Alabama Car Insurance Quotes: Compare State Farm, ALFA and More

Where should you start when getting car insurance quotes in Alabama? MoneyGeek researched average car insurance quotes in Alabama from the biggest companies, including State Farm, ALFA, Allstate and Progressive, for people with different driving histories and profiles.

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Last Updated: 4/7/2022
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It takes 10 to 15 minutes to get an online insurance quote in Alabama. MoneyGeek collected quotes for different types of drivers. It costs approximately $9,490 for a policy with 100/300/100 in coverage for a young driver with a luxury Sedan, a poor credit score and a DUI. A state minimum policy for a 40-year-old driver with a clean record and excellent credit driving an SUV costs roughly $498 annually.

Car Insurance Quotes in Alabama by Company

In Alabama, the biggest insurance companies by market share are State Farm, ALFA and Allstate. We collected quotes from each company for driver profiles, including young and old, good and bad, with poor and excellent credit scores and more. These quotes are before possible discounts. To save money, you can look over the cheapest car insurance in Alabama.

MoneyGeek collected thousands of car insurance quotes in Alabama. Toggle your driver characteristics to personalize quotes for a better estimate of your rates.

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Compare Alabama Car Insurance Quotes

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State Farm Car Insurance Quotes in Alabama

The average cost of an auto insurance policy from State Farm is $1,235 per year.

A 40-year-old SUV driver who has a clean driving record with an excellent credit score could pay an average of $515 per year for a state-minimum policy, while it could cost roughly $7,195 per year to buy a full coverage policy for a luxury sedan driver with a bad driving record and credit scores.

Use the table below to select the characteristics that fit you and to see how costs change depending on coverage.

State Farm Car Insurance Quotes in Alabama

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  • Coverage Level
    State Farm Average Annual Quote
  • State Minimum Liability
    $622
  • 100/300/100 Comprehensive/Collision
    $1,272

ALFA Car Insurance Quotes in Alabama

On average, it costs $1,439 per year to buy auto insurance from ALFA.

For a 40-year-old SUV driver with an excellent driving record and credit scores, it costs approximately $572 annually to buy a state-minimum policy. A young luxury sedan driver with a poor credit score and a DUI could pay about $15,491 per year for a full coverage policy.

To understand how costs change depending on coverage and find a policy that fits your needs, you can use the table below.

ALFA Car Insurance Quotes in Alabama

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  • Coverage Level
    ALFA Average Annual Quote
  • State Minimum Liability
    $691
  • 100/300/100 Comprehensive/Collision
    $1,482

Allstate Car Insurance Quotes in Alabama

In Alabama, Allstate charges an average of $846 per year for auto insurance.

With a clean driving record and an excellent credit score, a 40-year-old SUV driver could pay about $424 per year for a state-minimum policy. For a young luxury sedan driver with a poor credit score and driving record, it could cost about $5,623 annually for a full coverage policy.

Use the table below to select the characteristics that fit your needs and to understand how costs change based on policy type.

Allstate Car Insurance Quotes in Alabama

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  • Coverage Level
    Allstate Average Annual Quote
  • State Minimum Liability
    $513
  • 100/300/100 Comprehensive/Collision
    $871

Progressive Car Insurance Quotes in Alabama

The average cost of an auto insurance policy in Alabama by Progressive is $1,288 per year.

For a state-minimum policy, a 40-year-old SUV driver with a clean record and excellent credit scores could pay an average of $534 annually, while a full coverage policy for a luxury sedan young driver with a poor record and bad credit scores could cost $10,954 per year.

The table below can help you understand how costs change based on policy type and select a policy that fits your needs.

Progressive Car Insurance Quotes in Alabama

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  • Coverage Level
    Progressive Average Annual Quote
  • State Minimum Liability
    $646
  • 100/300/100 Comprehensive/Collision
    $1,327

GEICO Car Insurance Quotes in Alabama

On average, it costs $827 per year to buy a policy from GEICO.

A 40-year-old SUV driver with a clean record and an excellent credit score could pay an average of $320 per year for state-minimum auto insurance in Alabama, while it could cost about $8,237 annually to buy a full coverage policy for a young luxury sedan driver with bad driving record and credit scores.

Use the table below to choose the characteristics that fit your needs and understand the cost difference between both types of policies.

GEICO Car Insurance Quotes in Alabama

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  • Coverage Level
    GEICO Average Annual Quote
  • State Minimum Liability
    $386
  • 100/300/100 Comprehensive/Collision
    $852

USAA Car Insurance Quotes in Alabama

With USAA, you could pay an average of $677 per year for auto insurance.

For a 40-year-old SUV driver with a clean record and excellent credit scores, a state-minimum policy could cost about $259 per year. A young luxury sedan driver with poor credit scores and a bad record could pay an average of $6,140 per year for a full coverage policy.

With the table below, you can select the characteristics that fit your needs and understand how price changes depending on the policy type.

USAA Car Insurance Quotes in Alabama

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  • Coverage Level
    USAA Average Annual Quote
  • State Minimum Liability
    $313
  • 100/300/100 Comprehensive/Collision
    $697

Travelers Car Insurance Quotes in Alabama

On average, it costs $1,059 per year to buy auto insurance from Travelers.

For a state-minimum policy, a 40-year-old SUV driver with a clean driving record and excellent credit scores could pay an average of $478 per year, while a young luxury sedan driver with a poor record and bad credit scores could pay about $7,911 annually for a full coverage policy.

You can use the table below to select the policy that fits your needs and understand the cost difference between both policy types.

Travelers Car Insurance Quotes in Alabama

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  • Coverage Level
    Travelers Average Annual Quote
  • State Minimum Liability
    $579
  • 100/300/100 Comprehensive/Collision
    $1,091

Farmers Car Insurance Quotes in Alabama

With Farmers, you could pay an average of $1,185 per year for auto insurance.

It could cost about $559 per year to buy a state-minimum policy for a 40-year-old SUV driver with excellent credit scores and driving record, while a young luxury sedan driver with a bad record and poor credit scores could pay an average of $8,133 per year for a full coverage policy.

Use the table below to select the characteristics that fit your coverage needs and understand how cost changes depending on the policy type.

Farmers Car Insurance Quotes in Alabama

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  • Coverage Level
    Farmers Average Annual Quote
  • State Minimum Liability
    $676
  • 100/300/100 Comprehensive/Collision
    $1,221

Nationwide Car Insurance Quotes in Alabama

On average, an auto insurance policy from Nationwide costs $1,814 annually.

A minimum coverage policy for a 40-year-old SUV driver with a clean driving record and excellent credit scores could cost about $572 per year, while for a full coverage policy, a young luxury sedan driver with poor credit scores and a bad driving record could pay about $11,313 annually.

You can use the table below to select the policy characteristics that fit your needs and see how costs change depending on the policy type.

Nationwide Car Insurance Quotes in Alabama

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  • Coverage Level
    Nationwide Average Annual Quote
  • State Minimum Liability
    $691
  • 100/300/100 Comprehensive/Collision
    $1,869

Country Financial Car Insurance Quotes in Alabama

With Country Financial, you could pay an average of $1,033 per year for auto insurance.

For a 40-year-old SUV driver with a clean driving record and excellent credit scores, a minimum coverage policy could cost about $421 annually, while a young luxury sedan driver with a DUI and bad credit scores could pay an average of $7,575 per year for a full coverage policy.

To understand how costs change depending on policy type and select a policy that fits your needs, use the table below.

Country Financial Car Insurance Quotes in Alabama

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  • Coverage Level
    Country Financial Average Annual Quote
  • State Minimum Liability
    $509
  • 100/300/100 Comprehensive/Collision
    $1,064

MetLife Car Insurance Quotes in Alabama

The average cost of a car insurance policy from MetLife is $1,484 per year.

It costs around $827 per year to buy a minimum coverage policy for a 40-year-old SUV driver with a clean record and excellent credit scores, while a young luxury sedan driver with a poor record and bad credit scores could pay about $20,362 for a full coverage policy.

Use the table below to select a policy that fits your needs and understand how costs change depending on policy type.

MetLife Car Insurance Quotes in Alabama

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  • Coverage Level
    MetLife Average Annual Quote
  • State Minimum Liability
    $1,000
  • 100/300/100 Comprehensive/Collision
    $1,529

How to Get Free Car Insurance Quotes in Alabama

There are several different ways of determining how much you could have to pay for an auto insurance policy. A good way of getting an idea of the cost of a policy is through a car insurance estimate — that is either based on research by yourself or MoneyGeek’s research. While comparing quotes yourself is usually the best way, you can also use MoneyGeek’s estimates by company which are provided above or our car insurance calculator for Alabama.

Auto Insurance Calculator

State

Alabama

Age

30-65

Driving Record

Clean

Credit Score

Excellent

Vehicle Type

Compact

Vehicle Year

2020

Liability Coverage

State Min

Comprehensive and Collision Insurance

None

Gender

Female
Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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on average

high end

Click your preferred price range to see company options.

Click an insurer below to visit their review page or continue to your personalized quote.

Company

Average Annual Rates

1.

USAA

$319

2.

GEICO

$441

4.

Allstate

$541

5.

Travelers

$562

How to Get Car Insurance Quotes from Insurers in Alabama

To get car insurance quotes in Alabama, you can use online quote tools or talk to an agent or a broker. It’ll also involve compiling your personal information and knowing how much coverage you could need.

MoneyGeek broke down which insurance companies in Alabama do not offer online quote estimates and how long the quote process takes for each major car insurance company. We found out that National General offers the fastest online quote process in the state as it takes just two minutes to get an online quote with this company.

Some insurers did not allow us to get online quotes — hence they have been designated as having no online quote process.

How Fast Are Online Quote Tools in Alabama?
  • Length of Online Quote Process
    Companies
  • Quick Online Quote Process (<10 Minutes)

    • State Farm
    • Allstate
    • Progressive
    • BERKSHIRE HATHAWAY GRP
    • NATIONAL GEN GRP
    • Travelers
    • LIBERTY MUT GRP
  • No Online Quote Process

    • ALFA
    • USAA
    • FARMERS INS GRP

State Farm Car Insurance Quote Tools in Alabama

MoneyGeek’s research shows that State Farm has an online quote tool and it offered an estimate for our sample driver. It takes around four minutes to get an insurance quote in Alabama using State Farm’s online quote tool. To help you find a good deal, the tool allows you to adjust your coverage and see how price changes.

ALFA Car Insurance Quote Tools in Alabama

ALFA offers an online quote tool. However, the online quote tool did not offer an estimate for MoneyGeek’s sample driver.

Allstate Car Insurance Quote Tools in Alabama

MoneyGeek found out that Allstate offers an online quote tool for its customers and the company also provided an online estimate for our sample driver. You can get a car insurance quote in Alabama in about four minutes by using Allstate’s online quote tool. It also allows you to add or remove coverage and see how insurance costs change.

Progressive Car Insurance Quote Tools in Alabama

With Progressive, it only takes about five minutes to get an insurance quote in Alabama by using its online quote tool. The company offered an online quote for MoneyGeek’s sample driver. Progressive’s online quote tool allows its customers to change coverages while using the tool, and it also adjusts the price accordingly.

GEICO Car Insurance Quote Tools in Alabama

MoneyGeek analyzed GEICO’s online car insurance quote tool and found out that it takes about four minutes to fill out the form and get a quote. The company provided an online quote for our sample driver. While using the tool, you can adjust the coverages depending on your needs and see how your insurance costs will change.

USAA Car Insurance Quote Tools in Alabama

While USAA offers an online quote tool to its customers, the company did not offer online quote estimate for MoneyGeek’s sample driver.

National General Car Insurance Quote Tools in Alabama

National General offers an online quote tool and it provided online estimate for MoneyGeek’s sample driver. It only takes about two minutes to collect a car insurance quote using its online quote tool. The company allows you to add or remove coverages to see how prices change, which can help you find a policy that fits your needs.

Travelers Car Insurance Quote Tools in Alabama

Travelers offers online quotes for its customers, and its online tool allows you to get car insurance in Alabama in only three minutes. The tool provided an online quote for MoneyGeek’s sample driver. It also lets you adjust your coverage and see how it affects the cost of the policy, which can help you find the best deal.

Liberty Mutual Car Insurance Quote Tools in Alabama

MoneyGeek’s research shows that Liberty Mutual offers an online quote tool for its customers, and it only takes about three minutes to collect a quote. The company offered an online quote estimate for our sample driver. With the online quote tool, you can add or remove coverages in your policy and get an idea of your monthly car insurance costs.

Farmers Car Insurance Quote Tools in Alabama

MoneyGeek found out that while Farmers offers an online quote tool, it did not provide an online quote for our sample driver.

FAQ About Car Insurance Quotes in Alabama

In Alabama, getting a car insurance quote does not have to take long. Here are some of the most common questions about getting a quote in the state.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.