District of Columbia Car Insurance Quotes: Compare GEICO, State Farm and More

MoneyGeek collected quotes from the biggest car insurance companies in the District of Columbia area like GEICO, State Farm, USAA and more. We used different driver profiles, considering age, credit score, driving record and more.

We computed the cheapest car insurance in the District of Columbia if you’re looking for savings. MoneyGeek also created a guide on the average cost of car insurance in the District of Columbia if you want to check how your policy rates will change depending on your profile.

Note that car insurance quotes don’t include potential discounts.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in District of Columbia.

CompareQuotesDistrict of Columbia2022

Compare District of Columbia Car Insurance Quotes

Compare GEICO Car Insurance Quote - GEICO

Compare State Farm Car Insurance Quote - State Farm

Compare USAA Car Insurance Quote - USAA

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The average annual cost of a car insurance policy in the District of Columbia with GEICO is $606.

A 40-year-old SUV driver with an excellent credit score, a clean driving record and has the state minimum policy may only need to pay an average of $307 per year, which is the cheapest quote from the insurer.

GEICO’s most expensive quote costs at an average of $6,496 per year. This is for a 20-year-old luxury sedan driver with a DUI, a poor credit score and a full coverage policy.

You can use the table below to choose details that fit your profile and find out how much the state minimum and full coverage auto insurance policies cost.

GEICO Car Insurance Quotes in District of Columbia

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $363
• 100/300/100 Comprehensive/Collision
  $624

On average, the cost of State Farm’s auto insurance in the District of Columbia is $1,161 annually.

State Farm’s cheapest quote is for a 40-year-old SUV driver with a clean driving record, an excellent credit score and a state minimum policy costing around $561 annually.

The most expensive quote from this insurer is for a 20-year-old luxury sedan driver with an accident on record, a poor credit score and carries a full coverage policy costing approximately $6,459 annually.

You can pick characteristics that match your driving profile and compare the rates of state minimum against full coverage car insurance in the table below.

State Farm Car Insurance Quotes in District of Columbia

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $664
• 100/300/100 Comprehensive/Collision
  $1,196

In the District of Columbia, the average annual cost of a USAA car insurance policy is $672. However, USAA’s policies are only limited to active military members, veterans and their families.

The most affordable quote from this insurer is for a 40-year-old SUV driver with a state minimum policy, a clean driving record and an excellent credit score. This costs approximately $311 yearly.

On the other hand, USAA’s priciest quote is for a 20-year-old luxury sedan driver with a DUI, has a full coverage policy and a poor credit score. This quote costs roughly $6,244 per year.

Using the table below, drivers can pick details that fit their profile and compare state minimum and full coverage car insurance rates.

USAA Car Insurance Quotes in District of Columbia

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $368
• 100/300/100 Comprehensive/Collision
  $692

On average, Progressive’s car insurance in the District of Columbia costs $1,362 annually.

The cheapest quote, which costs around $867 per year, applies to a 40-year-old SUV driver with an excellent credit score, holds a state minimum policy and has a clean driving record.

The most expensive quote, costing roughly $9,407 annually, applies to a 20-year-old luxury sedan driver with a poor credit score, has a prior accident record and has a full coverage policy.

You can check the table below, select characteristics that fit your profile and compare the rates between state minimum versus full coverage car insurance policies.

Progressive Car Insurance Quotes in District of Columbia

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $1,025
• 100/300/100 Comprehensive/Collision
  $1,403

An Allstate car insurance premium in the District of Columbia costs approximately $1,476 yearly.

A 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum policyholder pays the cheapest quote of roughly $623 per year.

Conversely, a 20-year-old luxury sedan driver with full coverage, an accident record and a poor credit score may shell out about $8,986 per year.

Check the table below to choose details that match your profile and compare the quotes of state minimum and full coverage car insurance policies.

Allstate Car Insurance Quotes in District of Columbia

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $737
• 100/300/100 Comprehensive/Collision
  $1,521

The average cost of a Nationwide car insurance premium in the District of Columbia is $1,790 annually.

The most affordable quote from Nationwide applies to a 40-year-old SUV driver with a clean driving record, an excellent credit score and is a state minimum insurance policyholder costing about $861 annually.

On the other hand, the priciest quote, costing around $14,860 annually, applies to a 20-year-old luxury sedan driver with a DUI record, a poor credit score and has a full coverage policy.

In the table below, drivers can choose details that match their profile and compare the state minimum and full coverage auto insurance rates.

Nationwide Car Insurance Quotes in District of Columbia

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• Coverage Level
  Nationwide Average Annual Quote
• State Minimum Liability
  $1,018
• 100/300/100 Comprehensive/Collision
  $1,844

The average annual cost of an Erie auto insurance premium in the District of Columbia is about $817.

A 40-year-old state minimum policyholder driving an SUV with an excellent credit score and clean driving record only pays around $364 per year, which is the cheapest quote from Erie.

The most expensive quote from this insurer is for a 20-year-old full coverage policyholder driving a luxury sedan with a DUI and poor credit score. This quote costs approximately $5,743 per year.

You can view the table below, select characteristics that fit your profile and compare state minimum and full coverage car insurance quotes.

Erie Car Insurance Quotes in District of Columbia

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• Coverage Level
  Erie Average Annual Quote
• State Minimum Liability
  $430
• 100/300/100 Comprehensive/Collision
  $842

There are various ways to find out how much you could need to pay for auto insurance. One way is to get an estimate online.

You can do your own research or use MoneyGeek’s data to calculate how much you need for a car insurance policy in the District of Columbia. MoneyGeek listed estimates in this guide, but you can also use our car insurance calculator to get more precise quotes.

You can even check how actual binding quotes compare against real prices from car insurance companies. You may find this time-consuming, but it’s the most accurate method.

Auto Insurance Calculator

State

District of Columbia

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$376

2.

GEICO

$431

3.

Erie

$440

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To acquire auto insurance quotes in the District of Columbia, you can use free online quote tools or speak with an insurance agent. This process requires your personal information and your vehicle’s details. Be sure to know how much car insurance you need to help you get a more accurate estimate.

MoneyGeek calculated how long it takes to get car insurance rates from major insurance companies in the District of Columbia. State Farm has one of the fastest online quote tools. Since not all providers allowed us to obtain a quote online, we noted them as companies that didn’t offer online quote estimates.

Trying GEICO’s online quote tool took an average of three minutes. If you want to compare rates for different coverage levels, you can switch coverage levels and get an updated quote instantly.

State Farm’s online quote tool process takes about two minutes to complete. The tool allows you to adjust your coverage level, showing changes in pricing almost immediately. This may help you get an idea of how much savings you will have for your policy.

USAA provides an online quote tool, but we weren’t able to get a quote with this provider. You might need to talk to one of their representatives if you want a customized quote.

To get an insurance quote with Progressive, it may take you around two minutes to complete. The tool allows you to change your coverage level even after your initial quote, showing how much prices may change when using other variables.

Allstate has an online quote tool, and it takes an average of two minutes to complete. You can adjust your coverage levels after receiving an initial quote. Quote adjustments are made in a few seconds.

With Liberty Mutual, it took around two minutes to complete their online quote tool. The tool lets you change coverage levels and immediately shows how prices differ.

Travelers provides an online quote tool that takes two minutes to finish. With the tool, you can adjust your initial coverage level and make necessary changes. This will show you how your premium changes based on different factors.

It takes approximately two minutes to complete Nationwide’s online quote tool and get a quote. The tool allows you to make coverage adjustments, thus showing how prices compare between coverage levels.

We checked out Erie’s online auto insurance quote tool and it took two minutes to complete. The tool lets you change your initial coverage level, so you can also compare how coverage prices differ based on various factors.

Chubb doesn’t offer an online quote tool, but you can find an agent through email and get a personalized quote.

It shouldn’t take a lot of time to get a car insurance quote. MoneyGeek can help you get started. We’ve listed the most commonly asked questions about getting car insurance quotes in the District of Columbia.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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