Auto insurance protects you and your vehicle from unexpected situations. That’s why it’s important to find a policy that suits your specific needs and circumstances. However, there are many factors you need to consider, including your location. The city you live in has an impact on the cost of your annual premium, and you may need to get personalized quotes from multiple companies to find the best car insurance in Glendale.
Compare the Cheapest Car Insurance Quotes in Glendale, AZ
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Average Cost of Car Insurance in Glendale
Glendale$1,412
Arizona$1,284
U.S.$1,424
Auto insurance in Glendale costs an average of $1,412 per year. This rate is higher than the typical premium across the state, but it is slightly lower than the average rate in the United States. In comparison, Glendale drivers pay about 10% more expensive premiums than the state average. At the same time, average car insurance rates in Glendale are about 0.8% cheaper than the national average.
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The Best Cheap Car Insurance Companies in Glendale
USAA has the most affordable rate with an average annual premium of $723. However, getting a policy from USAA is only possible for former or active-duty members of the military and their families.
If you are not in the military, the most affordable car insurance company in Glendale is GEICO. They offer a policy for an average of $847 per year, which is about $565 cheaper than the city average. Following GEICO, the most affordable insurers in Glendale are Progressive, Nationwide and Hartford. Meanwhile, the most expensive policy is from MetLife at $2,255 per year on average, which is almost three times more expensive than GEICO.
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- CompanyAmountper year
- 1. USAA$723
- 2. GEICO$847
- 3. Progressive$1,106
- 4. Nationwide$1,198
- 5. Hartford$1,257
Personalized Quotes to Get You the Cheapest Car Insurance in Glendale
Insurance providers consider different variables to assess car insurance quotes in Glendale. They calculate your annual premiums based on gender, driving history, credit score, car make and model, age and marital status, among others. So, the cost of your car insurance in Glendale will be adjusted if any of your circumstances change. Regularly comparing personalized quotes from several companies can help you find the most accurate policy.
Compare Car Insurance Rates in Glendale
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Cheapest Car Insurance in Glendale by Coverage Amount
How much car insurance coverage you purchase in Glendale also affects how much your policy will cost. Coverage includes required liability coverage and optional items like collision, comprehensive, and deductibles.
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Arizona Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$15,000 per person, $30,000 per accident and $10,000 for property damage. A more protective level is 100/300/100.
Auto insurance providers calculate car insurance quotes in Glendale based on the limitations of the policy and the coverage level. For instance, the cheapest policy covering only the state minimum liability is from GEICO for an average of $399. Choosing this plan allows you to claim up to $25,000 for bodily injury of an individual, $50,000 of injuries per vehicle and $15,000 for property damage liability.
Car insurance companies in Glendale also offer 50/100/50 liability-only and full-coverage policies. The carrier that has the smallest difference in costs between these two levels is GEICO. You can get a 50/100/50 liability-only policy for an average of $564 per year while adding an average $151 allows you to upgrade to full coverage.
For a more comprehensive plan, purchase 100/300/100 full coverage. The most affordable policy at this level is from GEICO with an average of $847.
Average Car Insurance Premiums by Coverage Type
Liability Only
- CompanyState Minimumper year50 / 100 / 50per year
- 1. USAA$349$430
- 2. GEICO$399$564
- 3. Progressive$535$746
- 4. Nationwide$662$801
- $610$762
Full Coverage
- Company50 / 100 / 50per year100 / 300 / 100per year
- 1. USAA$676$723
- 2. GEICO$715$847
- 3. Progressive$992$1,106
- 4. Nationwide$1,143$1,198
- $1,169$1,294
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Cheapest Car Insurance in Glendale if You Have Tickets
Steering clear of accidents and moving violations also helps you get cheap car insurance in Glendale. Speeding tickets, DUIs and at-fault accidents increase your rates. For example, a GEICO policyholder with a clean record pays an average of $847. If you have a speeding ticket, your average rate may be $1,008. An at-fault accident will result in an average $386 increase, making your average annual premium $1,231. Meanwhile, a driver with a DUI will pay the most expensive average premium at $1,728.
- CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
- 1. USAA$918$1,101$1,671
- 2. GEICO$1,008$1,233$1,728
- $1,364$1,364$1,364
- 4. State Farm$1,418$1,538$1,418
- 5. Progressive$1,512$1,909$1,306
Average Cost of Car Insurance by Postal Code
Your address also has a major impact on the cost of your car insurance because the carrier will evaluate accident rates, car-theft incidents and the number of uninsured drivers in the area. The region with the most affordable car insurance in Glendale is ZIP code 85308. Drivers in this area pay $1,293 on average, which is about $188 less than the premium for people living in 85301.
- Zip CodeState Minimumper year
- 85308$1,293
- 85302$1,463
- 85301$1,481
Insurance Providers That Serve Glendale
Factors That Impact Insurance Costs in Glendale
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents also contribute to car insurance rates in Glendale. How Glendale ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Shopping around for car insurance in Glendale could save you $565, which is enough to buy:
188Cups of Coffee
43Months of Your Favorite Streaming Service
Methodology and Assumptions
MoneyGeek’s average premium rates for Glendale are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
Compare Car Insurance Rates in Glendale
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
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