Car Insurance in Alaska: How to Find the Policy That Fits You

MoneyGeek offers analysis and solutions for all your car insurance needs in Alaska.

Find the Best or Cheapest Car Insurance in Alaska

MoneyGeek researched car insurance in Alaska and gathered quotes to find the most affordable company in the state. We scored the best companies in Alaska, considering affordability and cost, using our unique scoring system. We also break down the cost of car insurance based on your age, driving record and other essential factors.

Our resources above explain the cheapest and best car insurance options for different drivers. See the table below for a quick summary of what you can expect to find.

Keep in mind that MoneyGeek’s recommendations are for a full coverage policy unless stated otherwise.

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THE CHEAPEST CAR INSURANCE COMPANIES IN ALASKA
  • Minimum liability: GEICO
  • Full coverage: GEICO
  • Drivers with a DUI: State Farm
  • After an accident: USAA
  • Drivers with a ticket: GEICO
  • Drivers with bad credit: GEICO
  • Senior drivers: GEICO
  • Student drivers: GEICO
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THE BEST CAR INSURANCE COMPANIES IN ALASKA
  • Overall: GEICO
  • Customer Service: Country Financial
  • On a Budget: GEICO
  • Poor Driving Record: State Farm
  • Military: USAA
  • Young Drivers: GEICO
  • New Cars: Allstate
  • Low-Mileage Drivers: Nationwide

Get an Alaska Car Insurance Quote

MoneyGeek found out that car insurance rates in Alaska can vary by as much as $455 per year for the same driver across different insurers. Since it doesn’t take long to compare quotes, you should shop around and compare rates to find the cheapest policies.

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Car Insurance Laws in Alaska

MoneyGeek’s resources will help you understand the car insurance laws and requirements in Alaska. State law requires every driver to have a policy with the following liability coverage:

  • $50,000 bodily injury liability per person
  • $100,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

However, the insurance coverage you need might be different from the state minimum policy because the law doesn’t require you to add comprehensive and collision coverage and only mandates low liability limits.

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ARE THERE DIFFERENT LAWS FOR HIGH-RISK DRIVERS IN ALASKA?

High-risk drivers in Alaska who have a DUI on their record are also required to fill out a form verifying proof of insurance. This is known as an SR-22. MoneyGeek can help you estimate your car insurance costs with an SR-22 in Alaska and explain how to file one with your insurer.

Specialty Car Insurance in Alaska

Traditional car insurance may not always be the best fit for your needs. MoneyGeek explained alternative forms of car insurance in Alaska to help you find the best type of policy, including non-owner car insurance, temporary car insurance and low-income car insurance.

You can learn more about these unique car insurance types in Alaska below.

MoneyGeek Specialty Car Insurance Resources

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Non-owner car insurance

If you don’t own a car but need proof of insurance, you can benefit from non-owner car insurance in Alaska.

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Temporary car insurance

Drivers who frequently use rental cars or only have a car temporarily can get temporary car insurance in Alaska by buying and canceling a policy or getting rental car insurance.

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Car insurance for low-income drivers

Most states do not offer programs for low-income drivers. However, MoneyGeek can help you figure out ways to save money on car insurance in Alaska.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.