New Jersey Car Insurance Quotes: Compare GEICO, Progressive and More

When looking for car insurance quotes in New Jersey, which insurance provider should you start with? MoneyGeek can help focus your search. We obtained quotes from the state’s biggest auto insurers by market share, including GEICO, Progressive and New Jersey Manufacturers, and calculated averages across drivers with different histories and profiles.

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Last Updated: 4/7/2022
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Getting an online quote from one insurance company usually takes a minimum of two to five minutes. MoneyGeek collected quotes for different driver profiles to help you compare auto insurers at a glance.

We also provide examples of how car insurance quotes in New Jersey differ among drivers. For instance, the average insurance premium in the state for a 40-year-old SUV driver with a clean record, excellent credit score and minimum coverage insurance policy is $821 per year. That’s very different from the yearly average of $17,554 that a 20-year-old luxury sedan driver with a DUI and poor credit score will pay in New Jersey.

Car Insurance Quotes in New Jersey by Company

In New Jersey, the biggest car insurance companies by market share are GEICO, Progressive and New Jersey Manufacturers. MoneyGeek collected quotes from them and other major insurers in the state for different driver profiles considering age, driving record, credit score and more.

We also have resources on the cheapest car insurance in New Jersey if you’re prioritizing savings. And if you want to see how much insurance costs in the state as a whole change depending on various factors, our guide on the average cost of car insurance in New Jersey can help.

Keep in mind that the car insurance quotes provided in our guides are calculated before possible discounts so that your final actual cost may be different.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in New Jersey.

iconribbonCompareQuotesNew Jersey2022

Compare New Jersey Car Insurance Quotes

Customize the toggles and get New Jersey car insurance quotes that fit your profile

GEICO Car Insurance Quotes in New Jersey

The average cost of car insurance from GEICO in New Jersey is $1,035 per year.

The company offers its cheapest quote at an average of $402 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy. On the other hand, its priciest quote is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage at roughly $10,862 per year.

Using the table below, select characteristics that match your own, then compare the cost of a state minimum and full coverage insurance policy.

GEICO Car Insurance Quotes in New Jersey

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $514
  • 100/300/100 Comprehensive/Collision
    $1,066

Progressive Car Insurance Quotes in New Jersey

A Progressive car insurance policy in New Jersey costs $1,505 per year on average.

The most affordable quote from this insurer is around $708 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy. Meanwhile, its most expensive quote is approximately $13,609 per year for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

You can use the table below to select the characteristics that fit your driving profile and compare the cost of state minimum and full coverage insurance policies.

Progressive Car Insurance Quotes in New Jersey

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $905
  • 100/300/100 Comprehensive/Collision
    $1,550

New Jersey Manufacturers Car Insurance Quotes in New Jersey

In New Jersey, a car insurance policy from New Jersey Manufacturers costs an average of $1,362 per year.

The company offers its most affordable quote at around $620 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy. In contrast, its most expensive quote is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage at roughly $8,622 per year.

Use the table to select the characteristics that match your driving profile and compare the cost of a state minimum and full coverage insurance policy.

New Jersey Manufacturers Car Insurance Quotes in New Jersey

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  • Coverage Level
    New Jersey Manufacturers Average Annual Quote
  • State Minimum Liability
    $792
  • 100/300/100 Comprehensive/Collision
    $1,403

Allstate Car Insurance Quotes in New Jersey

On average, car insurance from Allstate in New Jersey costs $1,490 per year.

A 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy can get the cheapest quote from this company at around $668 per year. Meanwhile, a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage policy may pay the most at approximately $12,805 per year.

Drivers can select the details that match them and compare the cost of a state minimum and full coverage insurance policy using the table below.

Allstate Car Insurance Quotes in New Jersey

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $853
  • 100/300/100 Comprehensive/Collision
    $1,535

State Farm Car Insurance Quotes in New Jersey

State Farm’s car insurance in New Jersey costs an average of $2,071 per year.

The company offers its cheapest quote at roughly $1,098 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy. Its most expensive annual quote is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage policy at $40,999.

You can use the table below to select the details that fit your driving profile and compare the cost of a state minimum and full coverage policy.

State Farm Car Insurance Quotes in New Jersey

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $1,403
  • 100/300/100 Comprehensive/Collision
    $2,133

Travelers Car Insurance Quotes in New Jersey

The average cost of a Travelers car insurance policy in New Jersey is $1,824 per year.

This insurer offers its most affordable quote at an average of $984 per year for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy. Conversely, its priciest quote is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage at roughly $16,363 per year.

Choose the characteristics that match your profile so you can compare the cost of state minimum and full coverage insurance using the table below.

Travelers Car Insurance Quotes in New Jersey

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $1,257
  • 100/300/100 Comprehensive/Collision
    $1,880

How to Get Free Car Insurance Quotes in New Jersey

There are several ways to get an idea of how much a car insurance policy will cost you, and getting a car insurance estimate is one of them.

You can use your own research or MoneyGeek’s research to determine how much you could be paying for car insurance. We provide insurance quotes in New Jersey by company in this guide and if you want more precise estimates, you can use our car insurance calculator.

Additionally, you can obtain personalized quotes directly from the insurance companies themselves. While this process is the most time-consuming, it’s also the most accurate.

Auto Insurance Calculator

State

New Jersey

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

GEICO

$549

4.

Allstate

$864

How to Get Car Insurance Quotes from Insurers in New Jersey

You can either use online quote tools or speak to an insurance agent or broker to get car insurance quotes in New Jersey. The process will require you to provide your personal information and vehicle details. In addition, you need to know how much car insurance you need so the insurer can give you an accurate quote.

MoneyGeek tracked the time it takes for a car insurance company to provide a quote. We found that Progressive, has one of the fastest online quote processes. We also identified the companies that don’t offer online quote estimates.

How Fast Are Online Quote Tools in New Jersey?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • BERKSHIRE HATHAWAY GRP
    • Progressive
    • NEW JERSEY MANUFACTURERS GRP
    • Allstate
    • PALISADES GRP
    • State Farm
    • LIBERTY MUT GRP
    • Travelers
  • No Online Quote Process

    • USAA
    • FARMERS INS GRP

GEICO Car Insurance Quote Tools in New Jersey

GEICO has an online quote tool, and it takes about three minutes to get a quote. Using the tool, you can choose bundling policies to get discounts.

Progressive Car Insurance Quote Tools in New Jersey

A quote tool is available on Progressive’s website. It takes an average of two minutes to complete the process. The tool lets you modify your coverage level after receiving an initial quote, with the price updating in real time after your adjustments.

New Jersey Manufacturers Car Insurance Quote Tools in New Jersey

New Jersey Manufacturers has a quote tool on its website. It takes approximately five minutes to get a free quote, and once you receive your initial quote, you can edit your coverage levels to see price updates in real time.

Allstate Car Insurance Quote Tools in New Jersey

You can use the online quote tool provided on Allstate’s website to get an estimate. It takes a minimum of two minutes to complete the process. You can edit your coverage levels and see how the price of the initial quote changes. The tool also helps you find discounts to save money.

Palisades Group Car Insurance Quote Tools in New Jersey

To get a free quote from Palisades, you can visit its website. The process takes about five minutes to complete. Afterward, you can edit your coverage levels and see the corresponding changes in the price of your initial quote.

State Farm Car Insurance Quote Tools in New Jersey

State Farm has an online quote tool on its website. The process to get a car insurance quote from the company takes approximately three minutes to complete. After getting an initial quote, you can adjust the coverage level and see the updated price. However, if your vehicle’s body type isn’t an option on the website, it can’t offer an online quote. Instead, it will assign you to an agent you can speak to.

Liberty Mutual Car Insurance Quote Tools in New Jersey

You can check how much a Liberty Mutual car insurance policy will cost you by using the company’s online quote tool. It takes around two minutes to complete the process. After getting an initial quote, you can change the coverage level and see the corresponding price change in real time.

USAA Car Insurance Quote Tools in New Jersey

USAA offers an online quote tool on its website. However, you will not immediately get your quote. You will have to call using the contact number provided on its website so a representative can get additional details from you.

Travelers Car Insurance Quote Tools in New Jersey

A quote tool is available on Travelers’ website, which provides you with a car insurance quote in about two minutes. You can adjust your coverage level and see the price change in real time. It also offers the option to bundle coverages so you can save money.

Farmers Car Insurance Quote Tools in New Jersey

While Farmers has an online quote tool, you can speak to a local agent and get a personalized quote from them over the phone.

FAQ About Car Insurance Quotes in New Jersey

Getting a car insurance quote doesn’t have to take up much of your time. To help you get started, MoneyGeek answered some of the most common questions about getting car insurance quotes in New Jersey.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.