Capital One VentureOne Rewards Credit Card vs. Capital One Venture Rewards Credit Card: Which Is Best for You?

Those who want to earn unlimited miles on travel and other purchases, transfer their miles to various loyalty programs and get complimentary travel insurance may consider getting a Capital One VentureOne Rewards Credit Card or Capital One Venture Rewards Credit Card Rewards credit card.

MoneyGeek compared the two Capital One cards to help you find the right card for your needs.

Advertising & Editorial DisclosureLast Updated: 11/18/2022
Reviewed By     |  
VS
Last Updated: 11/18/2022

Capital One credit cards allow you to earn rewards on purchases and redeem them in various ways, including transferring your miles to loyalty programs. Some of the best travel credit card options from Capital One include the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards.

Understanding the differences between the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards costs, features and rewards is essential to choose the best card for your needs. Both the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards offer travel insurance coverage and warranty protection on eligible purchases at no extra cost. However, the Capital One VentureOne Rewards Credit Card has no annual fee, whereas the Capital One Venture Rewards Credit Card Rewards has a $95 annual fee.

Comparison Overview: Capital One VentureOne Rewards Credit Card vs. Capital One Venture Rewards Credit Card

  • Capital One VentureOne Rewards Credit Card
    Capital One Venture Rewards Credit Card
  • Has Annual Fee
    This is an icon
  • Has Balance Transfer Offer
  • Has APR Offer
    This is an icon
  • Cash Back Rewards
  • Travel Rewards
    This is an icon
    This is an icon

Capital One VentureOne Rewards Credit Card At a Glance

The Capital One VentureOne Rewards Credit Card is a perfect option for travelers seeking to earn unlimited rewards on purchases and other expenses. Cardholders earn unlimited 1.25x miles per dollar spent on every purchase, as well as 5x miles on rental cars and hotels booked through Capital One Travel. It has no annual or foreign transaction fees, which keeps your credit card costs at a minimum. It also provides flexible redemption options for points earned by cardholders.


  • Capital One VentureOne Rewards Credit Card

    The best travel rewards card with no annual or foreign transaction fees


    • Good-ExcellentRecommended Credit
    • $0Annual Fee
    • 1.25 Miles per $1Rewards Rate
    • 1.25xRewards Rate on Air Travel
    • 1.25xRewards Rate on Entertainment

    Terms, rates and fees apply

    Compare this credit card with other top-rated travel rewards cards.

Capital One Venture Rewards Credit Card At a Glance

The Capital One Venture Rewards Credit Card Rewards credit card has a generous welcome bonus, and it provides numerous redemption options for miles earned. If you spend at least $3,000 within the first three months of opening an account, you will earn 60,000 bonus miles. There is no limit on the miles earned, and customers can add an authorized user to their card to earn more miles faster. The card has a $95 annual fee, no foreign transaction fees and $0 fraud liability.


  • Capital One Venture Rewards Credit Card

    A great rewards card that lets you earn miles


    • Good-ExcellentRecommended Credit
    • $95Annual Fee
    • 2 Miles per $1Rewards Rate
    • 2xRewards Rate on Air Travel
    • 2xRewards Rate at Hotels

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

Comparison Summary

You can use the following table to quickly compare the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card Rewards credit card rewards and features.

  • Card Detail
    Comparison Summary
  • Annual Fees

    The Capital One VentureOne Rewards Credit Card doesn’t have an annual fee. Additionally, cardholders pay no international fees and receive a 0% intro APR for 18 months, then pay 14.99% to 24.99% afterward.

    The Capital One Venture Rewards Credit Card Rewards card also doesn’t charge foreign transaction fees, but has an annual fee of $95. Cardholders pay a variable APR of 15.99% to 23.99%.

    Winner: Capital One VentureOne Rewards Credit Card

  • Rewards

    Both cards earn 5x miles per dollar spent on hotels and rental cars booked through Capital One Travel.

    Capital One VentureOne Rewards Credit Cardholders earn unlimited 1.25x miles for each dollar spent on purchases, redeemable as a statement credit towards travel or other purchases. Cardholders can redeem their miles with various airline and hotel loyalty programs, when they make purchases using PayPal or shop with Amazon.

    Capital One Venture Rewards Credit Card Rewards cardholders earn unlimited 2x miles per dollar on all purchases. Cardholders can transfer miles to various loyalty programs or redeem them through PayPal, Amazon or Capital One Shopping.

    Winner: Capital One Venture Rewards Credit Card Rewards

  • Welcome Bonus

    Both the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards offer an early spend bonus to new customers.

    Capital One VentureOne Rewards Credit Cardholders receive 20,000 bonus miles for spending $500 within the first three months of opening an account.

    Capital One Venture Rewards Credit Card Rewards cardholders get 60,000 bonus miles if they spend $3,000 in the first three months.

    Winner: Capital One VentureOne Rewards Credit Card

  • Travel Benefits

    The Capital One VentureOne Rewards Credit Card gives you a $100 credit for Global Entry or TSA PreCheck. Cardholders also get two free visits to Capital One Lounges, plus access to premier culinary experiences and sports and music events.

    These features are not available with the Capital One VentureOne Rewards Credit Card.

    Winner: Capital One VentureOne Rewards Credit Card

Which Card Should You Get?

Choosing the best credit card for you depends on your unique spending habits and preferences. We offer this guide to help you compare the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards with your needs in mind.

Who Should Consider the Capital One VentureOne Rewards Credit Card?

The Capital One VentureOne Rewards Credit Card is a solid option for individuals who travel occasionally and need a low-cost card that charges no annual or international fees. The card also suits those who wish to earn rewards on every purchase and seek flexibility in redeeming them.

  • This is an icon

    Occasional fliers and international travelers will pay nothing to use the card, assuming they pay their balance in full to avoid interest charges.

  • This is an icon

    Travelers who intend to make large purchases using their credit card. This card has an introductory 0% APR period of 18 months on all purchases, a rare feature on travel cards.

  • This is an icon

Who Should Consider the Capital One Venture Rewards Credit Card?

The Capital One Venture Rewards Credit Card Rewards card is best suited for those who want to redeem their credit card rewards directly on travel or transferred to a loyalty program. Although the card has no foreign transaction fees, it has a $95 annual fee.

  • This is an icon

    Frequent travelers and diners planning to add other authorized users to their card account at no additional cost.

  • This is an icon

    Individuals planning to transfer miles across multiple travel partners and redeem rewards in various ways.

  • This is an icon
tip icon
EXPERT OPINION

If you enjoy traveling a few times per year, the Capital One Venture Rewards Credit Card Rewards card is worth the $95 annual fee — especially for the first year. The welcome bonus alone is worth hundreds of dollars, so be sure to spend the minimum amount to earn the points. After the first year, if you’re doubtful the card is worth it to you, you can always apply for the VentureOne card and then cancel the Venture Rewards card. But the Venture Rewards card is worth the initial investment, and then you can reevaluate before the annual fee posts.

Other Helpful Decision-Making FAQs

Despite knowing the differences between the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards, you may still be undecided about which one to go with. MoneyGeek has answered some frequently asked questions that may help you make an informed decision.

Still Not Sure About These Cards? Consider These Options

If you’re still undecided between the Capital One VentureOne Rewards Credit Card and Capital One Venture Rewards Credit Card Rewards cards, you may consider checking out other travel credit cards that offer valuable benefits.

Learn more about credit cards in general

sources
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.