tools in Ohio

Nationwide provides an online quote tool that lets you get insurance quotes in as fast as two minutes. While getting a quote for our sample driver, MoneyGeek found you can adjust coverage levels, and the tool shows the updated prices based on the adjustment.

Liberty Mutual Car Insurance Quote Tools in Ohio

Liberty Mutual allows you to obtain an estimate in two minutes using its online quotation tool. The tool lets you customize your own coverage selection and see the price changes as you make adjustments to your desired coverage.

Grange Car Insurance Quote Tools in Ohio

Grange Insurance has no quote tool that lets you get estimates online. If you are interested in their packages, you need to contact an agent to request a customized quote.

Erie Car Insurance Quote Tools in Ohio

Erie’s online quote tool lets you request a car insurance estimate in a minute — that’s how long it took MoneyGeek to get a quote for our sample driver. You can adjust your desired coverage amounts to see how the rate changes and decide what works best for your budget.

USAA Car Insurance Quote Tools in Ohio

USAA has an online quotation tool, but MoneyGeek was not able to generate a quote for our sample driver with it.

American Family Car Insurance Quote Tools in Ohio

It took MoneyGeek about three minutes to get an online quote from American Family’s tool. Once you have a quote, the tool won’t let you change your coverage levels, so you may need to talk to an agent for a more customized quote.

FAQ About Car Insurance Quotes in Ohio

Getting a car insurance quote doesn’t have to be difficult and time-consuming. MoneyGeek answers some of the most frequently asked questions below about getting a car insurance quote in Ohio to make the process easier.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.