Is the Capital One VentureOne Rewards Credit Card better than the Capital One Venture Rewards Credit Card Rewards card?

Choosing the better card between Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards depends on your needs. If you’re looking for a low-cost card that allows you to earn on expenses, Capital One Venture Rewards Credit Card may be best. However, if you’re a frequent traveler and want a card that offers higher rewards on all purchases, Capital One Venture Rewards Credit Card Rewards may be a better option.

Can you get the Capital One VentureOne Rewards Credit Card if you have the Capital One Venture Rewards Credit Card Rewards?

Yes, you can get both cards. Capital One allows you to provide information about yourself to see which cards you qualify for. You can then select the card most suitable for your needs and complete the application.

Can you switch from Capital One VentureOne Rewards Credit Card to Capital One Venture Rewards Credit Card Rewards?

Yes, you can switch from your Capital One VentureOne Rewards Credit Card to Capital One Venture Rewards Credit Card Rewards card. You can complete the process online or via phone. However, you will need to determine whether you are pre-approved for the card before completing your application.

Capital One VentureOne Rewards Credit Card vs. Capital One Venture Rewards Credit Card: Which Is Best for You?

Q: Can you transfer points from Capital One VentureOne Rewards Credit Card to Capital One Venture Rewards Credit Card Rewards?

Yes, you can transfer miles from Capital One VentureOne Rewards Credit Card to Capital One Venture Rewards Credit Card Rewards. Capital One allows you to transfer miles between cards that earn Venture Miles.

Q: What’s harder to get, Capital One VentureOne Rewards Credit Card or Capital One Venture Rewards Credit Card Rewards?

It’s generally easy to be approved for both cards as long as you meet basic eligibility criteria.

Q: How much do you have to spend for the Capital One VentureOne Rewards Credit Card vs. Capital One Venture Rewards Credit Card Rewards to get the welcome bonus?

Capital One VentureOne Rewards Credit Card has an early spend bonus of 20,000 miles for cardholders who spend at least $500 in the first three months. To get the early spend bonus of 60,000 miles for the Capital One Venture Rewards Credit Card Rewards card, you will need to spend at least $3,000 in the first three months from account opening.

Those who want to earn unlimited miles on travel and other purchases, transfer their miles to various loyalty programs and get complimentary travel insurance may consider getting a Capital One VentureOne Rewards Credit Card or Capital One Venture Rewards Credit Card Rewards credit card.

MoneyGeek compared the two Capital One cards to help you find the right card for your needs.

Advertising & Editorial DisclosureLast Updated: 11/18/2022

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Capital One credit cards allow you to earn rewards on purchases and redeem them in various ways, including transferring your miles to loyalty programs. Some of the best travel credit card options from Capital One include the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards.

Understanding the differences between the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards costs, features and rewards is essential to choose the best card for your needs. Both the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards offer travel insurance coverage and warranty protection on eligible purchases at no extra cost. However, the Capital One VentureOne Rewards Credit Card has no annual fee, whereas the Capital One Venture Rewards Credit Card Rewards has a $95 annual fee.

OUR COMPARISON AT A GLANCE

Comparison Overview
Capital One VentureOne Rewards Credit Card at a Glance
Capital One Venture Rewards Credit Card at a Glance
Comparison Summary
Which Card Should You Get?

Comparison Overview: Capital One VentureOne Rewards Credit Card vs. Capital One Venture Rewards Credit Card

Capital One VentureOne Rewards Credit Card
Capital One Venture Rewards Credit Card
Has Annual Fee
Has Balance Transfer Offer
Has APR Offer
Cash Back Rewards
Travel Rewards
Hotel Benefits
Airline Benefits
Has Rewarding Welcome Offer
Has Foreign Transaction Fee
Recommended Credit
Good–Excellent
Good–Excellent

Capital One VentureOne Rewards Credit Card At a Glance

The Capital One VentureOne Rewards Credit Card is a perfect option for travelers seeking to earn unlimited rewards on purchases and other expenses. Cardholders earn unlimited 1.25x miles per dollar spent on every purchase, as well as 5x miles on rental cars and hotels booked through Capital One Travel. It has no annual or foreign transaction fees, which keeps your credit card costs at a minimum. It also provides flexible redemption options for points earned by cardholders.

Capital One VentureOne Rewards Credit Card
The best travel rewards card with no annual or foreign transaction fees
- Good–ExcellentRecommended Credit
- $0Annual Fee
- 1.25 Miles per $1Rewards Rate
- 1.25xRewards Rate on Air Travel
- 1.25xRewards Rate on Entertainment
Pros
No annual fees
Earn 1.25 miles for every dollar
Earn miles that remain valid for the life of your account
Redeem miles in different ways
Intro 0% APR offer
No foreign transaction fees
Access to premier events
$0 fraud liability
Virtual card numbers
Use for balance transfers
Set up an authorized user

Cons
Redeeming points as statement credit requires that you make redemptions within 90 days from the date of your travel purchase
Not all benefits available for authorized users
Pay no interest on purchases for the first 15 months because of the intro 0% APR offer, then variable APR 19.24% – 29.24% after that.
Earn a 20,000 miles bonus if you spend $500 on purchases within three months from account opening.
Redeeming your miles for a statement credit toward travel and other purchases is simple.
You may redeem your miles through more than 10 travel loyalty programs, such as Flying Blue, Club Premier, Asia Miles, Aeroplan, MilleMiglia, Emirates Skywards and Etihad Guest.
Use your miles when you check out using PayPal or when you shop at Amazon.
Pay no annual fees.
Pay no fees when making purchases in foreign countries.
APR for purchases applies on balance transfers.
Get extra protection when traveling through auto rental collision damage waiver and travel accident insurance.
Get additional warranty protection on eligible purchases at no extra cost.
Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.
Terms, rates and fees apply
Compare this credit card with other top-rated travel rewards cards.

Capital One Venture Rewards Credit Card At a Glance

The Capital One Venture Rewards Credit Card Rewards credit card has a generous welcome bonus, and it provides numerous redemption options for miles earned. If you spend at least $3,000 within the first three months of opening an account, you will earn 60,000 bonus miles. There is no limit on the miles earned, and customers can add an authorized user to their card to earn more miles faster. The card has a $95 annual fee, no foreign transaction fees and $0 fraud liability.

Capital One Venture Rewards Credit Card
A great rewards card that lets you earn miles
- Good–ExcellentRecommended Credit
- $95Annual Fee
- 2 Miles per $1Rewards Rate
- 2xRewards Rate on Air Travel
- 2xRewards Rate at Hotels
Pros
Earn an early spend bonus of 75,000 miles by spending $4,000 on purchases within the first three months
Earn 2X miles per $1
Transfer miles to different airline loyalty programs
Redeem miles in various other ways
No foreign transaction fees
Receive Global Entry/TSA PreCheck credit

Cons
$95 annual fee
Cash advance and balance transfer fees
Earn 75,000 miles as an early spend bonus if you spend at least $4,000 on purchases within three months from account opening.
Earn 2X miles per dollar on all purchases.
Earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel.
Transfer your miles to Accor Live Limitless, Aeromexico Club Premier, Air France KLM Flying Blue, Air Canada Aeroplan, Asia Miles, Avianca LifeMiles, British Airways Avios, Emirates Skywards, Etihad Guest, Infinity MileageLands, Finnair Plus, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, TAP Air Portugal Miles&Go or Turkish Airlines Miles&Smiles.
Redeem your rewards with PayPal, at Amazon.com or through Capital One Shopping.
Get a $100 statement credit toward Global Entry/TSA PreCheck fees every four years.
Pay no foreign transaction fees.
Get complimentary travel accident insurance, auto rental collision damage waiver and extended warranty.
Get access to premier culinary experiences as well as various music and sports events.
Get protection against unauthorized charges made using your card through $0 fraud liability.
Setting up autopay is possible.
Getting additional cards for authorized users comes with no added fee.
Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.
Terms, rates and fees apply
Compare this credit card with other top-rated cards from our partners.

Comparison Summary

You can use the following table to quickly compare the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card Rewards credit card rewards and features.

Card Detail
Comparison Summary
Annual Fees
The Capital One VentureOne Rewards Credit Card doesn’t have an annual fee. Additionally, cardholders pay no international fees and receive a 0% intro APR for 18 months, then pay 14.99% to 24.99% afterward.
The Capital One Venture Rewards Credit Card Rewards card also doesn’t charge foreign transaction fees, but has an annual fee of $95. Cardholders pay a variable APR of 15.99% to 23.99%.
Winner: Capital One VentureOne Rewards Credit Card
Rewards
Both cards earn 5x miles per dollar spent on hotels and rental cars booked through Capital One Travel.
Capital One VentureOne Rewards Credit Cardholders earn unlimited 1.25x miles for each dollar spent on purchases, redeemable as a statement credit towards travel or other purchases. Cardholders can redeem their miles with various airline and hotel loyalty programs, when they make purchases using PayPal or shop with Amazon.
Capital One Venture Rewards Credit Card Rewards cardholders earn unlimited 2x miles per dollar on all purchases. Cardholders can transfer miles to various loyalty programs or redeem them through PayPal, Amazon or Capital One Shopping.
Winner: Capital One Venture Rewards Credit Card Rewards
Welcome Bonus
Both the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards offer an early spend bonus to new customers.
Capital One VentureOne Rewards Credit Cardholders receive 20,000 bonus miles for spending $500 within the first three months of opening an account.
Capital One Venture Rewards Credit Card Rewards cardholders get 60,000 bonus miles if they spend $3,000 in the first three months.
Winner: Capital One VentureOne Rewards Credit Card
Travel Benefits
The Capital One VentureOne Rewards Credit Card gives you a $100 credit for Global Entry or TSA PreCheck. Cardholders also get two free visits to Capital One Lounges, plus access to premier culinary experiences and sports and music events.
These features are not available with the Capital One VentureOne Rewards Credit Card.
Winner: Capital One VentureOne Rewards Credit Card

Which Card Should You Get?

Choosing the best credit card for you depends on your unique spending habits and preferences. We offer this guide to help you compare the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards with your needs in mind.

Who Should Consider the Capital One VentureOne Rewards Credit Card?

The Capital One VentureOne Rewards Credit Card is a solid option for individuals who travel occasionally and need a low-cost card that charges no annual or international fees. The card also suits those who wish to earn rewards on every purchase and seek flexibility in redeeming them.

Occasional fliers and international travelers will pay nothing to use the card, assuming they pay their balance in full to avoid interest charges.
Travelers who intend to make large purchases using their credit card. This card has an introductory 0% APR period of 18 months on all purchases, a rare feature on travel cards.
≫ More: Read Our Full Review

Who Should Consider the Capital One Venture Rewards Credit Card?

The Capital One Venture Rewards Credit Card Rewards card is best suited for those who want to redeem their credit card rewards directly on travel or transferred to a loyalty program. Although the card has no foreign transaction fees, it has a $95 annual fee.

Frequent travelers and diners planning to add other authorized users to their card account at no additional cost.
Individuals planning to transfer miles across multiple travel partners and redeem rewards in various ways.
≫ More: Read Our Full Review

EXPERT OPINION

If you enjoy traveling a few times per year, the Capital One Venture Rewards Credit Card Rewards card is worth the $95 annual fee — especially for the first year. The welcome bonus alone is worth hundreds of dollars, so be sure to spend the minimum amount to earn the points. After the first year, if you’re doubtful the card is worth it to you, you can always apply for the VentureOne card and then cancel the Venture Rewards card. But the Venture Rewards card is worth the initial investment, and then you can reevaluate before the annual fee posts.

Other Helpful Decision-Making FAQs

Despite knowing the differences between the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards, you may still be undecided about which one to go with. MoneyGeek has answered some frequently asked questions that may help you make an informed decision.

Still Not Sure About These Cards? Consider These Options

If you’re still undecided between the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards, you may consider checking out other travel credit cards that offer valuable benefits.

View All Credit Cards

Learn more about credit cards in general

sources

Capital One. "VentureOne - Miles Rewards with No Annual Fee." Accessed January 5, 2022.
Capital One. "Venture Miles Rewards Credit Card." Accessed January 5, 2022.
Capital One. "Get Pre-Approved for a Capital One Credit Card." Accessed January 5, 2022.

*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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