Car Insurance in Alaska: How to Find the Policy That Fits You
MoneyGeek offers analysis and solutions for all your car insurance needs in Alaska.
- I’m in Alaska and I’m looking to find either the cheapest car insurance, the best service and claims experience or a balance of quality and affordability.
- I’m looking to get an Alaska car insurance quote or estimate now.
- I want to learn more about how much car insurance is required in Alaska.
- I want to learn more about specialty insurance policies for those with low income, those who don’t own a car or those who only need car insurance temporarily.
Find the Best or Cheapest Car Insurance in Alaska
MoneyGeek researched car insurance in Alaska and gathered quotes to find the most affordable company in the state. We scored the best companies in Alaska, considering affordability and cost, using our unique scoring system. We also break down the cost of car insurance based on your age, driving record and other essential factors.
Our resources above explain the cheapest and best car insurance options for different drivers. See the table below for a quick summary of what you can expect to find.
Keep in mind that MoneyGeek’s recommendations are for a full coverage policy unless stated otherwise.
- Minimum liability: GEICO
- Full coverage: GEICO
- Drivers with a DUI: State Farm
- After an accident: USAA
- Drivers with a ticket: GEICO
- Drivers with bad credit: GEICO
- Senior drivers: GEICO
- Student drivers: GEICO
- Overall: GEICO
- Customer Service: Country Financial
- On a Budget: GEICO
- Poor Driving Record: State Farm
- Military: USAA
- Young Drivers: GEICO
- New Cars: Allstate
- Low-Mileage Drivers: Nationwide
Get an Alaska Car Insurance Quote
MoneyGeek found out that car insurance rates in Alaska can vary by as much as $455 per year for the same driver across different insurers. Since it doesn’t take long to compare quotes, you should shop around and compare rates to find the cheapest policies.
Car Insurance Laws in Alaska
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $25,000 property damage liability per accident
However, the insurance coverage you need might be different from the state minimum policy because the law doesn’t require you to add comprehensive and collision coverage and only mandates low liability limits.
High-risk drivers in Alaska who have a DUI on their record are also required to fill out a form verifying proof of insurance. This is known as an SR-22. MoneyGeek can help you estimate your car insurance costs with an SR-22 in Alaska and explain how to file one with your insurer.
Specialty Car Insurance in Alaska
Traditional car insurance may not always be the best fit for your needs. MoneyGeek explained alternative forms of car insurance in Alaska to help you find the best type of policy, including non-owner car insurance, temporary car insurance and low-income car insurance.
You can learn more about these unique car insurance types in Alaska below.
MoneyGeek Specialty Car Insurance Resources
Non-owner car insurance
If you don’t own a car but need proof of insurance, you can benefit from non-owner car insurance in Alaska.
Temporary car insurance
Drivers who frequently use rental cars or only have a car temporarily can get temporary car insurance in Alaska by buying and canceling a policy or getting rental car insurance.
Car insurance for low-income drivers
Most states do not offer programs for low-income drivers. However, MoneyGeek can help you figure out ways to save money on car insurance in Alaska.
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