Maryland Car Insurance Quotes: Compare GEICO, State Farm and More

What’s the best starting point when getting car insurance quotes in Maryland? MoneyGeek looked at average car insurance quotes from the state's biggest insurance companies, like GEICO, State Farm and Allstate, to help you find the best Maryland car insurance rates.

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Last Updated: 4/28/2022
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It usually takes four to nine minutes to get online auto insurance quotes in Maryland. With MoneyGeek, comparing auto insurance rates from different insurance companies takes just a few minutes.

Car insurance quotes in Maryland may vary significantly based on your driver's profile. A 40-year-old driver with a clean driving record and an excellent credit score driving an SUV with state minimum liability insurance pays around $1,015 annually.

A 20-year-old luxury sedan driver with full coverage, a DUI and poor credit can expect to pay an average of $13,508 in annual insurance rates.

Car Insurance Quotes in Maryland by Company

There are three leading car insurance providers in Maryland, including GEICO, State Farm and Allstate. Quotes for these and other large Maryland insurers were calculated for various driver profiles ranging in age, driving history and credit score.

We looked at the lowest insurance coverage in Maryland for people looking to save money on their insurance. Our guide on the typical cost of vehicle insurance may also be beneficial if you're curious about how Maryland's average car insurance rates fluctuate according to various criteria.

Remember that the insurance estimates we provide in this study do not always account for any potential discounts.

MoneyGeek collected thousands of car insurance quotes in Maryland. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Maryland Car Insurance Quotes

Customize the toggles and get Maryland car insurance quotes that fit your profile

GEICO Car Insurance Quotes in Maryland

In Maryland, GEICO charges an average of $1,983 per year to insure a car.

This insurer's lowest rate is for a 40-year-old SUV driver with a clean driving record, an exceptional credit score and the state's minimum insurance requirement. This typically costs around $958 per year.

The highest annual premium, around $16,516, is for a 20-year-old luxury car driver with full coverage, a DUI and a poor credit score.

You can use the tables below to choose the information relevant to your profile and compare the costs of state-required and full coverage auto insurance.

GEICO Car Insurance Quotes in Maryland

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $1,239
  • 100/300/100 Comprehensive/Collision
    $2,044

State Farm Car Insurance Quotes in Maryland

In Maryland, State Farm auto insurance costs around $2,024 per year.

This insurer's most affordable rate is around $1,046 per year for a 40-year-old SUV driver with a clean driving record, an excellent credit score and state minimum insurance.

On the other hand, the most costly quote from State Farm is around $11,143 per year. This is for a 20-year-old driver of a premium car with full coverage who has been involved in an accident and has a poor credit score.

The table below compares the cost of a state minimum and a full coverage auto insurance policy depending on your driver’s profile.

State Farm Car Insurance Quotes in Maryland

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $1,353
  • 100/300/100 Comprehensive/Collision
    $2,085

Allstate Car Insurance Quotes in Maryland

In Maryland, the average annual cost of Allstate insurance is $1,673.

The lowest annual premium for this insurer is around $850 for a 40-year-old SUV driver with a clean driving record, an excellent credit score and a state-minimum insurance policy.

Allstate’s most costly quote, around $10,270 per year, is for a 20-year-old driving a premium car with full coverage who has an accident record and a poor credit score.

You may use the table below to compare the prices of state-minimum coverage and full coverage car insurance premiums based on your specific requirements.

Allstate Car Insurance Quotes in Maryland

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $1,099
  • 100/300/100 Comprehensive/Collision
    $1,724

USAA Car Insurance Quotes in Maryland

USAA’s vehicle insurance coverage costs an average of $1,217 per year in Maryland. This insurance, however, is offered solely to military families.

Their most affordable plan costs around $536 per year for a 40-year-old SUV driver with a clean driving record, an excellent credit score and a state-minimum insurance policy.

On the other hand, a 20-year-old driver of a premium car with a DUI, a poor credit score and full coverage pays the highest annual insurance cost, which is about $9,442.

Drivers may use the table below to choose characteristics relevant to their profile and compare the prices of state-mandated and full coverage auto insurance policies.

USAA Car Insurance Quotes in Maryland

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $694
  • 100/300/100 Comprehensive/Collision
    $1,254

Progressive Car Insurance Quotes in Maryland

Progressive’s car insurance in Maryland costs around $2,058 per year.

Their lowest coverage plan, which is around $1,094 per year, is for a 40-year-old SUV driver with a clean driving record, an excellent credit score and meets the state's minimum insurance requirement.

On the other hand, Progressive's most expensive estimate, which costs an average of $15,378 per year, is for a 20-year-old luxury car driver with a prior accident record, a full coverage policy and a poor credit score.

Drivers may compare the cost of a state minimum policy to a full coverage insurance policy by selecting features that fit their profile from the table below.

Progressive Car Insurance Quotes in Maryland

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $1,415
  • 100/300/100 Comprehensive/Collision
    $2,120

Erie Car Insurance Quotes in Maryland

In Maryland, Erie car insurance rates average $1,545 per year.

Their cheapest coverage costs around $738 per year for a 40-year-old SUV driver with a clean driving record, an excellent credit score and state-required insurance.

Erie's most expensive rate, in comparison, is around $8,760 per year. This is for a 20-year-old driver of a luxury car with a prior accident record, a poor credit score and carries a full coverage.

Drivers may use the table below to compare the costs of state-mandated and full coverage car insurance plans.

Erie Car Insurance Quotes in Maryland

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  • Coverage Level
    Erie Average Annual Quote
  • State Minimum Liability
    $954
  • 100/300/100 Comprehensive/Collision
    $1,592

Nationwide Car Insurance Quotes in Maryland

In Maryland, Nationwide’s auto insurance plan costs about $1,736 per year.

The cheapest policy is about $1,005 per year for a 40-year-old SUV driver who has a clean record, excellent credit score and has a state minimum insurance.

On the other hand, Nationwide's most expensive quote costs about $16,333 per year. This is for a 20-year-old driver with a DUI, poor credit score and has a full coverage car insurance policy.

When you use the table below, you can see how much a state minimum and full coverage policy costs based on your driving profile.

Nationwide Car Insurance Quotes in Maryland

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  • Coverage Level
    Nationwide Average Annual Quote
  • State Minimum Liability
    $1,300
  • 100/300/100 Comprehensive/Collision
    $1,789

Travelers Car Insurance Quotes in Maryland

In Maryland, the average cost of car insurance from Travelers is $1,710 per year.

The lowest rate from this insurance company is about $812 per year. This is for a 40-year-old SUV driver with a clean driving record, an excellent credit score and has the state's minimum insurance.

This insurer’s most expensive quote is about $12,273 per year. This is for a 20-year-old driver of a luxury car with a DUI on their record, a poor credit score and has a full coverage policy.

You can use the table below to see how much a state minimum policy and a full coverage policy cost based on your preference.

Travelers Car Insurance Quotes in Maryland

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $1,051
  • 100/300/100 Comprehensive/Collision
    $1,762

How to Get Free Car Insurance Quotes in Maryland

One way to get insurance quotes in Maryland is to get them directly from the company.

MoneyGeek's data can help you figure out how much it costs to insure your car in Maryland. Even though we've already listed average insurance prices for the state of Maryland, our car insurance calculator can give you more accurate numbers.

It is also possible to compare binding quotes to actual costs yourself. Though this process is tedious, it is also the most reliable.

Auto Insurance Calculator

State

Maryland

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$651

2.

Erie

$888

3.

Travelers

$957

4.

Allstate

$1091

5.

MetLife

$1189

How to Get Car Insurance Quotes from Insurers in Maryland

Most people have gotten used to talking to an agent when gathering car insurance quotes. These days, you can get car insurance estimates in Maryland online. Most major insurers have online quote tools on their websites. As long as you provide personal information and know how much insurance you need, they’ll provide accurate rates.

MoneyGeek looked at several car insurance companies in Maryland to see which offer online quotes and which don’t. Of the insurers providing online estimates, Erie had the shortest processing time.

How Fast Are Online Quote Tools in Maryland?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • ERIE INS GRP
    • State Farm
    • Allstate
    • Progressive
    • Nationwide
    • LIBERTY MUT GRP
    • Travelers
    • BERKSHIRE HATHAWAY GRP
  • No Online Quote Process

    • USAA
    • AGENCY INS CO OF MD INC

GEICO Car Insurance Quote Tools in Maryland

GEICO’s online tool is an efficient way to get a quote. It will take you around three minutes to go through the entire process. You can even see how rates change depending on how much insurance you purchase. Once you change coverage levels, the tool automatically updates your rates.

State Farm Car Insurance Quote Tools in Maryland

You can use the online quote tool on State Farm’s website to get an estimate. You’ll need to provide personal details and vehicle information, but it only takes two minutes to show your potential premium. You can change the coverage levels indicated and see the difference in real-time!

Allstate Car Insurance Quote Tools in Maryland

You only need two minutes to get an online quote from Allstate. Their online quote tool allows you to adjust how much insurance you want to purchase. Once you’ve made the changes, your estimate will automatically be updated.

USAA Car Insurance Quote Tools in Maryland

Although USAA’s website has an online quote tool, it did not provide a car insurance quote for our sample driver profile in Maryland. It's best to speak to one of their agents directly to know how much coverage may cost.

Progressive Car Insurance Quote Tools in Maryland

Progressive’s online quote process allows you to get an estimate in two minutes. After you get the initial results, if you want to check the difference in rates based on different coverage levels, you can adjust them and the tool gives you an updated quote in seconds.

Erie Car Insurance Quote Tools in Maryland

Erie’s online tool can provide an estimate within just one minute if you’re looking for an online quote in Maryland. You can even modify the coverage levels indicated to get a more customized estimate. The changes take effect immediately, and you’ll get the new rates in real-time.

Nationwide Car Insurance Quote Tools in Maryland

Nationwide allows you to get an online quote in Maryland in approximately two minutes. You can even change your preferred coverage levels to create some comparisons. The results are instantaneous — you’ll be able to see the updated quote right away.

Liberty Mutual Car Insurance Quote Tools in Maryland

If you’re shopping around for quotes in Maryland, you can get an estimate from Liberty Mutual using their online quote tool. It should take you all of two minutes to complete the process. The tool shows the updated rates immediately if you adjust the indicated coverage levels.

Travelers Car Insurance Quote Tools in Maryland

You can get an online quote from Travelers within two minutes. Their online tool also allows you to adjust how much car insurance you need. The rates are immediately updated when you’ve selected the new coverage levels.

AGENCY INS CO OF MD INC Car Insurance Quote Tools in Maryland

Agency Insurance Company currently does not have an online quote tool available. If you want to request an estimate, you have to speak directly to an insurance agent.

FAQ About Car Insurance Quotes in Maryland

It doesn't have to be a long process when you want to get a car insurance quote. To help you get started, MoneyGeek has answered some of the most common questions about getting car insurance prices in Maryland so that you can get started right away.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.