Iowa Car Insurance Quotes: Compare Progressive, State Farm and More

Where’s the best place to start when getting car insurance quotes in Iowa? MoneyGeek calculated quote averages from the state’s biggest insurance companies, including Progressive, State Farm and Nationwide, for drivers with different profiles and driving histories to help you figure out where to get a quote first.

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Last Updated: 4/7/2022
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Usually, it takes a minimum of two to three minutes to get a quote online from a single car insurance company. MoneyGeek gathered quotes for different types of drivers to help you quickly compare car insurance premiums from several auto insurers.

Car insurance quotes always vary depending on your profile. In Iowa, for instance, a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy could pay an average of $303 per year. Meanwhile, a 19-year-old luxury sedan driver with a DUI, poor credit score and full coverage could spend around $5,248 annually.

Car Insurance Quotes in Iowa by Company

The biggest auto insurance companies in Iowa are Progressive, State Farm and Nationwide. MoneyGeek collected quotes from them and the other major insurers in the state for different driver profiles considering age, driving record, credit score and more.

Our resources on the cheapest car insurance in Iowa can help if you're looking to save money. But if you want to see how car insurance costs in the state change depending on various factors, you can refer to our guide on the average cost of car insurance in Iowa.

Keep in mind that the car insurance quotes found in our guides were calculated before possible discounts.

MoneyGeek collected thousands of car insurance quotes in Iowa. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

iconribbonCompareQuotesIowa2022

Compare Iowa Car Insurance Quotes

Customize the toggles and get Iowa car insurance quotes that fit your profile

Progressive Car Insurance Quotes in Iowa

The average cost of a Progressive car insurance policy in Iowa is $730 per year.

The cheapest quote it offers is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy, which costs $273 per year on average. On the other hand, the insurer’s priciest quote is around $5,280 per year for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

Using the table below, drivers can select the characteristics that fit them and compare the costs of a state minimum and a full coverage car insurance policy.

Progressive Car Insurance Quotes in Iowa

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $329
  • 100/300/100 Comprehensive/Collision
    $752

State Farm Car Insurance Quotes in Iowa

In Iowa, an auto insurance policy from State Farm costs an average of $616 per year.

The company’s most affordable quote is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy at roughly $233 per year. Meanwhile, its most expensive quote is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage, which costs around $3,023 per year.

You can use the table below to select the characteristics that match your driving profile and compare the costs of a state minimum and a full coverage car insurance policy.

State Farm Car Insurance Quotes in Iowa

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $281
  • 100/300/100 Comprehensive/Collision
    $634

Farm Bureau Mutual (IA Group) Car Insurance Quotes in Iowa

Farm Bureau Mutual’s car insurance in Iowa costs $736 per year on average.

Its cheapest quote is around $275 per year and applies to a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy. In contrast, the priciest quote it offers is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage at an average of $6,304 per year.

You can choose the characteristics that fit your driving profile and compare the costs of a state minimum and a full coverage car insurance policy using the table below.

Farm Bureau Mutual (IA Group) Car Insurance Quotes in Iowa

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  • Coverage Level
    Farm Bureau Mutual (IA Group) Average Annual Quote
  • State Minimum Liability
    $332
  • 100/300/100 Comprehensive/Collision
    $758

American Family Car Insurance Quotes in Iowa

The average cost of an auto insurance policy from American Family in Iowa is $749 per year.

The most affordable quote from this insurer is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy, which costs around $374 per year. Conversely, its most expensive quote is for a 20-year-old luxury sedan driver with a DUI or speeding record, poor credit score and full coverage at roughly $3,144 per year.

Use the table below to select the details that fit your driving profile and compare the costs of a state minimum and a full coverage car insurance policy.

American Family Car Insurance Quotes in Iowa

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  • Coverage Level
    American Family Average Annual Quote
  • State Minimum Liability
    $452
  • 100/300/100 Comprehensive/Collision
    $771

Grinnell Mutual Car Insurance Quotes in Iowa

In Iowa, a car insurance policy from Grinnell Mutual costs an average of $983 per year.

The company offers the cheapest quote for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy at $331 per year on average. On the other hand, its priciest quote is roughly $8,928 per year and applies to a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage.

Drivers can choose the characteristics that match them and compare the costs of state minimum and full coverage car insurance policies using the table below.

Grinnell Mutual Car Insurance Quotes in Iowa

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  • Coverage Level
    Grinnell Mutual Average Annual Quote
  • State Minimum Liability
    $399
  • 100/300/100 Comprehensive/Collision
    $1,012

GEICO Car Insurance Quotes in Iowa

A GEICO car insurance policy in Iowa costs $473 per year on average.

A 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy gets the cheapest quote from this company at around $198 per year. Meanwhile, a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage pays the most at an average of $3,936 per year.

Using the table below, you can select the characteristics that fit your driving profile and compare the costs of a state minimum and a full coverage car insurance policy.

GEICO Car Insurance Quotes in Iowa

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $239
  • 100/300/100 Comprehensive/Collision
    $487

Allstate Car Insurance Quotes in Iowa

On average, an auto insurance policy from Allstate costs $863 per year in Iowa.

The insurer offers its most affordable quote for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policy at an average of $417 per year. On the flip side, its most expensive quote is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage at approximately $4,828 per year.

Drivers can use the table below to select the characteristics that match them and compare the costs of a state minimum and a full coverage insurance policy.

Allstate Car Insurance Quotes in Iowa

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $503
  • 100/300/100 Comprehensive/Collision
    $889

How to Get Free Car Insurance Quotes in Iowa

There are several ways to get an idea of how much an auto insurance policy will cost for you. One of which is a car insurance estimate.

You can use your own research or MoneyGeek’s resources to find out how much you could be paying for car insurance in the state. We provided insurance quotes in Iowa by company within this guide. You can also use our car insurance calculator for more precise estimates.

Further, you can compare personalized quotes from insurance providers. While this method might be the most time-consuming, it’s also the one that will get you the most accurate results.

Auto Insurance Calculator

State

Iowa

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$243

3.

GEICO

$294

4.

Allied

$319

How to Get Car Insurance Quotes from Insurers in Iowa

To get car insurance quotes in Iowa, you’ll have to use online quote tools or speak to an insurance agent or broker. The process will require you to provide your personal information and vehicle details. It will also ask you how much car insurance you need so the insurer can give you an accurate quote.

MoneyGeek broke down the time it takes for each major car insurance company in Iowa to provide car insurance quotes. Based on our findings, Progressive, State Farm, Nationwide and Allstate have the fastest online quote process. We also identified which insurance providers don’t offer online quote estimates.

There were cases when an insurer’s online quote tool wasn’t successful in giving us an estimate. We have labeled these as having no online quote process.

How Fast Are Online Quote Tools in Iowa?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • Progressive
    • State Farm
    • Nationwide
    • Allstate
    • AMERICAN FAMILY INS GRP
    • BERKSHIRE HATHAWAY GRP
  • No Online Quote Process

    • IOWA FARM BUREAU GRP
    • GRINNELL MUT GRP
    • IMT MUT HOLDING GRP
    • AUTO OWNERS GRP

Progressive Car Insurance Quote Tools in Iowa

Progressive has an online quote tool available on its website, and it takes around two minutes to get a car insurance quote from the company. One nice feature of its online quote tool is that it lets you change your coverage after getting an initial quote, so you can see how your rate changes depending on the adjustment.

State Farm Car Insurance Quote Tools in Iowa

State Farm offers an online quote tool on its website, and getting a car insurance estimate takes about two minutes. It allows you to change coverage levels with real-time updates to your quotes.

Nationwide Car Insurance Quote Tools in Iowa

You can use the online quote tool provided by Nationwide on its website to see how much a policy will cost you. It takes an average of two minutes to complete the process. The tool also lets you customize the coverages, limits, deductibles and discounts.

Farm Bureau Mutual (IA Group) Car Insurance Quote Tools in Iowa

There’s no online quote tool available on Farm Bureau Mutual. However, the website lets you find and select an agent near your location. You can call the provided contact number to get a quote over the phone. You can also fill out the online form and wait for a representative to call you to discuss the details you submitted.

American Family Car Insurance Quote Tools in Iowa

American Family provides an online quote tool on its website. The process to get an online quote takes approximately three minutes to complete. The website’s tool allows you to change your coverage levels after receiving an initial estimate.

Grinnell Mutual Car Insurance Quote Tools in Iowa

Grinnell Mutual doesn’t have an online quote tool. However, it will provide you with a list of nearby agents after inputting your zip code on its website. You can choose anyone from the roster and ask them for a quote over the phone.

GEICO Car Insurance Quote Tools in Iowa

GEICO provides an online quote tool for auto insurance estimates on their website. Obtaining a quote takes about three minutes. After you get an estimate, you can alter your coverages, and the tool will recalculate your quote.

Allstate Car Insurance Quote Tools in Iowa

Allstate has a quote tool on their website, and it takes approximately two minutes to complete. The tool allows you to alter your coverages after an initial quote so you can customize your policy to your liking.

IMT Insurance Company Car Insurance Quote Tools in Iowa

IMT does not provide a quote tool on its website. However, the site helps you locate the nearest IMT insurance agents to your location.

Auto-Owners Insurance Co Car Insurance Quote Tools in Iowa

Auto-Owners Insurance does not have an online quote tool. However, its website does let you find the nearest agent to your location. You will have to contact your agent of choice to get a quote.

FAQ About Car Insurance Quotes in Iowa

Getting a car insurance quote doesn’t need to take a lot of your time. To help you with the process, MoneyGeek answered some of the most common questions about getting car insurance quotes in Iowa.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.