There’s no shortage of personal finance blogs. In fact, there are more than 2,000 and counting. And they cover just about every aspect of personal finance imaginable. If you’re looking for money advice on the web, you’ll find it.
But the question is how to find a blog that resonates with you — especially if you’re young and want advice from people in a situation similar to yours rather than tips from someone in your parents’ generation. Nothing against Mom and Dad; it’s just easier to relate to your peers sometimes.
Fortunately, there are plenty of personal finance blogs written for millennials by millennials. Here are 10 worth checking out that cover topics ranging from budgeting and paying down debt to family finances and women and money.
Budgets Are Sexy
The name alone should tell you that Budgets Are Sexy isn’t your average personal finance blog. And its Mohawk-wearing creator, J. Money, isn’t your average money guru. Since creating the blog in 2008, J. Money has been trying to make money fun and to give young adults a place to feel comfortable talking about their finances.
There are plenty of tips on budgeting, including free budget templates. You’ll also find advice on everything personal finance from saving for emergencies to investing in mobile homes. J. Money also shares updates on his net worth and lets readers share their stories, such as this post from Alaya about her journey tracking her net worth.
Follow on Twitter @BudgetsAreSexy
The Money Fox
Francesca launched her first blog, The Money Fox, in 2016 to share what she had learned from struggling to make ends meet as a single mom. This British blogger dug herself out of debt, found ways to bring in extra income, and was named “Best Money Influencer” by UKMoneyBloggers.com.
Francesca shares budgeting tips and lots of resources to help with budgeting, debt repayment strategies, and ways to make more money. For example, one of her posts offered advice on how to become a mystery shopper.
Follow on Twitter @themoneyfox
After graduating from law school in 2013 with $87,000 in student loans, Kevin set a goal to pay off his debt as fast as possible. During his debt payoff journey, he started side hustling. Then he started Financial Panther to share what he had learned about taking control of his finances, eliminating debt, and earning more in the gig economy.
In a recent post, he shared tips on how to start investing after paying off debt. Kevin also shares a monthly side hustle report that documents how much he made using sharing and gig economy apps.
Follow on Twitter @financialpanthe
Marriage, Kids and Money
If you’re looking for tips on how to take charge of your family’s finances, Marriage, Kids and Money is a must-read. Andy Hill, who is a father of two, aims to help young families build wealth with tips on paying off debt, side hustles for parents, saving for college and retirement, and much more. (And, technically, Andy’s an Xennial – the generation between millennials and Generation Xers).
However, he doesn’t just share his own experiences. Andy has lots of posts with interviews with experts and other families who are taking charge of their finances. He also answers readers’ questions, such as a recent one on how to stop living paycheck to paycheck.
Follow on Twitter @AndyHillMKM
Mixed Up Money
Alyssa Davies created Mixed Up Money in 2015 as a way to hold herself accountable while paying off consumer and student loan debt. The Canadian blogger now writes about work and motherhood, living frugally and money mind-set.
What’s refreshing about Alyssa is that she doesn’t come across as preachy and she shares her financial failures as well as her wins. For example, in a recent post – “Choose Your Financial Vice” -- she wrote that it’s OK to spend money on things you enjoy. The key, though, is to limit nonessential purchases to those that are most important to you and budget for them.
Follow on Twitter @MixedUpMoney
Financial Independence/Retire Early (FIRE)
Afford Anything is a guide to achieving financial independence and escaping the 9-to-5. Its creator, Paula Pant, “escaped” her job as a journalist by hustling to make money on the side, saving as much as possible, launching a freelance writing career, then investing in real estate.
On the blog, Paula shares how to make smarter decisions about money to build the life you want. She also writes about how she built passive streams of income, such as a recent post on running two businesses while traveling in five countries. If you’re looking for inspiration and advice on achieving financial independence, you’ll find it at Afford Anything.
Follow on Twitter @AffordAnything
Making Money and Side Hustles
Making Sense of Cents
Michelle Schroeder-Gardner started blogging at Making Sense of Cents in 2011 to improve her own finances and track her progress in paying off $38,000 in student loan debt. She worked in the financial services industry, but left the 9-to-5 behind as the success of her blog grew.
You’ll find a wealth of advice on many aspects of personal finance — from budgeting to paying off debt to earning extra income — on Making Sense of Cents. You’ll also find posts that go beyond personal finance, such as “How to Be More Productive: 17 Tips to Help You Live a Better Life.” Perhaps some of the most inspiring posts, though, are those about Michelle’s own life of full-time traveling — first in a van and now on a sailboat.
Follow on Twitter @SenseofCents
Julie started Millennial Boss as a way to track her debt repayment progress. She and her husband paid off the $89,000 they owed in 18 months, then Julie paid off nearly $7,000 in loans her parents borrowed to pay for her education. Now, they are debt-free and working toward early retirement.
Julie and contributors to Millennial Boss frequently write about side hustles and ways to build multiple streams of income. You’ll find lots of money-making and money-saving tips on Millennial Boss that you won’t find elsewhere. In a recent post, Julie wrote about how to use Facebook groups to make money.
Follow on Twitter @MillennialBoss
Women and Money
Bravely is more than just a blog — it’s what creator Kara Perez calls a “community that gives self-identified women the financial tools to bridge the gap between their dreams and their realities.” Kara founded Bravely in 2017 after taking control of her own finances and becoming debt free. She aims to help other women do the same with the advice she offers on the site.
Women will find motivation in Kara’s posts about investing, saving and spending less. You’ll also appreciate how frank she is, with posts such as “Thanks, I Hate It; First Wave Financial Advice That Needs to Die.”
Follow on Twitter @bravelygo
Her First 100k
If you’re a woman looking for inspiration to take control of your finances and earn more money, you’ll find it at Her First 100k. The blog is the creation of Tori Dunlap, who vowed to save $100,000 by the time she was 25. She launched the blog in 2016 as Victori Media when she was 22, then rebranded it as Her First $100k in February 2019.
Tori features financial and career advice for women on the blog, with posts such as “I Quit My 9-5.” She also offers one-on-one and group money and career coaching.
Follow on Twitter @herfirst100K
Whether you're looking to purchase your first home or researching credit card options, there are other millennials who've been there and are ready to guide you through the world of personal finance. With blogs, podcasts and other resources, it's easier than ever to be a part of a dialogue on finance and learn from others along the way.
About the writer: Cameron Huddleston is an award-winning journalist with more than 18 years of experience writing about personal finance. Her work has appeared in Kiplinger’s Personal Finance, Business Insider, Chicago Tribune, Fortune, MSN, USA Today and many more print and online publications. She also is the author of “Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances.”