Hawaii Car Insurance Quotes: Compare GEICO, State Farm and More

Are you wondering where to start when getting car insurance quotes in Hawaii? MoneyGeek collected quotes from the biggest car insurers in the state, including GEICO, State Farm and USAA, to determine average car insurance costs. This guide can help you understand where to look first.

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Last Updated: 4/7/2022
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It takes around two to six minutes to get an insurance quote online from an auto insurance company. MoneyGeek found quotes for various driver profiles from different car insurers to help you compare their premiums in just a few minutes.

The driver’s profile plays a pivotal role in determining insurance quotes in Hawaii. For instance, if the driver is around 40 years old, has a clean driving record and drives an SUV, he could pay an average of $501 annually for the state minimum car insurance.

On the other hand, if the driver is around 20 years old, drives a luxury sedan, has a DUI on his driving record and purchases a full-coverage insurance policy, then he might pay approximately $3,452 yearly.

Car Insurance Quotes in Hawaii by Company

In Hawaii, the biggest car insurers are GEICO, State Farm and USAA. We collected insurance quotes from these and other major auto insurers in the state for different driver profiles. The factors we considered included age, driving record and type of car.

MoneyGeek also analyzed the cheapest auto insurance in Hawaii for the people looking to save money on their premiums. If you want to see how much car insurance costs in the state as a whole change depending on different factors, our guide on the average cost of car insurance in Hawaii can help.

Also, keep in mind that the insurance quotes in this guide do not include possible discounts offered by insurers.

MoneyGeek collected thousands of car insurance quotes in Hawaii. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Hawaii Car Insurance Quotes

Customize the toggles and get Hawaii car insurance quotes that fit your profile

GEICO Car Insurance Quotes in Hawaii

GEICO Car Insurance Quotes in Hawaii

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $343
  • 100/300/100 Comprehensive/Collision
    $666

State Farm Car Insurance Quotes in Hawaii

When you purchase car insurance from State Farm in Hawaii, you would have to pay an average of $835 annually. The cheapest option they provide costs approximately $434 per year for a 20-year-old driver with a clean driving record and an SUV.

Choose the features that suit your profile in the table below and weigh the costs of state minimum and full-coverage car insurance.

State Farm Car Insurance Quotes in Hawaii

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $449
  • 100/300/100 Comprehensive/Collision
    $860

USAA Car Insurance Quotes in Hawaii

If you opt for USAA car insurance in Hawaii, then you could pay an average of $657 yearly. If the driver is around 20 years old, has a clean driving record and drives an SUV, then they can get the cheapest insurance quote from this insurer at around $296.

The most expensive USAA quote in Hawaii applies to a middle-aged driver who drives a luxury sedan and has a DUI. It’s for full coverage that costs about $1,487 annually.

In the table below, pick the attributes that match your profile and view the cost difference of state minimum and full-coverage car insurance.

USAA Car Insurance Quotes in Hawaii

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $306
  • 100/300/100 Comprehensive/Collision
    $677

Allstate Car Insurance Quotes in Hawaii

Allstate provides car insurance in Hawaii for an average cost of $1,112 annually. You can get the cheapest quote from them if you purchase a state minimum policy for a driver who is around 20 years old, has a clean driving record and drives an SUV. This costs approximately $540.

The most expensive quote from Allstate is around $3,746 per year for full coverage insurance. This is charged to a driver who is about 40 years old, drives a luxury sedan and has a DUI on their driving record.

For a cost comparison of state minimum and full-coverage insurance, choose the characteristics that match your driver profile in the table below.

Allstate Car Insurance Quotes in Hawaii

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $558
  • 100/300/100 Comprehensive/Collision
    $1,146

Progressive Car Insurance Quotes in Hawaii

The cost of buying car insurance from Progressive in Hawaii is approximately $1,457.

Progressive’s cheapest car insurance in the state is around $736. This is a state-minimum policy offered to a 20-year-old driver with clean driving history and an SUV.

The most expensive quote from Progressive is around $2,693 for full coverage. This applies to a middle-aged driver who owns a luxury sedan and has a DUI on their record.

In the table below, find the attributes that fit your driver profile and see the cost difference between state minimum and full-coverage car insurance.

Progressive Car Insurance Quotes in Hawaii

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $761
  • 100/300/100 Comprehensive/Collision
    $1,501

Farmers Car Insurance Quotes in Hawaii

Farmers charge an average of $1,281 annually for car insurance in Hawaii. If you choose a state minimum policy and you’re a young driver with a clean driving record and an SUV, then you can get the cheapest quote, which is around $669.

Meanwhile, for a middle-aged driver in Hawaii driving a luxury sedan, Farmers can charge up to $6,850 for full coverage if he has a DUI in his driving record.

Pick the features that apply to your driver profile in the table below, and compare the costs of state minimum and full-coverage car insurance policies.

Farmers Car Insurance Quotes in Hawaii

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $692
  • 100/300/100 Comprehensive/Collision
    $1,320

How to Get Free Car Insurance Quotes in Hawaii

If you want to get free car insurance quotes in Hawaii, you can get an estimate from insurance companies. However, there are other ways of knowing how much car insurance will cost in the state.

You can use MoneyGeek’s data to understand the cost of car insurance in Hawaii. You can also research on your own.

MoneyGeek provided estimates of insurance quotes in Hawaii by insurer. Furthermore, you can also use our car insurance calculator for getting more precise estimates.

Additionally, you can compare actual binding quotes with real prices from companies. This method can be very time-consuming, but it will get you the most accurate rates.

Auto Insurance Calculator

State

Hawaii

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$368

2.

GEICO

$413

How to Get Car Insurance Quotes from Insurers in Hawaii

To get car insurance quotes in Hawaii, you’ll have to use online quote tools or talk to an agent or insurance broker. Getting an actual quote from auto insurers will involve entering personal and vehicle information. You also need to know how much car insurance you need to get the best quote.

MoneyGeek evaluated how long the quote process takes for each major car insurance company in Hawaii. We also found the ones that don’t offer online quotes. State Farm, Allstate, Progressive and Liberty Mutual were the fastest in providing quotes.

How Fast Are Online Quote Tools in Hawaii?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • State Farm
    • Allstate
    • Progressive
    • LIBERTY MUT GRP
    • BERKSHIRE HATHAWAY GRP
    • ISLAND INS CO GRP
  • No Online Quote Process

    • USAA
    • FARMERS INS GRP
    • TOKIO MARINE HOLDINGS INC GRP
    • MS & AD INS GRP

GEICO Car Insurance Quote Tools in Hawaii

GEICO has an online quote tool that you can use to get insurance quotes for your car. It takes around four minutes to provide an estimate. You can also include bundling policies to see available discounts. GEICO’s quote allows you to alter coverages. The quote then changes accordingly.

State Farm Car Insurance Quote Tools in Hawaii

State Farm provides an online quote tool on their website. You will get the quote within two minutes using this tool. They also allow you to change the coverages and compare the quotes. You can get different quotes corresponding to the coverage you enter in the tool.

USAA Car Insurance Quote Tools in Hawaii

USAA has an online tool for checking car insurance quotes on its website. However, we couldn’t get any quotes using the tool.

Allstate Car Insurance Quote Tools in Hawaii

Allstate offers an online quote tool that takes around only two minutes to finish. You can adjust coverages and also check available discounts. They will also give you different quotes for different coverage levels. You can compare and choose the one that suits you the best.

Progressive Car Insurance Quote Tools in Hawaii

Progressive has an online insurance quote tool that you can use to get an accurate estimate for your car insurance premiums. It takes approximately two minutes to get a quote. The best part is you can modify coverages to check how the quote changes for different coverages and compare.

Liberty Mutual Car Insurance Quote Tools in Hawaii

Liberty Mutual offers a quote tool online for checking the estimates for your car insurance. You can enter the required details to get an estimate for your car insurance in about two minutes. You can also alter the coverages to check different estimates for different policies.

Farmers Car Insurance Quote Tools in Hawaii

Farmers has an online tool for getting car insurance quotes. However, when we were testing the tool, it didn’t provide us with a quote.

TOKIO MARINE HOLDINGS INC GRP Car Insurance Quote Tools in Hawaii

Tokio Marine has no quote tool online. You can talk to their representative to get an estimate for car insurance.

Island Insurance Group Car Insurance Quote Tools in Hawaii

Island Ins Co. has an online tool that provides car insurance quotes in nearly six minutes. You can also modify the coverages to get recalculated quotes.

MS & AD INS GRP Car Insurance Quote Tools in Hawaii

MS & AD Insurance has no online quote tool. You have to talk to their insurance agents to get an estimate.

FAQ About Car Insurance Quotes in Hawaii

It doesn’t take long to get a quote from car insurance companies in Hawaii. MoneyGeek has answered some of the most common questions about car insurance quotes to help you get quotes easily.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.