Montana Car Insurance Quotes: Compare State Farm, Progressive and More

Where do you start if you’re looking for car insurance quotes in Montana? MoneyGeek calculated average quotes across different driver profiles from the state’s biggest insurance companies like State Farm, Progressive and Liberty Mutual. This information should help you take the first step in your search.

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Last Updated: 4/7/2022
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Depending on the car insurance company in Montana that you’re looking at, it usually takes two to eight minutes to get an online quote. MoneyGeek compiled quotes with several types of driver profiles so you can quickly compare estimates.

Car insurance quotes depend on a driver’s profile and the level of coverage selected. The cheapest average quote for car insurance in Montana is $414 per year. This is for a 40-year-old SUV driver with a state minimum policy, an excellent credit score and a clean driving record. Montana’s most expensive annual car insurance premium is $9,399 on average and is for a 20-year-old luxury sedan driver with full coverage, a poor credit score and a DUI on record.

Car Insurance Quotes in Montana by Company

MoneyGeek compiled quotes from major auto insurance companies in Montana per market share like State Farm, Progressive and Liberty Mutual. We collected quotes for different types of driver profiles, including young and old, good and bad drivers, those with poor and excellent credit scores and more.

We also calculated the cheapest car insurance in Montana if you want to save money on car insurance premiums. Further, MoneyGeek created a guide for the average cost of car insurance in Montana so you can check how premiums might change depending on your unique situation.

Please note that we did not include possible discounts, which could change the final amount of your insurance premium.

MoneyGeek collected thousands of car insurance quotes in Montana. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Montana Car Insurance Quotes

Customize the toggles and get Montana car insurance quotes that fit your profile

State Farm Car Insurance Quotes in Montana

State Farm’s average full coverage car insurance quote in Montana is $751 yearly.

Its cheapest is $272 per year on average and is for a 40-year-old SUV driver with an excellent credit score and clean driving record who is seeking a state minimum policy. State Farm’s most expensive premium costs roughly $4,048 per year. This is for a 20-year-old luxury sedan driver with an accident on record, a poor credit score and who wants a full coverage policy.

By using the table below and selecting characteristics that match your profile, you can see how much the state minimum costs versus full coverage car insurance.

State Farm Car Insurance Quotes in Montana

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $349
  • 100/300/100 Comprehensive/Collision
    $773

Progressive Car Insurance Quotes in Montana

On average, a Progressive auto insurance premium for full coverage in Montana is $1,224 per year.

A 40-year-old state minimum policyholder driving an SUV with an excellent credit score and a clean driving record may pay the insurer’s cheapest premium at $429 on average per year. Meanwhile, a 20-year-old luxury sedan driver who has an accident on record, a poor credit score and a full coverage policy will pay roughly $9,060 per year, Progressive’s most expensive quote.

You can browse the table below, choose the characteristics that fit your profile and check how much a state minimum policy costs compared to full coverage car insurance.

Progressive Car Insurance Quotes in Montana

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $551
  • 100/300/100 Comprehensive/Collision
    $1,261

USAA Car Insurance Quotes in Montana

USAA car insurance is available only to U.S. military members and their families. On average, USAA’s full coverage car insurance in Montana costs $517 per year.

Its most affordable policy is for a 40-year-old SUV driver with state minimum coverage, a clean driving record and excellent credit score, which costs approximately $145 per year. A 20-year-old full coverage policyholder who drives a luxury sedan, has a DUI on record and has a poor credit score will pay an estimated premium of $4,785 per year, the insurer’s most expensive.

You can use the table below to select details that match your driver profile and compare the rates between the state minimum and full coverage auto insurance policies.

USAA Car Insurance Quotes in Montana

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $187
  • 100/300/100 Comprehensive/Collision
    $533

Farmers Car Insurance Quotes in Montana

In Montana, the average annual cost of a Farmers’ auto insurance with full coverage is $1,320.

A 40-year-old SUV driver with a state minimum policy, excellent credit score and clean driving record will see the most affordable premium from this insurer, at an average of $481 annually. The most expensive quote from Farmers is $8,969 per year on average for a 20-year-old luxury sedan driver with a full coverage policy, poor credit score and an accident on record.

You can view the table below, pick characteristics that fit your profile and check the rate difference between the state minimum and full coverage premiums.

Farmers Car Insurance Quotes in Montana

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $617
  • 100/300/100 Comprehensive/Collision
    $1,360

GEICO Car Insurance Quotes in Montana

The average cost of full coverage car insurance from GEICO in Montana is $1,058 per annum.

The cheapest average quote is $322 per year and is for a 40-year-old SUV driver with minimum coverage, an excellent credit score and a clean driving record. A 20-year-old luxury sedan driver seeking full coverage but who has a poor credit score and a DUI on record, will see an average quote of $14,051 yearly, GEICO’s most expensive premium.

Browse the table below and choose details that match your driving profile. Use this to compare the cost between the state minimum against full coverage car insurance.

GEICO Car Insurance Quotes in Montana

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $413
  • 100/300/100 Comprehensive/Collision
    $1,090

Allstate Car Insurance Quotes in Montana

Allstate’s full coverage car insurance premiums in Montana cost an average of $1,012 annually.

This insurer’s cheapest annual quote is $436 per year. You can expect to pay this amount if your profile matches a 40-year-old SUV driver with a clean record and excellent credit score, seeking minimum coverage. Allstate’s most expensive quote is an average of $6,585 per year. This is for a 20-year-old full coverage policyholder and luxury sedan driver with a DUI and a poor credit score.

You can use the table below to compare car insurance quotes in Montana for state minimum and full coverage policies. Select the characteristics that match your profile for best results.

Allstate Car Insurance Quotes in Montana

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $560
  • 100/300/100 Comprehensive/Collision
    $1,043

How to Get Free Car Insurance Quotes in Montana

There are different methods to figure out how much you’ll have to pay for car insurance in Montana. You can get quotes online or use MoneyGeek’s data.

We provide a guide with estimates and have a car insurance calculator for more accurate figures. Comparing actual personalized quotes from the insurance companies themselves can take up a lot of time, but is the most accurate method.

Auto Insurance Calculator

State

Montana

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$177

3.

GEICO

$393

How to Get Car Insurance Quotes from Insurers in Montana

To get Montana car insurance quotes from insurers, you can use an online quote tool or speak with an insurance broker. You’ll need to get ready with your vehicle’s details and your personal information. You also need to know how much car insurance you need to get a more accurate quote.

MoneyGeek calculated how much time you need to get car insurance quotes from the largest insurance companies in Montana. Progressive and State Farm have some of the fastest online quote tool experience. Not all auto insurance providers allowed MoneyGeek to obtain a quote through their online tool and were counted as having no online quote process.

How Fast Are Online Quote Tools in Montana?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • State Farm
    • Progressive
    • LIBERTY MUT GRP
    • Travelers
    • Allstate
    • BERKSHIRE HATHAWAY GRP
  • No Online Quote Process

    • USAA
    • FARMERS INS GRP
    • MOUNTAIN WEST FARM GRP
    • NATIONAL GEN GRP

State Farm Car Insurance Quote Tools in Montana

It takes around two minutes to complete State Farm’s online quote tool. The tool allows you to adjust your coverage level and instantly shows your adjusted premiums.

Progressive Car Insurance Quote Tools in Montana

Progressive has an online quote tool that can be completed in approximately two minutes. It provides an estimate of your car insurance policy, allows you to modify your coverage after the initial quote and shows the associated quote change immediately.

Liberty Mutual Car Insurance Quote Tools in Montana

You can complete Liberty Mutual’s online quote tool in around two minutes. If you need to make any adjustments, the tool allows you to change coverage levels and instantly shows you changes in pricing.

USAA Car Insurance Quote Tools in Montana

USAA provides an online quote tool, but we weren’t able to get a quote for our sample Montana driver. You may need to talk to one of their representatives for a personalized quote.

Farmers Car Insurance Quote Tools in Montana

Farmers has an online quote tool on their website, but we couldn’t obtain a quote. You can call an insurance agent directly for a personalized quote.

GEICO Car Insurance Quote Tools in Montana

GEICO offers an online quote tool that takes about four minutes to complete. It’s possible to modify your coverage level and the tool will immediately adjust prices as a result.

MOUNTAIN WEST FARM GRP Car Insurance Quote Tools in Montana

Mountain West Farm Bureau Mutual doesn’t have an online quote tool on their website. However, you can request a quote from their insurance agents.

Travelers Car Insurance Quote Tools in Montana

With Travelers’ online quote tool, you can get a quote in approximately two minutes. You can change your initial coverage level and the tool will adjust the quote accordingly in real time.

Allstate Car Insurance Quote Tools in Montana

You can complete Allstate’s online quote tool in roughly two minutes. Their online quote tool provides estimates of your premiums, lets you adjust your coverage level and instantly shows price changes.

National General Car Insurance Quote Tools in Montana

National General provides an online quote tool, but we weren’t able to get a quote. An alternative would be to call, email or contact them through live chat for a personalized quote.

FAQ About Car Insurance Quotes in Montana

Getting your car insurance quote shouldn’t be time-consuming. MoneyGeek answered the most commonly asked questions about car insurance quotes in Montana to help you get started.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.