Florida Car Insurance Quotes: Compare GEICO, Progressive and More

What is the best place to begin looking for car insurance quotes in Florida? To help you, MoneyGeek calculated average rates, considering drivers with different histories and profiles, from the biggest Florida insurance providers, like GEICO, Progressive and State Farm.

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Last Updated: 4/7/2022
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Getting an online quote from one car insurance company in Florida takes one to four minutes. MoneyGeek collected quote estimates for many driver characteristics so you may quickly compare insurance rates.

Your driving profile influences auto insurance rates in Florida. For example, a 40-year-old who drives an SUV with a clean record, excellent credit and state minimum coverage spends around $831 per year. Auto insurance for a 20-year-old driver with a DUI, a poor credit score and full coverage with a luxury sedan is roughly $16,808 per year.

Car Insurance Quotes in Florida by Company

In terms of market share, GEICO, Progressive and State Farm are the biggest car insurance providers in Florida. MoneyGeek got estimates from these major insurers and other prominent Florida auto insurance companies for a wide range of driver profiles, including young and old, drivers with violations and without, those with poor and excellent credit scores, and more.

MoneyGeek’s guide on the cheapest car insurance in Florida can help you save money on your premium. If you want to learn how insurance prices in Florida vary depending on various factors, our guide on the average cost of car insurance in Florida is helpful. Keep in mind that our guides do not include insurance discounts in the quotes.

MoneyGeek collected thousands of car insurance quotes in Florida. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Florida Car Insurance Quotes

Customize the toggles and get Florida car insurance quotes that fit your profile

GEICO Car Insurance Quotes in Florida

In Florida, the average cost of GEICO car insurance is $1,337 annually.

The cheapest GEICO quoted policy is roughly $471 a year for a 40-year-old SUV driver with a clean driving record, excellent credit and state minimum coverage.

Meanwhile, the most expensive quote from GEICO is around $14,086 per year for a 20-year-old luxury sedan driver with a DUI, a poor credit score and full coverage.

Select the qualities that best fit your profile in the table below to find out how much state minimum and full coverage auto insurance could cost you in Florida.

GEICO Car Insurance Quotes in Florida

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $608
  • 100/300/100 Comprehensive/Collision
    $1,378

Progressive Car Insurance Quotes in Florida

A Progressive car insurance policy in Florida costs on average $2,728 per year.

From Progressive, the most affordable quoted policy is around $1,246 annually for a 40-year-old SUV driver who has a clean driving record, an excellent credit score and state minimum insurance.

A 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage gets the most expensive quote from Progressive, roughly $21,626 a year.

You can discover how much state minimum and full coverage auto insurance costs for you by selecting the factors that best reflect your driving profile in the table below.

Progressive Car Insurance Quotes in Florida

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $1,611
  • 100/300/100 Comprehensive/Collision
    $2,811

State Farm Car Insurance Quotes in Florida

The average cost of a State Farm auto insurance policy in Florida is $1,867 per year.

A 40-year-old SUV driver with a clean driving record, excellent credit and state minimum coverage receives State Farm's most affordable quoted policy of about $865 annually.

A State Farm policy for a luxury sedan driver aged 20 with a poor credit score, previous accident and full coverage costs an average of $10,318 a year — the most expensive quote from the insurer.

You can determine your potential car insurance costs in Florida for state minimum or full coverage by selecting the factors that best match your profile in the following table.

State Farm Car Insurance Quotes in Florida

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $1,118
  • 100/300/100 Comprehensive/Collision
    $1,924

Allstate Car Insurance Quotes in Florida

In Florida, Allstate auto insurance costs an average of $2,298 per year.

A 40-year-old SUV driver with a clean driving record, an excellent credit score and state minimum insurance pays around $824 per year to insure their car — Allstate’s cheapest quoted policy.

Allstate's most expensive quote is roughly $14,466 per year for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

You may use the table below to choose the information that is most relevant to your driving profile and compare the price of state minimum and full coverage car insurance in Florida.

Allstate Car Insurance Quotes in Florida

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $1,065
  • 100/300/100 Comprehensive/Collision
    $2,368

USAA Car Insurance Quotes in Florida

A USAA car insurance policy in Florida costs around $940 per year for eligible active or former military and their families.

A 40-year-old SUV driver with a clean driving record, an excellent credit score and state minimum insurance gets the cheapest USAA premium, about $324 annually.

USAA's most expensive quoted policy is $8,155 per year for a 20-year-old luxury sedan driver with a DUI, a poor credit score and full coverage.

In the table below, choose the characteristics that best match your driving profile and compare the cost of a state minimum and full coverage car insurance policy.

USAA Car Insurance Quotes in Florida

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $418
  • 100/300/100 Comprehensive/Collision
    $969

Travelers Car Insurance Quotes in Florida

The average annual premium for a Florida Travelers auto policy is $2,335.

With a clean driving record and an excellent credit score, a 40-year-old driver of an SUV may pay around $893 per year for state minimum coverage through Travelers, the cheapest quoted policy.

For a 20-year-old luxury sedan driver with a DUI and a poor credit score, full coverage costs roughly $21,216 per year — Travelers most expensive quoted policy.

In the following table, you may choose characteristics that fit your profile and compare the cost of a state minimum and a full coverage policy.

Travelers Car Insurance Quotes in Florida

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $1,154
  • 100/300/100 Comprehensive/Collision
    $2,406

How to Get Free Car Insurance Quotes in Florida

In Florida, there are several ways to figure out how much car insurance costs for you and acquire a free quote for auto insurance. You may conduct research or use MoneyGeek’s compiled estimates. Using MoneyGeek’s Florida car insurance calculator, you get a more accurate estimate of how much you should pay for car insurance in Florida.

Or, you could compare binding quotes with actual rates from insurance companies. This method is time-consuming yet the most precise.

Auto Insurance Calculator

State

Florida

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$393

2.

GEICO

$586

How to Get Car Insurance Quotes from Insurers in Florida

To get car insurance quotes in Florida, you can use online quote tools or interact with an agent or insurance broker. For an accurate auto insurance quote in Florida, you must give personal and vehicle information. Plus, you must know how much car insurance you need.

MoneyGeek uncovered the amount of time it takes to get a car insurance quote from different companies in Florida. We discovered that National General has the quickest online quote process for car insurance.

There were companies that had an online quote tool but it did not work for us, so we have designated them as having no online quote process.

How Fast Are Online Quote Tools in Florida?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • NATIONAL GEN GRP
    • Progressive
    • State Farm
    • Allstate
    • LIBERTY MUT GRP
    • Travelers
    • BERKSHIRE HATHAWAY GRP
  • No Online Quote Process

    • USAA
    • KEMPER CORP GRP
    • FARMERS INS GRP

GEICO Car Insurance Quote Tools in Florida

The GEICO online quote tool can help you calculate how much auto insurance costs in Florida in around four minutes. After MoneyGeek entered personal and vehicle information for a sample driver, GEICO gave us a quote and allowed changes to coverage levels to see a new rate instantly.

Progressive Car Insurance Quote Tools in Florida

The Progressive quote tool takes about two minutes to complete. MoneyGeek obtained a quote for a sample driver and could adjust coverage amounts after obtaining the initial quote. We viewed the new rates in no time.

State Farm Car Insurance Quote Tools in Florida

The State Farm online quote generator takes around two minutes to complete. For MoneyGeek’s sample driver quote, it enabled us to change coverage amounts, such as switch from state minimum to full coverage, and see updated rates right away.

Allstate Car Insurance Quote Tools in Florida

Allstate has an online quote tool, and it took MoneyGeek about two minutes to get our sample driver’s quote. Coverage levels are adjustable, and the tool helps you save money by finding discounts.

USAA Car Insurance Quote Tools in Florida

On its website, USAA has an online quote tool. After entering the zip code and personal information for a sample driver, it did not provide MoneyGeek with a quote — it required calling a representative to provide more information.

Kemper Car Insurance Quote Tools in Florida

Kemper has you input your zip code and the type of insurance you want on its website but does not provide a quote. It requires you to call a representative.

Liberty Mutual Car Insurance Quote Tools in Florida

The Liberty Mutual website has an auto quote generator tool. MoneyGeek could get a quote for a sample driver in around two minutes. After receiving the initial quote, you can change your coverage amounts, and your rate updates in real-time.

Nationwide Car Insurance Quote Tools in Florida

National General offers an online quote tool. It takes just one minute to acquire an estimate. You can adjust coverages to get a recalculated rate and compare prices for different coverage levels.

Travelers Car Insurance Quote Tools in Florida

Travelers has an online quote tool. MoneyGeek found that it takes around two minutes to get a quote, and the tool allows you to customize your policy, adjusting deductible, limits and more to compare rates.

Farmers Car Insurance Quote Tools in Florida

Farmers has an online quote tool, but MoneyGeek was unable to get a quote for our sample driver and see what options the tool provides.

FAQ About Car Insurance Quotes in Florida

Getting a car insurance quote takes a few minutes, but you may have questions about the process. To help you, MoneyGeek has answered some of the most often asked questions concerning car insurance quotes in Florida.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.