North Dakota Car Insurance Quotes: Compare Progressive, State Farm and More

Are you wondering where to start looking for car insurance quotes in North Dakota? MoneyGeek calculated average insurance costs from the biggest insurers in North Dakota, including Progressive, State Farm and Nodak Mutual, to help you begin the search.

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Last Updated: 4/7/2022
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Generally, it takes around two minutes to three minutes to find out the quotes for car insurance online from auto insurance provider’s websites. MoneyGeek gathered quotes across different driver profiles to help you compare the car insurance costs of various car insurance companies in little time.

Car insurance quotes in North Dakota depend on the profile of the driver primarily. For instance, a 40-year-old driver with clean driving history, an SUV and an excellent credit score has to pay around $302 per year for a state minimum policy. A 20-year-old luxury sedan driver with a poor credit score and DUI in their driving history buying a full coverage policy has to pay around $6,397 yearly.

Car Insurance Quotes in North Dakota by Company

In North Dakota, the biggest car insurers are Progressive, State Farm and Nodak Mutual. We curated quotes from all the major auto insurers in North Dakota, including these three biggest insurers, across driver profiles considering their age, driving history, credit score and other factors.

We also evaluated the cheapest car insurance policies in North Dakota for people who are looking to save money. If you want to check how much car insurance premiums in the state as a whole change depending on different factors, you can use our guide on the average cost of car insurance in North Dakota.

The quotes given in these guides don’t include possible discounts from insurers.

MoneyGeek collected thousands of car insurance quotes in North Dakota. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare North Dakota Car Insurance Quotes

Customize the toggles and get North Dakota car insurance quotes that fit your profile

Progressive Car Insurance Quotes in North Dakota

Progressive car insurance will cost you an average of $720 per year if you buy their full coverage policies.

You can get the cheapest car insurance policy at around $351 annually if you buy the state minimum policy and are a 40-year-old SUV driver with an excellent credit score and clean driving history.

Meanwhile, the most expensive insurance policy quote is for a 20-year-old driver driving a luxury sedan with a record of accidents in the past and a poor credit score. This will cost around $5,522 annually.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

Progressive Car Insurance Quotes in North Dakota

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $430
  • 100/300/100 Comprehensive/Collision
    $742

State Farm Car Insurance Quotes in North Dakota

You can get a State Farm car insurance policy for $579 annually on average.

They offer the cheapest insurance policy quote for a 40-year-old driver driving an SUV with clean driving history and excellent credit score, provided it is the state minimum policy. The cost is around $256 annually.

The most expensive policy that this insurer offers is for a full coverage policy. It costs around $3,401 yearly for a 20-year-old driver with a record of an accident in the past, a poor credit score and who drives a luxury sedan.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

State Farm Car Insurance Quotes in North Dakota

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $314
  • 100/300/100 Comprehensive/Collision
    $597

Nodak Mutual Car Insurance Quotes in North Dakota

Nodak Mutual offers a car insurance policy at an average price of $492 yearly.

Their cheapest option will cost you around $175 per year if you have a clean driving record and an excellent credit score. This policy applies to someone who is around 40 years of age driving an SUV. This cost is for the state minimum policy.

The highest quote they provide is around $3,801 when the driver is around the age of 20 with a DUI, poor credit score and a luxury sedan. This quote is for the full coverage policy provided by the insurer.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

Nodak Mutual Car Insurance Quotes in North Dakota

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  • Coverage Level
    Nodak Mutual Average Annual Quote
  • State Minimum Liability
    $214
  • 100/300/100 Comprehensive/Collision
    $507

American Family Car Insurance Quotes in North Dakota

American Family will provide a full coverage policy in North Dakota for an average driver at the cost of around $577.

However, this insurance premium can go up to approximately $2,950 if the driver is 20 years of age with a DUI, poor credit score and driving a luxury sedan.

The cheapest insurance quote available from American Family is around $269, which is available for 40-year-old SUV drivers with excellent credit scores and clean driving history. This is for a state minimum policy.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

American Family Car Insurance Quotes in North Dakota

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  • Coverage Level
    American Family Average Annual Quote
  • State Minimum Liability
    $330
  • 100/300/100 Comprehensive/Collision
    $594

USAA Car Insurance Quotes in North Dakota

USAA provides car insurance at an average price of $403 in a year in North Dakota.

The most affordable option they have will cost around $144. This is for a 40-year-old SUV driver with clean driving history, excellent credit score buying a state minimum policy.

Meanwhile, the most expensive insurance quote they offer is around $4,601. This is for a 20-year-old luxury sedan driver with DUI, poor credit score and a full coverage policy.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

USAA Car Insurance Quotes in North Dakota

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $176
  • 100/300/100 Comprehensive/Collision
    $415

GEICO Car Insurance Quotes in North Dakota

GEICO offers car insurance in North Dakota at an average price of $555 per year.

They have the cheapest insurance policy available at around a price of $238. This is for the 40-year old driver buying a state minimum policy, driving an SUV with an excellent credit score and clean driving records.

GEICO charges around $8,895 yearly from a 20-year-old luxury sedan driver with DUI on their driving record and poor credit score for a full coverage policy.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

GEICO Car Insurance Quotes in North Dakota

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $292
  • 100/300/100 Comprehensive/Collision
    $572

Farmers Car Insurance Quotes in North Dakota

Farmers will cost you around $706 yearly on average for a full coverage car insurance policy in North Dakota.

Their cheapest insurance costs roughly $326 per year. This is for a 40-year-old driver with a clean driving record and an excellent credit score buying a state minimum policy and driving an SUV.

Meanwhile, the priciest insurance policy from Farmers will cost around $4,816 per year. This is for a 20-years-old luxury sedan driver who has had an accident and has a poor credit score buying a full coverage policy.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

Farmers Car Insurance Quotes in North Dakota

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $399
  • 100/300/100 Comprehensive/Collision
    $727

How to Get Free Car Insurance Quotes in North Dakota

There are various ways of getting a free car insurance quote in North Dakota. You can get an estimate directly from the insurers to understand how much the insurance policy will cost. You can also do your own research about the auto insurance premiums in North Dakota.

You can even use MoneyGeek’s data on car insurance premiums, which we have curated according to the major car insurers in the state in this guide.

For more accurate estimates, you can use our insurance calculator for calculating the premiums. Though getting estimates from insurance companies can get you the most accurate estimates, it will also take you a lot of time.

Auto Insurance Calculator

State

North Dakota

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$174

2.

Nodak Mutual

$206

3.

GEICO

$289

4.

AAA

$291

How to Get Car Insurance Quotes from Insurers in North Dakota

You’ll have to either use the online quote tools of the insurers or talk to the insurance agents for getting car insurance quotes in North Dakota. Getting an actual quote will also involve compiling your personal information, knowing how much car insurance you need.

MoneyGeek found out that the shortest time is taken by Progressive and State Farm to provide an online quote. We have also found out which of the insurers do not have an online tool for getting quotations.

How Fast Are Online Quote Tools in North Dakota?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • Progressive
    • State Farm
    • AMERICAN FAMILY INS GRP
    • BERKSHIRE HATHAWAY GRP
  • No Online Quote Process

    • NODAK MUT GRP
    • NATIONAL GEN GRP
    • USAA
    • GRINNELL MUT GRP
    • AUTO OWNERS GRP
    • FARMERS INS GRP

Progressive Car Insurance Quote Tools in North Dakota

Progressive provides an online quote tool for checking quotes for car insurance online in North Dakota. It takes around just two minutes to provide a quote. You can alter the coverages to compare prices for different coverage levels.

State Farm Car Insurance Quote Tools in North Dakota

State Farm has an online quote tool on its website. It takes around two minutes to provide a quote for car insurance in North Dakota. They allow you to alter the coverage levels to check the different quotes according to the coverages.

Nodak Mutual Car Insurance Quote Tools in North Dakota

Nodak Mutual doesn’t have any online quote tool for checking car insurance quotes in North Dakota.

National General Car Insurance Quote Tools in North Dakota

National General provides an online quote tool on their website. However, we couldn’t get a quote using the tool.

American Family Car Insurance Quote Tools in North Dakota

American Family offers an online quote tool that takes around three minutes to provide the estimated quote for car insurance. You cannot alter the coverage levels though to compare the prices for different coverages.

USAA Car Insurance Quote Tools in North Dakota

USAA has an online quote tool that can be used to get an estimate of their car insurance policies. When we tried to access the tool, it didn’t give us any quote for our sample driver’s profile.

GEICO Car Insurance Quote Tools in North Dakota

GEICO offers an online quote tool that takes around three minutes to complete the whole process of entering the details and providing the final quote. You can bundle policies to check their available discounts and check how the premiums change for different coverage levels.

Grinnell Mutual Car Insurance Quote Tools in North Dakota

Grinnell Mutual doesn’t provide an online quote tool. You have to talk to the agent to get the quotes on car insurance in North Dakota from this insurance provider.

Auto-Owners Insurance Co Car Insurance Quote Tools in North Dakota

Auto-Owners doesn’t offer an online quote tool for checking estimated premiums for your car insurance.

Farmers Car Insurance Quote Tools in North Dakota

Farmers has an online tool but while checking it, we couldn’t get any quote from the insurer for our sample driver’s profile.

FAQ About Car Insurance Quotes in North Dakota

It can be easy and fast to get a car insurance quote in North Dakota. MoneyGeek has answered some common questions for you to find the quote easily.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.