Colorado Car Insurance Quotes: Compare State Farm, Progressive and More

The biggest car insurance providers in Colorado are State Farm, Progressive and USAA. We collected quotes from these and the other biggest insurers in Colorado for various driver profiles considering age, driving record, credit score and more.

We also analyzed the cheapest car insurance in Colorado if you’re looking to save on your premiums. Additionally, if you want to see how much car insurance costs in Colorado as a whole change depending on different factors, our guide on the average cost of car insurance in Colorado can help.

Keep in mind that the insurance quotes in our guides don’t include possible discounts.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in Colorado.

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Compare Colorado Car Insurance Quotes

Compare State Farm Car Insurance Quote - State Farm

Compare Progressive Car Insurance Quote - Progressive

Compare USAA Car Insurance Quote - USAA

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The average cost of car insurance in Colorado offered by State Farm is $1,158 per year.

The cheapest quote from this company is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance. This costs an average of$464 per year. The most expensive quote is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and 100/300/100 coverage at roughly $5,483 per year.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

State Farm Car Insurance Quotes in Colorado

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• Coverage Level
  State Farm Average Annual Quote
• State Minimum Liability
  $575
• 100/300/100 Comprehensive/Collision
  $1,193

A Progressive car insurance policy in Colorado costs approximately $2,070 per year. A 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance gets the most affordable quote from this company at roughly $1,138 per year.

Meanwhile, Progressive’s most expensive quote is around $13,666 per year. This is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

You can choose details that fit your driving profile and compare the cost of a state minimum and a full coverage car insurance policy using the table below.

Progressive Car Insurance Quotes in Colorado

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• Coverage Level
  Progressive Average Annual Quote
• State Minimum Liability
  $1,410
• 100/300/100 Comprehensive/Collision
  $2,133

In Colorado, USAA car insurance policies have an average cost of $695 per year. However, these policies are only available to military families.

Their most affordable coverage costs around $246 per year and is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy. Conversely, a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage pays the most at roughly $5,497 per year.

Drivers can pick characteristics that match their profile and compare the cost of a state minimum and a full coverage car insurance policy using the table below.

USAA Car Insurance Quotes in Colorado

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• Coverage Level
  USAA Average Annual Quote
• State Minimum Liability
  $304
• 100/300/100 Comprehensive/Collision
  $716

GEICO car insurance in Colorado costs approximately $872 per year. Their cheapest policy is an average of $310 per year, and it’s applicable to a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy.

On the flipside, GEICO’s priciest quote is for a 20-year-old luxury sedan driver with a DUI, a poor credit score and full coverage. This costs around $8,300 per year.

Using the table below, drivers can select characteristics that match their profile and compare the cost of a state minimum policy against a full coverage insurance policy.

GEICO Car Insurance Quotes in Colorado

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• Coverage Level
  GEICO Average Annual Quote
• State Minimum Liability
  $385
• 100/300/100 Comprehensive/Collision
  $899

The average cost of an Allstate policy in Colorado is $1,185 per year.

The cheapest quote from this company is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy at approximately $622 per year. The most expensive quote is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage at around$6,545 per year.

You can use the table below to select characteristics that fit your profile and compare the cost of a state minimum and a full coverage car insurance policy.

Allstate Car Insurance Quotes in Colorado

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• Coverage Level
  Allstate Average Annual Quote
• State Minimum Liability
  $771
• 100/300/100 Comprehensive/Collision
  $1,221

An American Family car insurance policy in Colorado costs approximately $1,899 per year. A 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance gets the most affordable quote from this company at an average of $977 per year.

Meanwhile, approximately $7,788 per year is Progressive’s most expensive quote, and it’s for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage.

You can choose details that fit your driving profile and compare the cost of a state minimum and a full coverage car insurance policies using the table below.

American Family Car Insurance Quotes in Colorado

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• Coverage Level
  American Family Average Annual Quote
• State Minimum Liability
  $1,212
• 100/300/100 Comprehensive/Collision
  $1,957

In Colorado, Farmers car insurance policies in Colorado have an average cost of $1,883 per year. Their most affordable policy costs an average of $802 per year and is for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

Conversely, a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage gets Farmer’s priciest quote at roughly $10,761 per year.

Drivers can pick characteristics that match their profile and compare the cost of state minimum and full coverage car insurance policies using the table below.

Farmers Car Insurance Quotes in Colorado

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• Coverage Level
  Farmers Average Annual Quote
• State Minimum Liability
  $994
• 100/300/100 Comprehensive/Collision
  $1,941

Travelers’ car insurance in Colorado costs approximately $1,039 per year. Their cheapest policy is around $531 per year and is applicable to a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

Conversely, Travelers’ priciest quote is for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage at an average of $7,288 per year.

Using the table below, drivers can select characteristics that match their profile and compare the cost of a state minimum policy against a full coverage insurance policy.

Travelers Car Insurance Quotes in Colorado

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• Coverage Level
  Travelers Average Annual Quote
• State Minimum Liability
  $659
• 100/300/100 Comprehensive/Collision
  $1,071

The average cost of a Nationwide policy in Colorado is $1,214 per year.

The cheapest quote from this company is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy at roughly $522 per year. On the other hand, the most expensive quote is for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage at approximately $8,692 per year.

You can use the table below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

Nationwide Car Insurance Quotes in Colorado

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• Coverage Level
  Nationwide Average Annual Quote
• State Minimum Liability
  $648
• 100/300/100 Comprehensive/Collision
  $1,250

There are multiple ways to get an idea of how much car insurance will cost for you, and getting a car insurance estimate is one of them.

You can use your own research or MoneyGeek’s data to find out how much you could be paying for car insurance. We provided insurance quotes in Colorado by company within this guide, but you can use our car insurance calculator for more precise estimates.

Additionally, you can compare actual binding quotes with real prices from companies. This method can be very time-consuming, but it will get you the most accurate rates.

Auto Insurance Calculator

State

Colorado

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female

Add Student Driver

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$303

2.

GEICO

$407

3.

State Farm

$560

4.

Travelers

$647

5.

Nationwide

$658

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You can use online quote tools or speak to an insurance agent or broker to get car insurance quotes in Colorado. The process will require you to provide your personal information and vehicle details. You also need to know how much car insurance you need so the company can give you an accurate quote.

MoneyGeek evaluated the time it takes to get car insurance quotes from Colorado’s major insurance companies, finding that Progressive has the fastest online quote processes.

We also identified which companies don’t have an online quote tool on their website. In addition, we marked as having no online quote process those companies where we failed to retrieve an estimate for our sample driver, even though their site offered a tool.

State Farm has a quote tool on their website, and it takes approximately three minutes to get a car insurance quote from their company. They allow you to change your coverage levels, and your prices will be updated in real-time.

You can use Progressive’s quote tool on their website to find out how much their policies will cost for you. The process takes two minutes on average. You can modify your coverage after receiving your initial quote, and you can view how rates change depending on this adjustment.

Although USAA offers a quote tool on their website, we aren’t able to get an estimate for our sample driver.

GEICO offers an online quote tool that takes roughly four minutes to provide you with an estimate of your possible premiums. Within the tool, you can include bundling policies to access discounts.

Allstate has an online quote tool on their website. It takes about three minutes to get a quote, and the company automatically helps you find discounts to save you money. You can even adjust your coverage levels and get updated quotes within the tool.

Liberty Mutual provides an online quote tool on their website. It took us approximately three minutes to receive a quote. We were able to change our coverage using the tool, and we saw the corresponding price changes in real-time.

You can visit American Family’s website to access their online quote tool. It takes four minutes on average to complete their process and receive your quote. They don’t allow you to change your coverage levels with the tool.

We tried to use Farmers’ quote tool on their website, but we received this error message “We're sorry. We are unable to complete your request at this time. Please try again later.” Fortunately, you can call to get a quote over the phone.

Travelers has an online quote tool on their website. It takes about three minutes to get a quote through their tool, and they provide the option to bundle coverages to save money.

Nationwide has a quote tool on their website, and it’ll take you three minutes on average to finish the process and get a car insurance quote. However, they don’t allow you to change your coverage levels using the tool.

Getting a car insurance quote doesn’t need to take a ton of time. To help you start your shopping process, MoneyGeek answered the most common questions about getting car insurance quotes in Colorado.

About the Author

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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.

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