Arizona Car Insurance Quotes: Compare GEICO, State Farm and More

Where should you start when getting car insurance quotes in Arizona? To help with your search for car insurance rates, MoneyGeek compiled quotes from the state's largest insurance providers by market share, including GEICO, State Farm and Progressive.

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Last Updated: 4/28/2022
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In most cases, it takes between two to five minutes to acquire one car insurance quotation online. By using MoneyGeek’s resources, however, you can compare average car insurance rates from various providers in just a few minutes.

Depending on your circumstances, you may get a wide range of car insurance quotes. For example, if you're 40 years old, have excellent credit, and drive an SUV, the average cost of a policy with minimum coverage is $522 a year in Arizona. On the other hand, a 20-year-old luxury sedan driver with a DUI and poor credit may pay an average of $9,792 annually for a policy with full coverage.

Car Insurance Quotes in Arizona by Company

GEICO, State Farm and Progressive are Arizona's largest auto insurance companies by market share. We gathered quotes from these and other major insurers in the state for various driver profiles, taking age, driving history, credit score, and coverage into account.

We examined the cheapest auto insurance in Arizona to help you save money. If you're interested in how much car insurance rates are affected by various factors, our guide to the average cost of car insurance in Arizona may be of help.

The insurance estimates provided in our guide do not account for any applicable discounts.

Use our toggles to enter the driver characteristics that best fit you to compare car insurance quotes across the biggest insurers in Arizona.

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Compare Arizona Car Insurance Quotes

Customize the toggles and get Arizona car insurance quotes that fit your profile

GEICO Car Insurance Quotes in Arizona

It costs on average $770 per year to insure a car in Arizona with GEICO.

This company's lowest price is for a 40-year-old SUV driver with a clean driving record, excellent credit score, and minimum coverage policy. This typically costs an average of $304 per year. The most expensive price comes in at around $8,180 per year for a 20-year-old luxury car driver with a DUI, low credit score, and full coverage.

Use the tables below to choose features that match your profile and compare the costs of state minimum and full coverage auto insurance plans.

GEICO Car Insurance Quotes in Arizona

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $378
  • 100/300/100 Comprehensive/Collision
    $793

State Farm Car Insurance Quotes in Arizona

In Arizona, State Farm auto insurance policies cost an average of $1,253 per year.

The company's most affordable quote is approximately $513 per year for a 40-year-old SUV driver with a clean driving record, excellent credit score, and minimum coverage. Progressive's most expensive full coverage insurance is roughly $7,797 per year. This is for a 20-year-old luxury car driver with a prior accident on record and low credit score.

The table below compares the cost of state minimum and full coverage auto insurance policies based on your driving profile.

State Farm Car Insurance Quotes in Arizona

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $638
  • 100/300/100 Comprehensive/Collision
    $1,291

USAA Car Insurance Quotes in Arizona

USAA car insurance in Arizona costs an average of $790 per year. This insurance, however, is offered exclusively to military families.

The insurer’s cheapest plan is around $311 per year for a 40-year-old SUV or sedan driver with a clean driving record, excellent credit score and minimum coverage. Full coverage for a 20-year-luxury car driver with a DUI on their record and low credit score, will pay the highest annual premium at $8,418 on average.

See the table below to choose features that fit your profile and compare the costs of state minimum and full coverage auto insurance policies.

USAA Car Insurance Quotes in Arizona

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $383
  • 100/300/100 Comprehensive/Collision
    $790

Allstate Car Insurance Quotes in Arizona

In Arizona, the average annual cost of a car insurance policy from Allstate is $1,384.

The cheapest quote from this insurer is roughly $579 per year for a 40-year-old SUV driver with a clean driving record, excellent credit score and minimum coverage. The most expensive quote is approximately $12,096 per year for a 20-year-old luxury car driver with a DUI, poor credit score and full coverage insurance policy.

Choose the characteristics that match your profile on the table below to compare the costs of state minimum and full coverage auto insurance policies.

Allstate Car Insurance Quotes in Arizona

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $721
  • 100/300/100 Comprehensive/Collision
    $1,426

Farmers Car Insurance Quotes in Arizona

In Arizona, auto insurance through Farmers costs an average of $1,600 per year.

The company's most budget-friendly rate is $680 per year for a 40-year-old SUV driver with a clean driving record, excellent credit score, and state minimum insurance. Farmers' most expensive quote is an average of $12,262 per year for a 20-year-old luxury car driver with an accident on their record, a poor credit score and full coverage.

Using the table below, you can choose the details that correspond to your driving profile and compare the costs of state-required and full-coverage auto insurance plans.

Farmers Car Insurance Quotes in Arizona

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $845
  • 100/300/100 Comprehensive/Collision
    $1,649

American Family Car Insurance Quotes in Arizona

American Family insurance costs an average of $1,138 per year in Arizona.

The insurer’s cheapest policy is around $649 per year and is offered to a 40-year-old SUV driver with a clean driving record, excellent credit score and a minimum coverage policy. American Family's highest annual premium is for a 20-year-old luxury sedan driver with a DUI, poor credit score and full coverage. The quote in this case is an average of $6,199.

The chart below compares the cost of a minimum coverage policy to that of a full coverage policy. Choose the qualities that are most relevant to your profile for best results.

American Family Car Insurance Quotes in Arizona

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  • Coverage Level
    American Family Average Annual Quote
  • State Minimum Liability
    $807
  • 100/300/100 Comprehensive/Collision
    $1,173

The Hartford Car Insurance Quotes in Arizona

Hartford car insurance premiums cost an average of $1,142 per year in Arizona.

The cheapest quote for minimum coverage is an average of $505 per year for a 40-year-old SUV driver with a clean driving record and excellent credit score. The insurer’s most expensive quote of around $8,912 per year is for a full-coverage plan, with the policyholder being a 20-year-old luxury car driver with a DUI and low credit score.

Use the table below to choose features that fit your profile and compare the costs of state minimum and full coverage auto insurance plans.

CSAA Car Insurance Quotes in Arizona

In Arizona, CSAA car insurance costs an average of $1,423 per year.

A 40-year-old SUV driver with a clean driving record and excellent credit score will receive the company’s lowest average quote for minimum coverage at $448 per year. CSAA's most expensive quote at approximately $9,165 per year is for a 20-year-old luxury car driver with a DUI, poor credit score and full coverage insurance policy.

Select the attributes that fit your profile in the table below to compare the cost of a state minimum policy to a full coverage insurance policy.

CSAA Car Insurance Quotes in Arizona

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  • Coverage Level
    CSAA Average Annual Quote
  • State Minimum Liability
    $557
  • 100/300/100 Comprehensive/Collision
    $1,466

Progressive Car Insurance Quotes in Arizona

Progressive Car Insurance Quotes in Arizona

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $521
  • 100/300/100 Comprehensive/Collision
    $1,037

How to Get Free Car Insurance Quotes in Arizona

There are many ways to determine approximately how much you’ll pay for car insurance in Arizona.

You can do your own research or use MoneyGeek's analysis to determine the average cost of car insurance in Arizona. We calculated insurance rate estimates for the insurers mentioned above, but you may get more specific estimates with our auto insurance calculator.

Additionally, by getting personalized quotes online directly from the insurance carriers, you can compare them to see which provider best fits your budget and insurance needs. While this process is somewhat time-intensive, it will provide you with the most accurate prices.

Auto Insurance Calculator

State

Arizona

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$395

2.

GEICO

$413

3.

CSAA

$516

5.

Hartford

$576

How to Get Car Insurance Quotes from Insurers in Arizona

There are several ways to get car insurance quotes in Arizona. You can choose to speak with an agent or an insurance broker. Another option is to use an online quote tool. If you opt for the latter, you’ll have to prepare your personal information and know how much insurance you need. The insurance company will need these to give an accurate quote.

MoneyGeek looked into the time it took for insurers to provide quotes and found Liberty Mutual has the fastest quote process. We also identified which companies don’t offer online quote estimates.

Some insurers failed to give us a quote through their quote tool. In these cases, we have labeled them as having no online quote process.

How Fast Are Online Quote Tools in Arizona?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • BERKSHIRE HATHAWAY GRP
    • State Farm
    • Progressive
    • Allstate
    • LIBERTY MUT GRP
    • AMERICAN FAMILY INS GRP
    • CSAA INS GRP
  • No Online Quote Process

    • USAA
    • FARMERS INS GRP
    • Hartford

GEICO Car Insurance Quote Tools in Arizona

You can use GEICO’s online quote tool to get estimated car insurance rates for Arizona. It took us approximately three minutes to get a quote for our sample driver. GEICO’s tool allows you to change your coverage level and automatically updates its online quote when you do so.

State Farm Car Insurance Quote Tools in Arizona

It takes around four minutes to get a quote from State Farm’s online tool using a sample driver profile in Arizona. Should you want to check how rates vary if you change coverage levels, you can edit your preferred limits. You'll see updated estimates in real-time.

USAA Car Insurance Quote Tools in Arizona

Although you can find an online quote tool on USAA’s website, it did not provide MoneyGeek an insurance estimate for our sample driver in Arizona. If you want to get an estimate, it’s best to call them directly and speak with an agent.

Allstate Car Insurance Quote Tools in Arizona

Allstate’s online quote tool generated a quote for our sample driver in Arizona within three minutes. If you change your mind regarding how much insurance you need or want to see how much a different coverage level would cost, you can change it, and the tool updates the rate automatically.

Farmers Car Insurance Quote Tools in Arizona

Farmers’ website has an online quote tool, but it did not generate a quote for our sample driver in Arizona. To get a car insurance quote from Farmers, it’s best to call an insurance broker or agent directly.

Liberty Mutual Car Insurance Quote Tools in Arizona

Liberty Mutual’s online tool has the quickest turn-around time. We got an online estimate within two minutes for our sample Arizona driver profile. Their online tool allows you to modify your preferred coverage levels, and you’ll see the changes in the rates immediately.

American Family Car Insurance Quote Tools in Arizona

You can use American Family’s online quote tool to get an estimate. After providing the necessary information, you’ll have your initial rates in around five minutes. However, because the tool doesn’t allow you to change your preferred coverage levels, be sure about the amount of coverage you need.

The Hartford Car Insurance Quote Tools in Arizona

MoneyGeek used The Hartford's online quote tool but was unable to get an estimate for our sample driver in Arizona. It's best to reach out to them directly to get accurate rates for your car insurance policy.

CSAA Car Insurance Quote Tools in Arizona

It takes approximately three minutes to get a quote using CSAA’s online tool. However, it does not allow you to change coverage levels, making it difficult to compare rates. If you want an updated estimate, you can start the process again or contact CSAA directly.

Progressive Car Insurance Quote Tools in Arizona

The entire process from entering the necessary information in Progressive’s online tool to when you get your quote is about three minutes. After getting an initial estimate, you can change your preferred coverage levels, and the quote is automatically updated.

FAQ About Car Insurance Quotes in Arizona

Getting a car insurance quote does not have to be prohibitively time-consuming. MoneyGeek answers some of the most frequently asked questions below about auto insurance rates in Arizona.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.