Mortgage

Mastering the Art of the Down Payment

by Money Geek Team

You've heard this bit of conventional wisdom countless times: Before shopping for a home, stash away enough cash for a 20 percent down payment. But...

Mortgage

Would You Crowdfund Your Mortgage Down Payment?

Jeff Smith became a first-time homeowner at age 62, and he credits a new crowdfunding platform with making his purchase possible. Smith and his college-aged...

by Jeff Ostrowski

Financial Planning

Things I Wish I'd Known About Money in My 20s

The saying goes, "If you knew better, you would do better." That applies to your personal finance decisions, too, right? MoneyGeek asked around the office...

by Crissinda Ponder

Mortgage

Is a Home Warranty Worth It?

You sign the papers, hand over that down payment you've saved up and finally receive the keys to your new home. Now you can relax...

by Jessica Santina

Insurance

7 Things Your Auto Insurance Won't Cover

The standard auto insurance policy covers many events, including theft, medical expenses and damage to your ride from an accident or natural disaster. But there...

by Jeff Ostrowski

Credit Report

Add Credit Score Boost to Your New Year's Resolutions

Self-improvement is on the minds of many for 2018, whether it be spending more time with family and friends, getting fit and healthy, learning a...

by Michele DiGirolamo

Financial Planning

Dave Ramsey Weighs in on Budget Mistakes to Avoid This Year

With the start of a new year, many of us are taking stock of our finances and vowing to get better at budgeting. Dave Ramsey,...

by Mary Purcell

Mortgage

Do Rising Mortgage Rates Affect Buying Power?

Charisse Price had been mulling over buying her first home since the summer of 2016, but at the time the 34-year-old didn't feel particularly pressed...

by Chandra Thomas Whitfield

Financial Planning

12 Wallet-Friendly Tips to Prepare for the Holidays

If the most wonderful time of the year is also your most stressful, you're not alone. A recent Bankrate study found that more than 60...

by Jessica Santina

Business Loans

Financial Help for Business-Savvy Veterans

When Stephen Aldridge got out of the U.S. Army, he went into business for himself and never looked back. Today, the veteran is president of...

by Money Geek Team

Credit Report

Should You Add Rent Payments to Your Credit Report?

During the Great Recession, Cullen Canazares hunkered down financially. He sold his primary residence and rental property and became a tenant. When the financial clouds...

by Jeff Ostrowski

Mortgage

Homeownership Can Be a Reality for Recent Grads

If you're a new college graduate and your life plan includes homeownership, don't be daunted - there are steps you can take to embark on...

by Michele DiGirolamo

Financial Planning

4 Tax Tips for the Gig Economy

Nearly 16 million workers now earn their full-time living through the gig economy, rejecting routine 9-to-5 office work in exchange for piecing together a variety...

by Kay Bell

Insurance

Health Care Open Enrollment 2018: What You Need to Know

Health care open enrollment for 2018 began on Nov. 1, 2017. Act quickly to find the best deal. If you're confused about the state of...

by Money Geek Team

Financial Planning

5 Side Hustles That Actually Make Money

If you're thinking about picking up a side job or two to get a jump on holiday spending or build up your rainy-day fund, you're...

by Chandra Thomas Whitfield

Insurance

Ask a MoneyGeek: Do I Need Business Insurance?

Q: I run a small business from my home and have some expensive equipment related to my business in my home office. Does my home...

by Money Geek Team

Financial Planning

Can Having a Pet Save You Money?

Pets can be a hassle, but like me, you'd probably feel lost without that little creature who drives you crazy. Aside from the obvious upsides...

by Money Geek Team

Financial Planning

Ask a MoneyGeek: Save for Retirement or Pay Off Loans?

Q: I'm in my early 20s. Should I really be saving for retirement now? It seems smarter to pay off my student loans first. Here's...

by Money Geek Team

Insurance

Liability Nightmare on Elm Street

Halloween is just around the corner. Little ghouls and goblins can't wait to flood the streets, but some of the scares are real: Among other...

by Money Geek Team

Financial Planning

7 Ways to Save on Holiday Travel

The holidays are a time for family bonding, eating and drinking – and, if you're not savvy, paying way too much for airfare, airport parking...

by Jeff Ostrowski

Insurance

It's Time for Car Insurers to Dump the 'Widow's Penalty'

If you cause a car accident or get a lot of speeding tickets, you expect your auto insurance premiums to go up. But when your...

by Mary Purcell

Mortgage

Ask a MoneyGeek: How Do I Stand Out as a Homebuyer?

Q: I'm trying to buy a house in a really competitive housing market. What will set me apart from other buyers trying to snag my...

by Money Geek Team

Insurance

California Burning: After Wildfire Battles, Insurance Hurdles

Like many people living close to the wildfires in northern California, the MoneyGeek team has family and friends affected by the disaster. One colleague's parents...

by Money Geek Team

Financial Planning

The 6 Best Personal Finance Apps

Smartphones can make it easier to do almost anything, including spending money. Fortunately, there are personal finance apps that can make it just as easy...

by Money Geek Team

Financial Planning

Ask a MoneyGeek: How Can I Start Saving for Retirement When I Have So Many Bills?

Q: I'm a freelancer in my early 30s and I haven't really started saving for retirement. I keep meaning to, but it seems that bills...

by Money Geek Team

Insurance

Survival Lessons from Hurricane Irma (Part 2)

In my last installment, I talked about getting woken up at 3 am by a panicked neighbor and finding my home in Delray Beach, Florida,...

by Carolyn Marshall

Financial Planning

The 5 Best Ways to Build an Emergency Fund

Making ends meet while also trying to scrimp together savings for college, a house or retirement - let alone a luxury such as a vacation...

by Michele DiGirolamo

Insurance

Car Loan from Wells Fargo? You May Be Entitled to Compensation

If you took out a car loan from Wells Fargo, pay close attention to the news, your mail, and your bank accounts. After a new...

by Steve Evans

Insurance

Charlottesville: Could an Insurance Loophole Have Averted the Tragedy?

This is part II of a series on the Charlottesville riots. See part I: When the Confederacy is a Liability When protestors and riot police...

by Money Geek Team

Insurance

Survival Lessons from the Florida Superstorms, Part I

Three years ago, a torrential rainstorm pummeled my neighborhood in Palm Beach County, Florida, dropping 18 to 22 inches in less than 24 hours. The...

by Money Geek Team

Business Loans

Can Women's Networks Really Help You Fund Your Business?

Amanda Gorman of Baltimore didn't set out to start a business in 2017. She definitely didn't plan to pitch a new company to venture capitalists...

by Taylor Milam

Mortgage

This Housing Market is No. 1 for Single Women

Are you a single woman looking to take the leap into homeownership? Owners.com wants you to know the best place to drop down roots. The...

by Money Geek Team

Credit Report

Equifax Hack: What Does It Mean for Your Credit?

You've likely heard of 2017's massive data breach compromising Equifax, one of the "Big Three" credit reporting agencies, and how the incident has compromised up...

by Money Geek Team

Insurance

'Flood Cars' Sneaking Onto the Market After Hurricanes

Andrew Shawcroft was pleased with the new car he bought from an Oregon dealership in 2015: a 2004 Nissan Murano that he paid for with...

by Diana Hembree and Steve Evans

Credit Cards

How I Travel Hacked the Luxury Honeymoon of My Dreams

The morning after our wedding, my better half and I bid our guests farewell over brunch and left for our honeymoon in Hawaii. When we...

by Money Geek Team

Insurance

When the Confederacy is a Liability

Confederal General Robert E. Lee has transcended history to become a liability. And not just Lee, but some 700 of his colleagues in the Confederacy...

by Money Geek Team

Financial Planning

Ask a MoneyGeek: How Do I Cut My Tax Bill?

Q: Federal income taxes are taking so much of my paycheck! How do I reduce my taxes at the end of the year? Here's what...

by Money Geek Team

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