Louisiana Car Insurance Quotes: Compare State Farm, Progressive and More

The biggest car insurance companies in Louisiana by market share are State Farm, Progressive and GEICO. We gathered quotes for various driver profiles from these and other major companies in the state, considering age, driving record, credit score and more.

MoneyGeek also analyzed the cheapest car insurance in Louisiana to help people who would like to save on their premiums. We also have a guide on the average cost of car insurance in Louisiana to help those looking to see how much insurance costs change depending on your driver profile and coverage needs.

Note that the insurance quotes in our guides do not include any possible discounts, so the actual amount you pay may differ from our estimates.

MoneyGeek collected thousands of car insurance quotes in Louisiana. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Louisiana Car Insurance Quotes

Compare State Farm Car Insurance Quote - State Farm

Compare Progressive Car Insurance Quote - Progressive

Compare GEICO Car Insurance Quote - GEICO

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In Louisiana, a State Farm full coverage car insurance policy costs $2,442 per year on average.

Their most affordable average quote is $853 per year for a minimum coverage policy based on a 40-year-old SUV driver with a clean record and excellent credit score. The insurer’s most expensive annual quote is an average of $13,232. This is for a 20-year-old luxury sedan driver with an accident on record and poor credit score.

You can select details that fit your profile and compare the costs of state minimum and full coverage car insurance policies on the table below.

State Farm Car Insurance Quotes in Louisiana

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $1,125
• 100/300/100 Comprehensive/Collision
  $2,516

On average, a full coverage car insurance policy from Progressive in Louisiana costs $3,561 per year.

A 40-year-old SUV driver with a clean record, excellent credit score and state minimum insurance gets the company’s cheapest average quote at $1,056 per year. The most expensive premium quoted by Progressive is $30,030 yearly, based on full coverage for a 20-year-old luxury sedan driver with an accident on their record and a poor credit score.

By using the table below, you can choose driving characteristics that fit your profile and compare the costs of state minimum and full coverage car insurance policies.

Progressive Car Insurance Quotes in Louisiana

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $1,392
• 100/300/100 Comprehensive/Collision
  $3,669

In Louisiana, the average yearly cost of a full coverage car insurance policy from GEICO is $2,437.

GEICO’s cheapest quote is approximately $818 per year. This is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy. The company’s most expensive quote is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage at an annual average of $28,747.

Browse the table below and choose characteristics that match your profile to see how much state minimum coverage costs compared to full coverage.

GEICO Car Insurance Quotes in Louisiana

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $1,078
• 100/300/100 Comprehensive/Collision
  $2,511

Allstate’s full coverage car insurance in Louisiana costs on average $2,845 per year.

The insurer’s most affordable policy is $998 per year on average and applies to a 40-year-old SUV driver with a clean record and excellent credit score seeking state minimum coverage. Allstate’s priciest quote is around $19,609 per year. A 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage gets this rate.

Using the table below, drivers can select characteristics that match their profile and compare the cost of a state minimum policy against a full coverage insurance policy.

Allstate Car Insurance Quotes in Louisiana

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $1,316
• 100/300/100 Comprehensive/Collision
  $2,931

Available only to U.S. military members and their families, USAA’s average car insurance quote for full coverage in Louisiana is $1,580 per year.

The company’s most affordable policy is around $578 per year. This quote is for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance. USAA’s priciest quote at roughly $11,210 per year is for a 20-year-old luxury sedan driver with a DUI, a poor credit score and full coverage.

You can view the table below and select details that fit your profile to see the price difference between the state minimum and full coverage policies.

USAA Car Insurance Quotes in Louisiana

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $762
• 100/300/100 Comprehensive/Collision
  $1,628

On average, a Southern Farm Bureau car insurance policy with full coverage in Louisiana costs $1,612 per year.

The insurer’s most affordable quote is approximately $604 per year for a 40-year-old SUV driver with a clean driving record and excellent credit score seeking insurance with minimum coverage. Southern Farm Bureau’s most expensive quote is an average of $10,036 per year. This full coverage quote is for a 20-year-old luxury sedan driver with a DUI and a poor credit score.

You can choose details that fit your driving profile and compare the costs of state minimum and full coverage car insurance policies using the table below.

Southern Farm Bureau Car Insurance Quotes in Louisiana

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• Coverage Level
  Southern Farm Bureau Average Annual Quote
• State Minimum Liability
  $796
• 100/300/100 Comprehensive/Collision
  $1,661

You can find out how much car insurance will cost you in different ways, and they don’t cost anything whether you do your own research or use MoneyGeek’s data. In this guide, we list estimates from some of the state’s biggest car insurers, but you can also use MoneyGeek’s car insurance calculator for more accurate quotes.

Another way is to get personalized quotes from insurers directly. Although this is more time-consuming, it’s the most accurate process.

Auto Insurance Calculator

State

Louisiana

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$720

2.

Southern Farm Bureau

$754

3.

State Farm

$1043

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If you’re looking to get car insurance quotes in Louisiana, you have the option of using online quote tools or speaking directly to an insurance agent or broker. You’ll be asked to provide your personal details and vehicle information in this process, and it’s best to know beforehand how much car insurance you need so the insurer can give an accurate quote.

MoneyGeek kept track of the time it takes to obtain quotes from Louisiana’s leading insurance companies. We also identified which companies don’t offer online estimates. We found that the online quote tool for National General and Southern Farm Bureau are the fastest out of the companies we surveyed.

Additionally, although some companies had a quote tool on their websites, we weren’t able to retrieve a quote from them. We designated these companies as having no online quote process.

You can use State Farm’s quote tool on their website to get an estimate on their policies. The entire process takes approximately three minutes. Using their tool, you can update your coverage levels and see how prices change in real time.

Progressive has a quote tool on their website, and it took us around two minutes to get a quote for our sample profile. The tool allows you to change your coverage level after the initial quote, automatically updating the rate.

Getting an estimate of your possible premiums using GEICO’s online quote tool will take you around three minutes. You can bundle other insurance policies to access discounts using the tool. You can also see how changes in coverage level will affect your premium prices.

Allstate offers an online quote tool on their website. Getting a quote takes approximately two minutes, and they allow changes in coverage levels with real-time price updates. The tool even helps users find possible discounts.

USAA has an online tool on their website, but we weren’t able to retrieve a quote for our sample driver. Their site showed a prompt asking us to speak to a representative for a personalized quote.

Southern Farm Bureau doesn’t have an online quote tool on their website. However, they offer a directory of nearby agents in your area that you can call to get a quote.

Auto-Owners Insurance Co offers an online quote tool on their website, and it takes around three minutes to receive an estimate on your premiums. They allow modifications on their initial quote, and the tool automatically reflects price changes.

You can use Liberty Mutual’s quote tool on their website to see how much their car insurance will cost. It takes roughly two minutes to get a quote, and you can make adjustments to the coverage levels and see price changes in real time.

National General has an online quote tool on their website. It takes approximately one minute to get a quote through their tool, and that’s the fastest among the insurers in Louisiana. They allow users to change coverages and see adjusted prices.

We tried using Shelter’s car insurance quote tool, but received a message asking us to call their agent for a quote.

You don’t need to spend enormous amounts of time to get a car insurance quote. MoneyGeek answers the most common questions below about getting car insurance quotes in Louisiana to help you start shopping around.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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