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SMART TIP:

Pare down to essentials. It's a truism: The less you take, the less to lose. You don't need to take as much as you think.

  • Thin out your wallet: take only two credit cards and a bank (ATM) card at most.
  • Avoid carrying lots of cash: this is one loss that's not covered. Get cash as you need it: ATMs are everywhere these days
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About Judith Horstman


Judith Horstman headshot

Judith Horstman is an award-winning journalist who specializes in reporting on science, health and medicine. She has been a Washington correspondent for Gannett, a journalism professor, a Fulbright scholar and a senior editor at Time Inc. She is the author of seven books, including the popular Scientific American Day in the Life of Your Brain series. Her work has been widely published in media from leading newspapers and magazines to universities and websites. A popular public speaker, she is an editorial consultant and offers workshops on writing.