Colorado Car Insurance Quotes: Compare State Farm, Progressive and More

What’s the best place to start when getting car insurance quotes in Colorado? MoneyGeek calculated averages using quotes from the state’s biggest auto insurers, including State Farm, Progressive and USAA, to help you decide where to look first.

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Last Updated: 4/28/2022
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Generally, it takes four to eight minutes to get a quote online from a car insurance company. MoneyGeek gathered quotes for various driver profiles so you can compare car insurance premiums from various companies in just a few minutes.

Car insurance quotes in Colorado range greatly depending on your profile. For example, a 40-year-old with a clean record, excellent credit and a state minimum insurance policy driving an SUV may pay around $635 yearly. Meanwhile, a 20-year-old luxury sedan driver with a DUI, poor credit and a full coverage policy could pay an average of $8,608 annually.

Car Insurance Quotes in Colorado by Company

The biggest car insurance providers in Colorado are State Farm, Progressive and USAA. We collected quotes from these and the other biggest insurers in Colorado for various driver profiles considering age, driving record, credit score and more.

We also analyzed the cheapest car insurance in Colorado if you’re looking to save on your premiums. Additionally, if you want to see how much car insurance costs in Colorado as a whole change depending on different factors, our guide on the average cost of car insurance in Colorado can help.

Keep in mind that the insurance quotes in our guides don’t include possible discounts.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in Colorado.

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Compare Colorado Car Insurance Quotes

Customize the toggles and get Colorado car insurance quotes that fit your profile

State Farm Car Insurance Quotes in Colorado

The average cost of car insurance in Colorado offered by State Farm is $1,158 per year.

The cheapest quote from this company is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance. This costs an average of$464 per year. The most expensive quote is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and 100/300/100 coverage at roughly $5,483 per year.

You can use the tables below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

State Farm Car Insurance Quotes in Colorado

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $575
  • 100/300/100 Comprehensive/Collision
    $1,193

Progressive Car Insurance Quotes in Colorado

A Progressive car insurance policy in Colorado costs approximately $2,070 per year. A 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance gets the most affordable quote from this company at roughly $1,138 per year.

Meanwhile, Progressive’s most expensive quote is around $13,666 per year. This is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage.

You can choose details that fit your driving profile and compare the cost of a state minimum and a full coverage car insurance policy using the table below.

Progressive Car Insurance Quotes in Colorado

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $1,410
  • 100/300/100 Comprehensive/Collision
    $2,133

USAA Car Insurance Quotes in Colorado

In Colorado, USAA car insurance policies have an average cost of $695 per year. However, these policies are only available to military families.

Their most affordable coverage costs around $246 per year and is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy. Conversely, a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage pays the most at roughly $5,497 per year.

Drivers can pick characteristics that match their profile and compare the cost of a state minimum and a full coverage car insurance policy using the table below.

USAA Car Insurance Quotes in Colorado

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $304
  • 100/300/100 Comprehensive/Collision
    $716

GEICO Car Insurance Quotes in Colorado

GEICO car insurance in Colorado costs approximately $872 per year. Their cheapest policy is an average of $310 per year, and it’s applicable to a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy.

On the flipside, GEICO’s priciest quote is for a 20-year-old luxury sedan driver with a DUI, a poor credit score and full coverage. This costs around $8,300 per year.

Using the table below, drivers can select characteristics that match their profile and compare the cost of a state minimum policy against a full coverage insurance policy.

GEICO Car Insurance Quotes in Colorado

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $385
  • 100/300/100 Comprehensive/Collision
    $899

Allstate Car Insurance Quotes in Colorado

The average cost of an Allstate policy in Colorado is $1,185 per year.

The cheapest quote from this company is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy at approximately $622 per year. The most expensive quote is for a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage at around$6,545 per year.

You can use the table below to select characteristics that fit your profile and compare the cost of a state minimum and a full coverage car insurance policy.

Allstate Car Insurance Quotes in Colorado

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $771
  • 100/300/100 Comprehensive/Collision
    $1,221

American Family Car Insurance Quotes in Colorado

An American Family car insurance policy in Colorado costs approximately $1,899 per year. A 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance gets the most affordable quote from this company at an average of $977 per year.

Meanwhile, approximately $7,788 per year is Progressive’s most expensive quote, and it’s for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage.

You can choose details that fit your driving profile and compare the cost of a state minimum and a full coverage car insurance policies using the table below.

American Family Car Insurance Quotes in Colorado

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  • Coverage Level
    American Family Average Annual Quote
  • State Minimum Liability
    $1,212
  • 100/300/100 Comprehensive/Collision
    $1,957

Farmers Car Insurance Quotes in Colorado

In Colorado, Farmers car insurance policies in Colorado have an average cost of $1,883 per year. Their most affordable policy costs an average of $802 per year and is for a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

Conversely, a 20-year-old luxury sedan driver with an accident on their record, a poor credit score and full coverage gets Farmer’s priciest quote at roughly $10,761 per year.

Drivers can pick characteristics that match their profile and compare the cost of state minimum and full coverage car insurance policies using the table below.

Farmers Car Insurance Quotes in Colorado

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $994
  • 100/300/100 Comprehensive/Collision
    $1,941

Travelers Car Insurance Quotes in Colorado

Travelers’ car insurance in Colorado costs approximately $1,039 per year. Their cheapest policy is around $531 per year and is applicable to a 40-year-old SUV driver with a clean record, an excellent credit score and state minimum insurance.

Conversely, Travelers’ priciest quote is for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage at an average of $7,288 per year.

Using the table below, drivers can select characteristics that match their profile and compare the cost of a state minimum policy against a full coverage insurance policy.

Travelers Car Insurance Quotes in Colorado

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $659
  • 100/300/100 Comprehensive/Collision
    $1,071

Nationwide Car Insurance Quotes in Colorado

The average cost of a Nationwide policy in Colorado is $1,214 per year.

The cheapest quote from this company is for a 40-year-old SUV driver with a clean record, an excellent credit score and a state minimum insurance policy at roughly $522 per year. On the other hand, the most expensive quote is for a 20-year-old luxury sedan driver with a DUI on their record, a poor credit score and full coverage at approximately $8,692 per year.

You can use the table below to select characteristics that fit your profile and compare the cost of state minimum and full coverage car insurance policies.

Nationwide Car Insurance Quotes in Colorado

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  • Coverage Level
    Nationwide Average Annual Quote
  • State Minimum Liability
    $648
  • 100/300/100 Comprehensive/Collision
    $1,250

How to Get Free Car Insurance Quotes in Colorado

There are multiple ways to get an idea of how much car insurance will cost for you, and getting a car insurance estimate is one of them.

You can use your own research or MoneyGeek’s data to find out how much you could be paying for car insurance. We provided insurance quotes in Colorado by company within this guide, but you can use our car insurance calculator for more precise estimates.

Additionally, you can compare actual binding quotes with real prices from companies. This method can be very time-consuming, but it will get you the most accurate rates.

Auto Insurance Calculator

State

Colorado

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$303

2.

GEICO

$407

4.

Travelers

$647

How to Get Car Insurance Quotes from Insurers in Colorado

You can use online quote tools or speak to an insurance agent or broker to get car insurance quotes in Colorado. The process will require you to provide your personal information and vehicle details. You also need to know how much car insurance you need so the company can give you an accurate quote.

MoneyGeek evaluated the time it takes to get car insurance quotes from Colorado’s major insurance companies, finding that Progressive has the fastest online quote processes.

We also identified which companies don’t have an online quote tool on their website. In addition, we marked as having no online quote process those companies where we failed to retrieve an estimate for our sample driver, even though their site offered a tool.

How Fast Are Online Quote Tools in Colorado?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • Progressive
    • State Farm
    • Allstate
    • LIBERTY MUT GRP
    • Travelers
    • Nationwide
    • BERKSHIRE HATHAWAY GRP
    • AMERICAN FAMILY INS GRP
  • No Online Quote Process

    • USAA
    • FARMERS INS GRP

State Farm Car Insurance Quote Tools in Colorado

State Farm has a quote tool on their website, and it takes approximately three minutes to get a car insurance quote from their company. They allow you to change your coverage levels, and your prices will be updated in real-time.

Progressive Car Insurance Quote Tools in Colorado

You can use Progressive’s quote tool on their website to find out how much their policies will cost for you. The process takes two minutes on average. You can modify your coverage after receiving your initial quote, and you can view how rates change depending on this adjustment.

USAA Car Insurance Quote Tools in Colorado

Although USAA offers a quote tool on their website, we aren’t able to get an estimate for our sample driver.

GEICO Car Insurance Quote Tools in Colorado

GEICO offers an online quote tool that takes roughly four minutes to provide you with an estimate of your possible premiums. Within the tool, you can include bundling policies to access discounts.

Allstate Car Insurance Quote Tools in Colorado

Allstate has an online quote tool on their website. It takes about three minutes to get a quote, and the company automatically helps you find discounts to save you money. You can even adjust your coverage levels and get updated quotes within the tool.

Liberty Mutual Car Insurance Quote Tools in Colorado

Liberty Mutual provides an online quote tool on their website. It took us approximately three minutes to receive a quote. We were able to change our coverage using the tool, and we saw the corresponding price changes in real-time.

American Family Car Insurance Quote Tools in Colorado

You can visit American Family’s website to access their online quote tool. It takes four minutes on average to complete their process and receive your quote. They don’t allow you to change your coverage levels with the tool.

Farmers Car Insurance Quote Tools in Colorado

We tried to use Farmers’ quote tool on their website, but we received this error message “We're sorry. We are unable to complete your request at this time. Please try again later.” Fortunately, you can call to get a quote over the phone.

Travelers Car Insurance Quote Tools in Colorado

Travelers has an online quote tool on their website. It takes about three minutes to get a quote through their tool, and they provide the option to bundle coverages to save money.

Nationwide Car Insurance Quote Tools in Colorado

Nationwide has a quote tool on their website, and it’ll take you three minutes on average to finish the process and get a car insurance quote. However, they don’t allow you to change your coverage levels using the tool.

FAQ About Car Insurance Quotes in Colorado

Getting a car insurance quote doesn’t need to take a ton of time. To help you start your shopping process, MoneyGeek answered the most common questions about getting car insurance quotes in Colorado.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.