Missouri Car Insurance Quotes: Compare State Farm, Progressive and More

Where do you start looking for auto insurance quotes in Missouri? MoneyGeek obtained quotes from major insurance companies in the state, including State Farm, Progressive and American Family, and calculated averages for different driver profiles. This should help you find the best option for your own needs so you can figure out where to get a quote first.

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Last Updated: 4/7/2022
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It generally takes about two or three minutes to get a single car insurance quote online in Missouri. MoneyGeek gathered quotes for several different types of drivers from a number of insurance companies to help you quickly compare quotes.

As expected, Missouri car insurance quotes differ across driver profiles. On average, the cheapest quote is for a 40-year-old SUV driver with a state minimum policy, excellent credit score and clean driving record, at $504 per year. The most expensive quote costs roughly $7,430 per year for a 20-year-old full coverage policyholder with a poor credit score and a DUI on record driving a luxury sedan.

Car Insurance Quotes in Missouri by Company

Missouri's largest car insurance companies by market share are State Farm, Progressive, and American Family. MoneyGeek collected quotes from these and other major insurers in the state for driver profiles that include age, driving history, credit score ratings and more.

We calculated the cheapest car insurance in Missouri if you’re looking to save on car insurance costs. To help you check how policy rates may change depending on your background, MoneyGeek also has a guide on the average cost of car insurance in Missouri.

These car insurance quotes don’t include potential discounts, so actual rates may vary.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in Missouri.

iconribbonCompareQuotesMissouri2022

Compare Missouri Car Insurance Quotes

Customize the toggles and get Missouri car insurance quotes that fit your profile

State Farm Car Insurance Quotes in Missouri

The average cost of a State Farm car insurance policy in Missouri is $906 per year.

State Farm’s cheapest quote is approximately $343 per year. This is a state minimum policy for a 40-year-old SUV driver with a clean driving record and excellent credit rating. A 20-year-old luxury sedan driver with a poor credit score and an accident on record will pay approximately $4,440 yearly for full coverage, the insurer’s most expensive quote.

In the table below, you can choose characteristics that fit your driving profile and check how much the car insurance quotes in Missouri are for state minimum compared to full coverage.

State Farm Car Insurance Quotes in Missouri

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $451
  • 100/300/100 Comprehensive/Collision
    $934

Progressive Car Insurance Quotes in Missouri

Progressive’s car insurance in Missouri costs an average of $1,652 annually.

The most affordable policy at $468 per year on average is for a 40-year-old SUV driver with minimum coverage, an excellent credit score and clean driving record. Progressive’s most expensive quote is approximately $10,889 per year for a full coverage policy. This is for a 20-year-old luxury sedan driver with an accident on record and a poor credit score.

Drivers can select details that match their profile and compare the state minimum versus full coverage car insurance costs in the table below.

Progressive Car Insurance Quotes in Missouri

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $616
  • 100/300/100 Comprehensive/Collision
    $1,702

American Family Car Insurance Quotes in Missouri

In Missouri, American Family auto insurance premiums have an average annual cost of $1,061.

Their cheapest policy costs an average of $521 per year for a 40-year-old SUV driver with a state minimum policy, excellent credit score and a clean driving record. Meanwhile, the most expensive quote is approximately $4,497 per year for a 20-year-old full coverage policyholder driving a luxury sedan with a poor credit score and a DUI on record.

You can use the table below to compare car insurance quotes in Missouri for state minimum and full coverage policies. Select the characteristics that match your profile to personalize.

American Family Car Insurance Quotes in Missouri

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  • Coverage Level
    American Family Average Annual Quote
  • State Minimum Liability
    $684
  • 100/300/100 Comprehensive/Collision
    $1,094

GEICO Car Insurance Quotes in Missouri

The average cost of car insurance with GEICO in Missouri is $1,541.

Their most affordable policy costs approximately $565 per year. This is for a 40-year-old SUV driver with an excellent credit score, a state minimum policy and a clean driving record. On the other hand, a 20-year-old luxury sedan driver with a DUI on record, a poor credit score and a full coverage policy may pay a yearly average of $11,316.

You can check the table below, choose characteristics that match your profile, and compare state minimum and full coverage car insurance rates.

GEICO Car Insurance Quotes in Missouri

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $742
  • 100/300/100 Comprehensive/Collision
    $1,588

Shelter Car Insurance Quotes in Missouri

The average cost of Shelter’s car insurance in Missouri is around $1,539 per year.

A 40-year-old SUV driver with an excellent credit score, a clean driving record and a state minimum policy pays roughly $570 annually, Shelter’s cheapest premium. At an average of $9,453, the priciest quote is for a 20-year-old full coverage policyholder with a DUI and poor credit score driving a luxury sedan.

You can browse the table below and choose characteristics that fit your profile. Use this to compare the state minimum and full coverage car insurance costs.

Shelter Car Insurance Quotes in Missouri

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  • Coverage Level
    Shelter Average Annual Quote
  • State Minimum Liability
    $750
  • 100/300/100 Comprehensive/Collision
    $1,586

Allstate Car Insurance Quotes in Missouri

An average Allstate auto insurance policy in Missouri is $893 annually.

The cheapest Allstate quote, at an average of $446 per year, is for a 40-year-old SUV driver with an excellent credit score, a clean driving record and a state minimum policy. A 20-year-old luxury sedan driver with a DUI on record, a poor credit score and full coverage, on the other hand, may pay approximately $4,861 annually.

Use the table below and choose details that fit your profile to determine the rates of state minimum and full coverage car insurance.

Allstate Car Insurance Quotes in Missouri

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $586
  • 100/300/100 Comprehensive/Collision
    $921

Farmers Car Insurance Quotes in Missouri

The average cost of a Farmers car insurance policy in Missouri is $1,266 per year.

Their most affordable annual quote is roughly $536. This is for a 40-year-old state minimum policyholder driving an SUV with a clean driving record and an excellent credit score. The priciest Farmers’ quote is $7,451 per year on average and is for a 20-year-old luxury sedan driver with a poor credit score, a prior accident on record and full coverage.

You can pick characteristics that fit your profile from the table below and check how the state minimum prices compare versus full coverage prices.

Farmers Car Insurance Quotes in Missouri

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $704
  • 100/300/100 Comprehensive/Collision
    $1,305

USAA Car Insurance Quotes in Missouri

USAA car insurance policies are available to U.S. military members and their spouses, as well as children of USAA members. On average, USAA’s auto insurance rates in Missouri cost around $485 per year.

USAA’s cheapest quote, at an average of $149 per annum, is for a 40-year-old SUV driver with an excellent credit score, clean driving record and a state minimum policy. Conversely, this insurer’s most expensive quote is around $3,396 and is for a 20-year-old luxury sedan driver with a DUI on record, a poor credit score and a full coverage policy.

You can see the table below to select details that match your profile and check how much the cost differs between the state minimum policy and full coverage car insurance.

USAA Car Insurance Quotes in Missouri

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $196
  • 100/300/100 Comprehensive/Collision
    $500

AAA Car Insurance Quotes in Missouri

AAA Car Insurance Quotes in Missouri

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  • Coverage Level
    AAA Average Annual Quote
  • State Minimum Liability
    $736
  • 100/300/100 Comprehensive/Collision
    $1,678

How to Get Free Car Insurance Quotes in Missouri

There are different ways to find out the cost of car insurance in Missouri. You can get an estimate through your own online research or you can use MoneyGeek’s data.

We provided estimates in this guide; however, you can try out MoneyGeek’s car insurance calculator to get more accurate quotes. You can also compare personalized quotes with real prices insurance companies provide. Although it is time-consuming, it’s the most precise method.

Auto Insurance Calculator

State

Missouri

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$182

How to Get Car Insurance Quotes from Insurers in Missouri

To get personalized car insurance quotes in Missouri, you can use online quote tools or talk to an insurance agent. For the most accurate estimate, you’ll need to provide your personal information, vehicle details and also know how much car insurance you need.

MoneyGeek computed the time it takes to get auto insurance quotes from the largest insurance companies in Missouri. State Farm and Progressive have some of the quickest processes for online quote tools. Some insurers didn’t allow us to obtain a quote using their online tool and we listed these insurers as having no online quote process.

How Fast Are Online Quote Tools in Missouri?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • State Farm
    • Progressive
    • LIBERTY MUT GRP
    • Allstate
    • AMERICAN FAMILY INS GRP
    • BERKSHIRE HATHAWAY GRP
  • No Online Quote Process

    • SHELTER INS GRP
    • FARMERS INS GRP
    • USAA
    • AUTO CLUB ENTERPRISES INS GRP

State Farm Car Insurance Quote Tools in Missouri

State Farm has an online quote tool that takes around two minutes to complete. You can adjust your coverage level with the tool and see how the quote changes in real time.

Progressive Car Insurance Quote Tools in Missouri

Progressive’s online quote tool takes roughly two minutes to provide you with an estimate of your auto insurance premium. The tool lets you adjust your coverage after your initial quote and shows how your premium changes.

American Family Car Insurance Quote Tools in Missouri

It takes around three minutes to complete American Family’s online quote tool. However, the tool doesn’t allow you to change coverages, so you won’t be able to find out how your premiums may adjust.

GEICO Car Insurance Quote Tools in Missouri

You can finish GEICO’s online quote tool in roughly three minutes. If you want to change coverage levels, the tool allows you to do that and show the resulting quote changes.

Liberty Mutual Car Insurance Quote Tools in Missouri

Liberty Mutual has an online quote tool that you can complete in around two minutes. It’s possible to change your initial coverage level with their tool. The results will show you how different coverage levels affect the price of insurance.

Shelter Car Insurance Quote Tools in Missouri

Shelter does not have an online quote tool. However, you can email them or call to inquire about quotes for auto insurance.

Allstate Car Insurance Quote Tools in Missouri

The online quote tool on Allstate’s website takes about two minutes to finish. To help you get a more accurate quote, the tool allows you to adjust your initial coverage so you can see how the price of your insurance policy might change.

Farmers Car Insurance Quote Tools in Missouri

Farmers’ has an online quote tool; however, we weren’t able to obtain a quote from it. You can call the number provided on their website to speak to an agent.

USAA Car Insurance Quote Tools in Missouri

Although USAA offers an online quote tool, we weren’t able to get a quote. You may need to contact one of their insurance representatives.

AAA Car Insurance Quote Tools in Missouri

Auto Club Enterprises is a AAA insurer that has an online quote tool. However, we weren’t able to get a quote. You’ll need to contact an agent to get a quote.

FAQ About Car Insurance Quotes in Missouri

Getting a car insurance quote online shouldn’t be terribly time-consuming. MoneyGeek answers the most frequently asked questions on acquiring car insurance quotes in Missouri.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.